First Competitors

FMBH Stock  USD 39.95  -0.21  -0.52%   
The company conducts business in Banks space and is part of Financials industry. First Mid Illinois competes with Southside Bancshares, Univest Pennsylvania, Tompkins Financial, Amalgamated Bank, and Burke Herbert and other related companies. Peer context helps frame relative positioning. Relative analysis here focuses on where First Mid is stronger or weaker than peers.

First Mid vs MidWestOne Financial Correlation Snapshot

Modest diversification

The correlation between FMBH and MOFG is 0.28, which Macroaxis classifies as Modest diversification for the selected horizon. Used correctly, the chart helps investors judge whether adding the second position genuinely diversifies the first.

Moving together with First Stock

  0.89FCF First CommonwealthPairCorr
  0.87FRME First MerchantsPairCorr

Moving against First Stock

  0.57CCB Coastal Financial Corp Normal TradingPairCorr
Specify up to 10 symbols:
Mean reversion is the tendency of First Mid's price to return to its historical average after periods of extreme deviation. Investors who identify when First Mid's is significantly above or below its mean may find compelling entry or exit opportunities.
Hype
Prediction
LowEstimatedHigh
0.000.001.71
Details
Intrinsic
Valuation
LowRealHigh
0.5210.3412.05
Details
Naive
Forecast
LowNextHigh
39.0240.7342.44
Details
7 Analysts
Consensus
LowTargetHigh
43.6848.0053.28
Details
Analyzing First Mid in isolation is insufficient for informed investment decisions. Placing First Mid's results in the context of its peer group reveals whether its performance is company-specific or simply a function of industry-wide trends.

First Mid Competition Correlation Matrix

Correlation analysis between First Mid Illinois and its competitors helps investors understand whether diversification is real or only superficial inside the same peer group. This matrix is most informative when investors want to know whether adding another peer would improve diversification, increase crowding, or leave total risk largely unchanged.

High positive correlations

DCOMTMP
BFSTTMP
DCOMAMAL
AMALTMP
BFSTDCOM
BFSTUVSP
  

High negative correlations

MOFGHAFC
HAFCAMAL
DCOMHAFC
HAFCTMP
BFSTHAFC

Risk-Adjusted Indicators

There is a big difference between First Stock performing well and First Mid Company doing well as a business compared to the competition. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze First Mid's multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.

Peer Comparison: Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in First Mid Illinois financial statement analysis. It represents the amount of money remaining after all of First Mid Illinois operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.
Compare First Mid Illinois and related stocks such as Southside Bancshares, Univest Pennsylvania, and Tompkins Financial Net Income Over Time
Select Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
Payables TurnoverSales General And Administrative To Revenue
Average InventoryResearch And Ddevelopement To Revenue
Capex To RevenueCash Per Share
PocfratioInterest Coverage
Payout RatioCapex To Operating Cash Flow
Pfcf RatioDays Payables Outstanding
Net Current Asset ValueIncome Quality
RoeTangible Asset Value
Ev To Operating Cash FlowPe Ratio
Return On Tangible AssetsEv To Free Cash Flow
Earnings YieldIntangibles To Total Assets
Net Debt To E B I T D ACurrent Ratio
Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
Debt To EquityCapex Per Share
Graham Net NetAverage Receivables
Revenue Per ShareInterest Debt Per Share
Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
Operating CyclePrice Book Value Ratio
Price Earnings To Growth RatioDays Of Payables Outstanding
Dividend Payout RatioPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
Long Term Debt To CapitalizationTotal Debt To Capitalization
Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
Cash RatioCash Conversion Cycle
Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity
20102011201220132014201520162017201820192020202120222023202420252026
SBSI4.5 M39.1 M34.7 M41.2 M20.8 M44 M49.3 M54.3 M74.1 M74.6 M82.2 M113.4 M105 M86.7 M88.5 M69.2 M43.6 M
UVSP10.1 M18.9 M20.9 M21.2 M22.2 M27.3 M19.5 M44.1 M50.5 M65.7 M46.9 M91.8 M78.1 M71.1 M75.9 M90.8 M95.3 M
TMP3.3 M35.4 M31.3 M50.9 M52 M58.4 M59.3 M52.5 M82.3 M81.7 M77.6 M89.3 M85 M9.5 M70.8 M161.1 M169.1 M
AMAL-11.8 M-11.8 M-11.8 M-11.8 M-11.8 M19.5 M10.6 M6.1 M44.7 M47.2 M46.2 M52.9 M81.5 M88 M106.4 M104.4 M54.6 M
BHRB12 M33.7 M33.7 M33.7 M33.7 M30.9 M27.2 M27.8 M34.4 M17 M26.5 M36.2 M44 M22.7 M35.7 M117.3 M123.2 M
HAFC12 M28.1 M90.3 M39.9 M49.8 M53.8 M56.5 M54.7 M57.9 M32.8 M42.2 M98.7 M101.4 M80 M62.2 M76.1 M79.9 M
DCOM6.3 M47.3 M40.3 M43.5 M44.2 M44.8 M72.5 M51.9 M51.3 M36.2 M42.3 M104 M152.6 M96.1 M29.1 M110.7 M116.2 M
BFST3.8 M3.8 M3.8 M4.3 MM4.1 M5.1 M4.8 M14.1 M23.8 M30 M52.1 M54.3 M71 M65.1 M87.9 M92.3 M
MOFG2.8 M13.3 M16.5 M18.6 M18.5 M25.1 M20.4 M18.7 M30.4 M43.6 M6.6 M69.5 M60.8 M20.9 M-60.3 M-69.3 M-65.9 M

First Mid Competitive Analysis

Understanding First Mid competitive landscape helps investors identify relative strengths and weaknesses. A thorough competitive analysis of First Mid's peers can reveal which companies are best positioned in the sector.
    
 Better Than Average     
    
 Worse Than Peers    View Performance Chart
FMBH SBSI UVSP TMP AMAL BHRB HAFC DCOM FSUN BFST
 0.52 
39.95
First
 0.62 
30.37
Southside
 0.45 
33.21
Univest
 0.60 
74.65
Tompkins
 0.19 
37.87
Amalgamated
 0.55 
63.09
Burke
 1.28 
25.43
Hanmi
 0.59 
31.77
Dime
 1.64 
36.08
FirstSun
 0.41 
26.55
Business
Market Volatility
(90 Days Market Risk)
Market Performance
(90 Days Performance)
Odds of Financial Distress
(Probability Of Bankruptcy)
Current Valuation
(Equity Enterprise Value)
Buy or Sell Analysis
(Average Analysts Consensus)
Not Available
Trade Advice
(90 Days Macroaxis Advice)
Net Asset
Profit Margin
EBITDA
Operating Margin
Current Valuation
Price To Book
Retained Earnings
Five Year Return
Beta
Number Of Employees
Shares Outstanding
Cash Flow From Operations
Annual Yield
Total Debt
Return On Equity
Z Score
Return On Asset
Number Of Shares Shorted
Book Value Per Share
Total Asset
Debt To Equity
Short Ratio
Target Price
Last Dividend Paid
Shares Owned By Institutions
Market Capitalization
Price To Earning
Price To Earnings To Growth
Price To Sales
Net Income
Earnings Per Share
Shares Owned By Insiders
Revenue
Cash And Equivalents
Cash Per Share
Gross Profit
Day Typical Price
Accumulation Distribution
Market Facilitation Index
Daily Balance Of Power
Period Momentum Indicator
Rate Of Daily Change
Day Median Price
Price Action Indicator
Relative Strength Index
Coefficient Of Variation
Mean Deviation
Jensen Alpha
Total Risk Alpha
Sortino Ratio
Downside Variance
Standard Deviation
Kurtosis
Potential Upside
Treynor Ratio
Maximum Drawdown
Variance
Market Risk Adjusted Performance
Risk Adjusted Performance
Skewness
Semi Deviation
Information Ratio
Value At Risk
Expected Short fall
Downside Deviation
Semi Variance

First Mid Peer Performance Charts

How to Analyze First Mid Against Peers

First Mid's peer analysis compares First Mid with related companies to put valuation, quality, and risk metrics in context. This helps determine whether recent performance is company-specific or broadly sector-driven. A practical workflow includes:
  • Set a relevant peer group: Include direct competitors and close alternatives with comparable business exposure.
  • Benchmark core financials: Compare profitability, growth, capital structure, and cash flow quality.
  • Check valuation dispersion: Review whether First Mid trades at a premium or discount versus peers and why.
  • Evaluate risk profile: Compare volatility, drawdowns, and correlation to avoid false diversification assumptions.
  • Document the thesis: Record where First Mid leads or lags and what catalysts could close or widen the gap.
Use this as an educational baseline, then validate conclusions with current filings, market conditions, and portfolio objectives.