First Commonwealth Financial Stock Today
| FCF Stock | USD 16.83 0.03 0.18% |
Performance Weak
| Odds Of Distress Low
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As of March 13, 2026, First Commonwealth is priced at $16.83, reflecting 0.18% up today after opening at $16.8. Current risk models assign First Commonwealth a 9% probability of financial distress, reflecting a relatively small probability within its capital structure. Risk-adjusted return data over the last 90 trading days classifies First Commonwealth as weak in terms of performance. The performance scores window runs from December 13, 2025 to March 13, 2026. Learn more.
IPO Date 19th of January 1992 | Asset Type Stock | Category Financial Services | Classification Financials |
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Stock Highlights
First Commonwealth Financial (FCF) is listed on New York Stock Exchange in USA. First Commonwealth falls under the Regional Banks classification. The company is classified under the Banks sector. First Commonwealth Financial carries a mid-cap market capitalization of 1.75 B when compared with regional banks. Associated fundamentals relevant to market cap include a workforce of about 1,522 people, about 102.14 M shares outstanding, and enterprise value near 1.99 B. The company has 2.2 M shares sold short (2.54 days to cover). The gap between operating margin (46.46%) and net margin (31.37%) suggests significant non-operating costs such as interest or taxes. First Commonwealth Financial has $452.33 M in debt with debt to equity (D/E) ratio of 8.13, demonstrating that First Commonwealth may be unable to create cash to meet all of its financial commitments. First Commonwealth financial stability analysis Ownership Allocation The majority of First Commonwealth's outstanding shares are owned by institutions. This level of institutional concentration typically reflects the stock's inclusion in major indices, consistent liquidity, and long-term investment attractiveness for funds managing assets on behalf of pensions, endowments, and other institutional clients. With institutions controlling the majority of the float, changes in quarterly 13F filings can provide meaningful signals about shifts in professional investor sentiment. The ownership breakdown for First Commonwealth shows approximately 78% institutional, 2% insider, and 20% public. Check First Ownership DetailsFirst Commonwealth Hype to Price Pattern
Sentiment analytics as of 2026-03-11 indicate a strongly positive outlook for First Commonwealth Financial, reflecting insights from 1 recent news and social engagement metrics. Investor sentiment around First Commonwealth Financial is shaped by public news and social media, and these biases can be used to forecast investment risk in First. The trend in First Commonwealth's average sentiment reveals how timing strategies based on headlines and social activity can guide.
Open Interest Against 2026-04-17 First Option Contracts
Current option-chain data for First Commonwealth Financial covers the April 17th 2026 expiration. The chain lists 20 contracts (10 calls and 10 puts). Primary chain signals include implied volatility near 1.12 and put/call open-interest ratio around 3.7. Open interest and volume details are available in the full chain. View more details.Open interest in First Commonwealth options helps gauge contract activity and liquidity conditions when compared against current spot prices.
ESG SustainabilityFirst Commonwealth Financial reported an ESG Environmental Score of 81.34, an ESG Governance Score of 86.70, and an ESG Social Score of 77.20. First Commonwealth ranks in the upper ESG percentile relative to peers in Regional Banks. ESG transparency may influence valuation stability and stakeholder confidence over time.
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Notable Updates
| CEO | Thomas Price | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Chairman | David Dahlmann | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Non-Executive Independent Chairman of the Board | Jon Gorney | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| President | Matthew Tomb | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Executive President | Joseph Culos | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Executive Vice President - Human Resources | Carrie Riggle | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Old Names | [Dominion Lending Centres Inc, FST CWTH FINL] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, NYSE Composite, SAMPP Small-Cap 600, Financials, Banks, Banks—Regional, Financial Services (View all Sectors) | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Average Analyst Recommendation | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Financial Strength First Commonwealth Financial reported a Net Profit Margin of 13.0%, an Operating Margin of 46.5%, and a Return On Assets of 1.0%. Analysis of capital structure and cash generation suggests that First Commonwealth maintains balanced financial characteristics. Operating returns remain positive, suggesting ongoing earnings capacity. For financial institutions, capital adequacy, leverage ratios, and funding structure are central to financial strength assessment.
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Debt LevelsFirst Commonwealth Financial reported $1.62 in Net Debt To EBITDA, a Debt To Equity of 0.28x, and $265.9 million in Long Term Debt. First Commonwealth Financial's capital structure profile is further characterized by a Long Term Debt To Capitalization of 7.3% and $198.0 million in Long Term Debt Total. Current AssetsFirst Commonwealth Financial reported $0.02 in Intangibles To Total Assets, $6.8 billion in Total Assets, and a Return On Assets of 1.0%. First Commonwealth Financial's key financial metrics profile is further characterized by a Return On Tangible Assets of 0.8%.
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Earnings per Share Projection vs Actual
By analyzing First Commonwealth's earnings estimates, investors can diagnose trend shifts in analyst expectations and compare EPS projections across timeframes. EPS is most informative when read together with margin stability and cash-flow conversion.
Note, estimates are forward‑looking and based on current analyst projections; they are subject to change and may differ materially from actual results. EPS TTM is historical and may not reflect future performance.
Top Institutional Holders
The institutional ownership of First Commonwealth reflects the proportion of its shares held by large financial organizations, including pension funds and investment managers. Institutions holding large blocks of First Commonwealth's shares can influence management strategy.| Instituion | Recorded On | Shares | |
| Northern Trust Corp | 2025-09-30 | 1.3 M | |
| Morgan Stanley - Brokerage Accounts | 2025-09-30 | 1.3 M | |
| Waldron, Lp | 2025-12-31 | 1.2 M | |
| First Trust Advisors L.p. | 2025-09-30 | 1.1 M | |
| Millennium Management Llc | 2025-09-30 | 1.1 M | |
| First Commonwealth Financial Corp | 2025-09-30 | 1 M |
First Commonwealth Historical Income Statement
Recent filings indicate that Selling General Administrative continues growing. The preceding year’s Selling General Administrative stood at 88.16 Million. As of 03/13/2026, Operating Income is forecasted to advance to approximately 208.3 M this year, whereas Gross Profit is moving lower toward roughly 255 M. View More FundamentalsFirst Commonwealth Financial Against Markets
Stock Overview, Methodology & Data Sources
First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. First Commonwealth operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1422 people. A high-level view of First Commonwealth emphasizes earnings durability, balance-sheet flexibility, and competitive positioning. Current metrics include P/E of 13.26, P/B of 1.1, profit margin of 31.37%. First Commonwealth has a market cap of 1.75 B, P/E of 13.26, ROE of 10.29%.
Methodology
Unless otherwise specified, financial data for First Commonwealth Financial is derived from periodic company reporting (annual and quarterly where available). Asset-level metrics are computed daily by Macroaxis LLC and refreshed regularly based on asset type. First (USA Stocks:FCF) prices are typically delayed by approximately 20 minutes from primary exchanges for listed equities. Data may be delayed depending on reporting sources and market conventions. Assumptions: We use public filings and market reference sources with disclosures published by U.S. Securities and Exchange Commission (SEC) via EDGAR as reference inputs. Data may be normalized and can be delayed. All analytics are generated using standardized, rules-based models designed to promote consistency and comparability across instruments. Model assumptions, reference parameters, and selected computational inputs are available in the Model Inputs section. If you have questions about our data sources or methodology, please contact Macroaxis Support.
Analyst Sources
First Commonwealth Financial may have analyst coverage included in Macroaxis-derived consensus inputs when available. Updates may occur throughout the day.
This content is curated and reviewed by:
Rifka Kats - Member of Macroaxis Editorial BoardMore Resources for First Stock Analysis
A structured review of First Commonwealth often starts with core financial statements and trend context. Financial ratios provide context for profitability, efficiency, and growth trends. Below are reports that help frame First Commonwealth Financial Stock in context:First Commonwealth has a market cap of 1.75 B, operating margin of 46.46%, ROE of 10.29%. Use Investing Opportunities to explore allocation context. This includes a position in First Commonwealth Financial across the allocation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in unemployment. Analysis related to First Commonwealth should be read together with other portfolio and risk tools before capital is reallocated. That is especially important when the goal is to improve the overall mix of instruments already held. You can also try the ETF Categories module to list of ETF categories grouped based on various criteria, such as the investment strategy or type of investments.
Quarterly Earnings Growth 0.228 | Dividend Share 0.54 | Earnings Share 1.47 | Revenue Per Share | Quarterly Revenue Growth 0.148 |
The market value of First Commonwealth is measured differently than book value, which reflects First accounting equity. First Commonwealth's market capitalization is 1.75 B. A P/B ratio of 1.1 indicates the market values First Commonwealth above its accounting book value. Enterprise value stands at 1.99 B. The intrinsic value concept focuses on underlying worth, which can diverge from market price and book value. Valuation work aligns these measures into a single context.
Note that First Commonwealth's intrinsic value and market price are different measures derived from different inputs. For First Commonwealth, key inputs include a P/E ratio of 13.26, a P/B ratio of 1.1, a profit margin of 31.37%, and ROE of 10.29%. Trading price represents the transaction level agreed by market participants.