Ofg Bancorp Stock Technical Analysis
| OFG Stock | USD 37.28 0.13 0.35% |
As of the 26th of January, OFG Bancorp holds the coefficient of variation of (1,034), and Risk Adjusted Performance of (0.06). In respect to fundamental indicators, the technical analysis model allows you to check helpful technical drivers of OFG Bancorp, as well as the relationship between them. Please check OFG Bancorp standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and kurtosis to decide if OFG Bancorp is priced fairly, providing market reflects its current price of 37.28 per share. Given that OFG Bancorp has information ratio of (0.14), we recommend you to check out OFG Bancorp's recent market performance to make sure the company can sustain itself in the future.
OFG Bancorp Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as OFG, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to OFGOFG Bancorp's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.OFG Bancorp Analyst Consensus
| Target Price | Advice | # of Analysts | |
| 44.4 | Buy | 4 | Odds |
Most OFG analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand OFG stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of OFG Bancorp, talking to its executives and customers, or listening to OFG conference calls.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.164 | Dividend Share 1.2 | Earnings Share 4.58 | Revenue Per Share | Return On Assets |
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
OFG Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to OFG Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of OFG Bancorp.
| 10/28/2025 |
| 01/26/2026 |
If you would invest 0.00 in OFG Bancorp on October 28, 2025 and sell it all today you would earn a total of 0.00 from holding OFG Bancorp or generate 0.0% return on investment in OFG Bancorp over 90 days. OFG Bancorp is related to or competes with City Holding, Northwest Bancshares, Nicolet Bankshares, First Commonwealth, Enterprise Financial, Foreign Trade, and Pinnacle Financial. OFG Bancorp, a financial holding company, provides a range of banking and financial services More
OFG Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure OFG Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess OFG Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Information Ratio | (0.14) | |||
| Maximum Drawdown | 12.38 | |||
| Value At Risk | (2.99) | |||
| Potential Upside | 1.61 |
OFG Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for OFG Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as OFG Bancorp's standard deviation. In reality, there are many statistical measures that can use OFG Bancorp historical prices to predict the future OFG Bancorp's volatility.| Risk Adjusted Performance | (0.06) | |||
| Jensen Alpha | (0.23) | |||
| Total Risk Alpha | (0.35) | |||
| Treynor Ratio | (0.29) |
OFG Bancorp January 26, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.28) | |||
| Mean Deviation | 1.13 | |||
| Coefficient Of Variation | (1,034) | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.27 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.23) | |||
| Total Risk Alpha | (0.35) | |||
| Treynor Ratio | (0.29) | |||
| Maximum Drawdown | 12.38 | |||
| Value At Risk | (2.99) | |||
| Potential Upside | 1.61 | |||
| Skewness | (2.00) | |||
| Kurtosis | 7.78 |
OFG Bancorp Backtested Returns
OFG Bancorp maintains Sharpe Ratio (i.e., Efficiency) of -0.0341, which implies the firm had a -0.0341 % return per unit of volatility over the last 3 months. OFG Bancorp exposes twenty-four different technical indicators, which can help you to evaluate volatility embedded in its price movement. Please check OFG Bancorp's risk adjusted performance of (0.06), and Coefficient Of Variation of (1,034) to confirm the risk estimate we provide. The company holds a Beta of 0.63, which implies possible diversification benefits within a given portfolio. As returns on the market increase, OFG Bancorp's returns are expected to increase less than the market. However, during the bear market, the loss of holding OFG Bancorp is expected to be smaller as well. At this point, OFG Bancorp has a negative expected return of -0.0573%. Please make sure to check OFG Bancorp's kurtosis, and the relationship between the maximum drawdown and day median price , to decide if OFG Bancorp performance from the past will be repeated in the future.
Auto-correlation | -0.47 |
Modest reverse predictability
OFG Bancorp has modest reverse predictability. Overlapping area represents the amount of predictability between OFG Bancorp time series from 28th of October 2025 to 12th of December 2025 and 12th of December 2025 to 26th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of OFG Bancorp price movement. The serial correlation of -0.47 indicates that about 47.0% of current OFG Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.47 | |
| Spearman Rank Test | -0.71 | |
| Residual Average | 0.0 | |
| Price Variance | 2.06 |
OFG Bancorp technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
OFG Bancorp Technical Analysis
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of OFG Bancorp volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About OFG Bancorp Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of OFG Bancorp on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of OFG Bancorp based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on OFG Bancorp price pattern first instead of the macroeconomic environment surrounding OFG Bancorp. By analyzing OFG Bancorp's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of OFG Bancorp's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to OFG Bancorp specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2026 (projected) | Dividend Yield | 0.0232 | 0.0231 | 0.0269 | Price To Sales Ratio | 2.43 | 2.4 | 1.29 |
OFG Bancorp January 26, 2026 Technical Indicators
Most technical analysis of OFG help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for OFG from various momentum indicators to cycle indicators. When you analyze OFG charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | (0.06) | |||
| Market Risk Adjusted Performance | (0.28) | |||
| Mean Deviation | 1.13 | |||
| Coefficient Of Variation | (1,034) | |||
| Standard Deviation | 1.81 | |||
| Variance | 3.27 | |||
| Information Ratio | (0.14) | |||
| Jensen Alpha | (0.23) | |||
| Total Risk Alpha | (0.35) | |||
| Treynor Ratio | (0.29) | |||
| Maximum Drawdown | 12.38 | |||
| Value At Risk | (2.99) | |||
| Potential Upside | 1.61 | |||
| Skewness | (2.00) | |||
| Kurtosis | 7.78 |
OFG Bancorp January 26, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as OFG stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 0.07 | ||
| Daily Balance Of Power | 0.05 | ||
| Rate Of Daily Change | 1.00 | ||
| Day Median Price | 37.10 | ||
| Day Typical Price | 37.16 | ||
| Price Action Indicator | 0.25 | ||
| Market Facilitation Index | 2.77 |
Complementary Tools for OFG Stock analysis
When running OFG Bancorp's price analysis, check to measure OFG Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OFG Bancorp is operating at the current time. Most of OFG Bancorp's value examination focuses on studying past and present price action to predict the probability of OFG Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OFG Bancorp's price. Additionally, you may evaluate how the addition of OFG Bancorp to your portfolios can decrease your overall portfolio volatility.
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