Selective Insurance (Germany) Today

SV2 Stock  EUR 65.00  -1.00  -1.52%   
Selective Insurance Group is part of the Insurance industry. The company reports approximately EUR5.34 billion in annual revenue. Core operating earnings total roughly EUR671.43 million at the EBITDA level, while cash reserves of about EUR291.17 million.
Performance
Weak
 
Weak
 
Strong
Odds Of Distress
Low
 
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Low
Selective Insurance currently maintains a market price of $65.00, with performance measured at a 1.52% decrease on the day. Selective Insurance currently reflects 9% projected probability of financial distress, aligning with a relatively small probability. Selective Insurance has delivered negative risk-adjusted returns over the past 90 trading days, reflecting weak risk-adjusted results. The performance scores cover the interval from December 20, 2025 to March 20, 2026. Score values are derived from data observed across the selected dates. Learn more.
 Asset Type
Stock
 Category
Financial Services
 Classification
Financials

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Stock Highlights

Selective Insurance Group (SV2) is listed on Frankfurt Exchange in Germany. Selective Insurance operates in the Property & Casualty Insurance space. The company is classified under the Insurance sector. For market cap analysis, Selective Insurance Group is currently valued at 4.06 B and falls into the mid-cap segment of property & casualty insurance companies. The current market cap profile is reinforced by enterprise value near 4.84 B, a workforce of about 2,800 people, and about 60.08 M shares outstanding. Selective Insurance Group has accumulated about 291.17 M in cash with 1.23 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.92.
Selective Insurance financial risk analysis
Ownership Allocation The majority of Selective Insurance's outstanding shares are owned by institutions. Institutional investors such as pension funds, mutual funds, and asset managers typically hold large positions as part of their investment mandates, managing money on behalf of clients or beneficiaries. As a result, they are subject to reporting requirements and oversight rules - such as 13F filings and position disclosure thresholds - that do not apply to individual retail investors. Selective Insurance has approximately 89% of its outstanding shares held by institutional investors, 1% by insiders, and 10% in public hands.
Check Selective Ownership Details
This highlights section surfaces the most decision-relevant indicators surrounding Selective Insurance Group. Current market capitalization is about 4.06 Billion.

Notable Updates

President CEOJohn CPCU
CFO, Executive Vice PresidentMark Wilcox
PresidentMichael Lanza
Thematic IdeaInsurance Providers (View all Themes)
Business ConcentrationProperty & Casualty Insurance, Insurance - Property & Casualty, Financial Services, Insurance Providers, Financials, Insurance, Insurance - Property & Casualty, Financial Services (View all Sectors)

Selective Insurance Historical Income Statement

Reconciled Depreciation is tracking at 36.13 Million after a 9.58% move from the prior year. Year-ago financials show Selective Insurance with Reconciled Depreciation of 32.67 Million. View More Fundamentals

Selective Insurance Group Against Markets

Stock Analysis Notes

About 89.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.34. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Selective Insurance recorded earnings per share (EPS) of 6.49. The company had its last dividend issued on the 13th of February 2026. Selective Insurance Group's financial profile includes $15.2 billion in Total Assets, $262.8 million in Intangible Assets, and $2.2 billion in Net Tangible Assets.

Gross Profit

701.78 Million
Gross Profit is showing structural movement consistent with an accelerating trend. A year ago, Gross Profit was sitting at 872.45 Million.

Investor Insights and Alerts

Selective Insurance generated a negative expected return over the last 90 days
Selective Insurance Group has accumulated EUR11.55 B in total debt with debt to equity ratio (D/E) of 29.8, indicating Selective Insurance may have difficulties to generate enough cash to satisfy its financial obligations. Selective Insurance has a current ratio of 0.33, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Selective Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Selective Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Selective Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Selective to invest in growth at high rates of return. When we think about Selective Insurance's use of debt, we should always consider it together with cash and equity.
Over 89.0% of the company shares are owned by institutional investors
Latest headline from news.google.com: Citigroup Inc. Sells 14,224 Shares of Selective Insurance Group, Inc. SIGI - Market Beat

Thematic Classifications

Thematic classifications around Selective Insurance Group help investors move from one security idea to a broader portfolio idea with a clearer economic narrative. Used well, thematic analysis can turn a discretionary idea into a more systematic portfolio-building process with clearer risk boundaries.
Insurance Providers Idea
Insurance Providers
All types of insurance and insurance brokerages

Market Capitalization

For market cap analysis, Selective Insurance Group is currently valued at 4.06 B and falls into the mid-cap segment of property & casualty insurance companies. The current market cap profile is reinforced by enterprise value near 4.84 B, a workforce of about 2,800 people, and about 60.08 M shares outstanding.

Profitability

Profitability metrics test whether Selective Insurance Group is building real earning power or just reporting one-time accounting gains. Annual revenue is about 5.34 Billion. Comparing gross, operating, and net margins gives a fuller picture than any single figure.
The company has Profit Margin (PM) of 9.0 %, which implies that the company is not heavily pressured on either the cost or pricing side. This is meaningfully above the sector average. Similarly, it shows Operating Margin (OM) of 15.0 %, which suggests that the company generates $15.0 in operating profit for every $100 of revenue.

Management Efficiency

The company has return on total asset (ROA) of 2.79 % which implies that it generated $2.79 in profit per $100 of assets. This is modestly below the industry benchmark. Similarly, it shows a return on equity (ROE) of 13.86 %, which implies that it's equity base generated $13.86 in earnings per $100.
Management quality at Selective Insurance Group matters because strategic decisions eventually show up in margins, cash conversion, capital allocation, and the market's willingness to assign a premium multiple. Used correctly, management analysis provides context for determining whether recent results reflect skill, favorable timing, or a mix of both.
 Operating Margin
0.1533
 Operating Margin
0.1533
 Profit Margin
0.0874
 Expected Return
-0.14
 Long Term Debt
564.8 M

Technical Drivers

According to pricing data from the 20th of March, Selective Insurance trades at 65.00 per share. Quantitative signals reflect Coefficient Of Variation of -6,309, risk adjusted performance of -0.01, and Variance of 2.61. Volume-adjusted indicators are evaluated relative to historical ranges. Current technical signals are evaluated against industry dispersion.

Selective Insurance Price Movement Analysis

Transformation
This analysis covers sixty-one data points across the selected time horizon. Selective Insurance Inverse Tangent Over Price Movement function is an inverse trigonometric method to describe Selective Insurance price patterns.

Outstanding Bonds

Selective Insurance Group may use bonds as part of its capital structure to fund operations, refinance liabilities, or support acquisitions and other long-duration investments. This is why bond analysis is not just a credit exercise; it also informs equity holders about solvency, optionality, and future capital-allocation pressure.

Predictive Daily Indicators

For active positions in Selective Insurance Group, intraday data shows when a move is gaining strength and when it is fading. They help with timing and trade management, but still need to match broader trend and volatility conditions.

Forecast Models

Quantitative tools for Selective Insurance Group focus on observed patterns, which helps when markets move faster than research can update. These models describe patterns, not guarantees. The real test is whether market conditions have changed enough to break the old pattern.

Stock Overview, Methodology & Data Sources

Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. was founded in 1926 and is headquartered in Branchville, New Jersey. Selective Insurance employs 2,800 people. Headquarters are in 40 Wantage Avenue, Branchville, NJ, United States, 07890. Recent market snapshot indicates market cap 4.06 B, P/E 18.07. Selective Insurance operates in Property & Casualty Insurance, Insurance - Property & Casualty, Financial Services. The stock narrative ties operating metrics to how the market is pricing risk. Lower trading activity may introduce occasional variability in execution conditions.

Methodology

Unless otherwise specified, financial data for Selective Insurance Group is derived from periodic company reporting (annual and quarterly where available). Asset-level metrics are computed daily by Macroaxis LLC and refreshed regularly based on asset type. Selective (DE:SV2) prices are typically delayed by approximately 20 minutes from primary exchanges for listed equities. Data may be delayed depending on reporting sources and market conventions. Assumptions: Information for Selective Insurance Group is compiled from public filings and market reference sources and official sources including U.S. Securities and Exchange Commission (SEC) via EDGAR. Reporting latency may occur in some cases. All analytics are generated using standardized, rules-based models designed to promote consistency and comparability across instruments. Model assumptions, reference parameters, and selected computational inputs are available in the Model Inputs section. If you have questions about our data sources or methodology, please contact Macroaxis Support.

Analyst Sources

Selective Insurance Group may have analyst coverage included in Macroaxis-derived consensus inputs when available. Updates may occur throughout the day.

This content is curated and reviewed by:

Raphi Shpitalnik - Junior Member of Macroaxis Editorial Board
Last reviewed on March 9th, 2026

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Optimization tools can help investors judge whether capital allocated to Selective Insurance Group is being used efficiently relative to other opportunities in the same equity universe. The better process compares expected return, volatility, and correlation before the position is increased or introduced.

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Selective Insurance Corporate Management

Governance review matters for Selective Insurance Group because boards and executives shape oversight, strategic discipline, and how shareholder interests are represented. The stronger read distinguishes insiders who manage operations from outside directors who are expected to provide independent oversight.
John BresneyExecutive OfficerProfile
Brad WilsonSenior TreasurerProfile
Joseph CFAExecutive OfficerProfile
Brenda HallEx LinesProfile
Rohit MullChief VPProfile
Sarita ChakravarthiSenior TreasurerProfile

More Resources for Selective Stock Analysis

A full view of Selective Insurance is built from its financial statements and trend data. Financial ratios summarize performance across earnings and efficiency. The data reflects Selective Insurance's reported financial activity across periods. The following reports provide structured context for Selective Insurance Group Stock:
Selective Insurance has a market cap of 4.06 B, operating margin of 15.33%, ROE of 13.86%. Allocation context is available in World Market Map. The portfolio view reflects current allocation structure. The data reflects holdings as of the most recent update. Reported data is organized for reference and does not imply a course of action. A position in Selective Insurance Group is part of the allocation. It is reflected in the overall portfolio structure. How positions are weighted depends on the construction approach used. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
With Selective Insurance showing P/E 18.07 and ROE 13.86%, investors get more value when this analysis is combined with the diversification and construction tools below. Combining those profitability and valuation signals with the risk, diversification, and comparative tools below produces a more informed Financial Services position-sizing decision. You can also try the Correlation Analysis module to reduce portfolio risk simply by holding instruments which are not perfectly correlated.
Selective Insurance's value is shaped by fundamental inputs, whereas price is shaped by supply and demand dynamics. For Selective Insurance, key inputs include a P/E ratio of 18.07, a P/B ratio of 1.34, a profit margin of 8.74%, and ROE of 13.86%. The actual Selective Insurance transaction price is determined by real-time order flow on the exchange.