Selective Insurance (Germany) Performance
| SV2 Stock | EUR 66.00 -0.50 -0.75% |
The firm shows a Beta (market volatility) of 0.17, which conveys relatively modest fluctuations relative to the market. With a sub-1 beta, Selective Insurance participates in market rallies at a reduced pace while also limiting downside exposure. At this point, Selective Insurance has a negative expected return of -0.0647%. Please make sure to double-check Selective Insurance's the relationship between the total risk alpha and treynor ratio, to decide if Selective Insurance's performance from the past will be repeated at some future date.
Risk-Adjusted Performance
Weak
Weak | Strong |
Over the last 90 days, Selective Insurance Group generated negative risk-adjusted returns and added little value for investors with long positions. The result matters because weak risk-adjusted return can persist even when isolated price moves briefly look constructive. Despite nearly stable basic indicators, Selective Insurance is not utilizing all of its potential. The current price disturbance may contribute to mid-run losses for stockholders. Learn More
Forward Dividend Yield 0.0211 | Payout Ratio 0.2096 | Forward Dividend Rate 1.4 | Ex Dividend Date 2026-02-13 |
1 | Insurer sets date to reveal its late-2025 resultsheres when to listen in - Stock Titan | 01/12/2026 |
2 | Selective Insurance Group, Inc. Given Consensus Rating of Hold by Analysts - MarketBeat | 01/23/2026 |
3 | Exploring Selective Insurance Grs Earnings Expectations - Benzinga | 01/28/2026 |
4 | Insider Buying Lisa Bacus Acquires Shares of Selective Insuranc - GuruFocus | 02/03/2026 |
5 | Selective Insurance Group Insider Buying Aligns With Tighter Board Governance - Sahm | 02/06/2026 |
6 | Ex-Dividend Reminder Sabra Health Care REIT, Selective Insurance Group and Esquire Financial Holdings - Nasdaq | 02/11/2026 |
7 | 3 Reasons to Sell SIGI and 1 Stock to Buy Instead - Yahoo Finance Canada | 02/19/2026 |
8 | Selective Insurance Group, Inc. Sees Large Growth in Short Interest - MarketBeat | 03/02/2026 |
9 | Citigroup Inc. Sells 14,224 Shares of Selective Insurance Group, Inc. SIGI - MarketBeat | 03/09/2026 |
Selective |
Relative Risk vs. Return Landscape
If you had invested € 6,916 in Selective Insurance Group on December 14, 2025 and sold it today you would have lost € 316.00 from holding Selective Insurance Group or given up 4.57% of portfolio value over 90 days. Selective Insurance Group is currently producing negative expected returns and carries 1.6413% volatility of returns over 90 trading days. Put another way, 14% of traded stocks are less volatile than Selective, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
| Risk |
Target Price Odds to finish over Current Price
For forecasting purposes, the tendency of Selective Stock price to revert toward a long-term mean offers a useful anchor. However, investors should note that not all stocks correct quickly — persistent mispricings are often associated with additional risk factors that the market prices gradually.
| Current Price | Horizon | Target Price | Odds moving above the current price in 90 days |
| 66.00 | 90 days | 66.00 | over 95.03 |
Using standard statistical methods, the probability of Selective Insurance moving above the current price in 90 days from now is over 95.03 (This stock probability chart shows the expected price distribution for Selective Stock over a 90-day window).
Selective Insurance Price Density |
| Price |
Predictive Modules for Selective Insurance
Predicting the future price of Selective Insurance involves applying a range of quantitative and qualitative techniques to the stock market. While no model guarantees accuracy, the practice of systematic forecasting helps investors structure their thinking and prepare for different market scenarios.Mean reversion opportunities in Selective Insurance's arise when market prices disconnect from fundamental anchors such as earnings, book value, or historical price-to-earnings multiples.
Primary Risk Indicators
Market turbulence over the past two decades has affected virtually every corner of the stock market. Selective Insurance has experienced its share of dramatic price moves. Investors can manage this risk by monitoring Selective Insurance's volatility and elasticity within a framework of fundamental risk indicators.α | Alpha over Dow Jones | 0.01 | |
β | Beta against Dow Jones | 0.17 | |
σ | Overall volatility | 2.47 | |
Ir | Information ratio | 0.03 |
Investor Alerts and Insights
Automated stock alerts for Selective Insurance keep investors informed of key developments without constant manual monitoring. Selective Insurance notifications highlight material changes that could affect portfolio decisions and overall risk exposure.| Selective Insurance generated a negative expected return over the last 90 days | |
| Selective Insurance Group has accumulated EUR11.55 B in total debt with debt to equity ratio (D/E) of 29.8, indicating Selective Insurance may have difficulties to generate enough cash to satisfy its financial obligations. Selective Insurance has a current ratio of 0.33, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Selective Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Selective Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Selective Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Selective to invest in growth at high rates of return. When we think about Selective Insurance's use of debt, we should always consider it together with cash and equity. | |
| Over 89.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: Citigroup Inc. Sells 14,224 Shares of Selective Insurance Group, Inc. SIGI - MarketBeat |
Selective Insurance Fundamentals Growth
Selective Stock is valued by the market based on Selective Insurance's financial performance and outlook. Revenue and earnings growth, profitability metrics, and debt levels form the core set of fundamentals that drive Selective Stock price movements.
| Return On Equity | 0.14 | |||
| Return On Asset | 0.0279 | |||
| Profit Margin | 0.09 % | |||
| Operating Margin | 0.15 % | |||
| Current Valuation | 4.92 B | |||
| Shares Outstanding | 60.08 M | |||
| Price To Earning | 18.07 X | |||
| Price To Book | 1.35 X | |||
| Price To Sales | 0.77 X | |||
| Revenue | 5.34 B | |||
| Gross Profit | 1.18 B | |||
| EBITDA | 671.43 M | |||
| Net Income | 466.41 M | |||
| Cash And Equivalents | 291.17 M | |||
| Cash Per Share | 4.92 X | |||
| Total Debt | 11.55 B | |||
| Debt To Equity | 29.80 % | |||
| Book Value Per Share | 49.16 X | |||
| Cash Flow From Operations | 1.23 B | |||
| Earnings Per Share | 6.45 X | |||
| Total Asset | 15.16 B | |||
| Retained Earnings | 3.5 B | |||
Performance Metrics & Calculation Methodology
Selective Insurance performance is measured on a risk-adjusted basis against benchmarks. Cycle participation patterns help identify regime alignment. Certain defensive traits may reduce sensitivity to broader macroeconomic fluctuations. Selective Insurance shows ROE of 13.86%, ROA of 2.79%.
For Selective Insurance Group, this section uses periodic company reporting and market reference feeds with Macroaxis normalization rules applied to keep cross-asset comparisons consistent. Intraday timing differences may exist. Return and risk statistics are calculated from historical price series.