Pra Group Stock Today

PRAA Stock  USD 14.65  0.94  6.86%   

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PRA is trading at 14.65 as of the 3rd of November 2025, a 6.86 percent increase since the beginning of the trading day. The stock's open price was 13.71. PRA has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 5th of August 2025 and ending today, the 3rd of November 2025. Click here to learn more.
PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia. The company has 39.07 M outstanding shares of which 673.09 K shares are at this time shorted by private and institutional investors with about 1.92 trading days to cover. More on PRA Group

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PRA Stock Highlights

Co-Founder, Chairman and CEOSteven Fredrickson
Business ConcentrationConsumer Finance, Financial Services, NASDAQ Composite, SP Small-Cap 600, NASDAQ Composite Total, Nasdaq Real Estate, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
PRA Group (PRAA) is traded on NASDAQ Exchange in USA and employs 2,897 people. PRA is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 535.7 M. PRA Group conducts business under Consumer Finance sector and is part of Financials industry. The entity has 39.07 M outstanding shares of which 673.09 K shares are at this time shorted by private and institutional investors with about 1.92 trading days to cover. PRA Group currently holds about 89.58 M in cash with (94.59 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 2.3.
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Ownership Allocation
PRA Group secures a total of 39.07 Million outstanding shares. The majority of PRA Group outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to secure positions in PRA Group to benefit from reduced commissions. Therefore, outside corporations are subject to a different set of regulations than regular investors in PRA Group. Please pay attention to any change in the institutional holdings of PRA as this could imply that something significant has changed or is about to change at the company. Also note that around four hundred ninety-two thousand three hundred twenty-nine invesors are currently shorting PRA expressing very little confidence in its future performance.
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PRA Group Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. PRA market risk premium is the additional return an investor will receive from holding PRA long position in a well-diversified portfolio.

PRA Stock Against Markets

PRA Corporate Management

Laura WhiteChief Compliance OfficerProfile
Jan HusbyGlobal OfficerProfile
Najim CFAVice RelationsProfile
Chris BurroughsChief OfficerProfile
James FikeVice FinanceProfile
When determining whether PRA Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PRA's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pra Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pra Group Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PRA Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PRA. If investors know PRA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PRA listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of PRA Group is measured differently than its book value, which is the value of PRA that is recorded on the company's balance sheet. Investors also form their own opinion of PRA's value that differs from its market value or its book value, called intrinsic value, which is PRA's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PRA's market value can be influenced by many factors that don't directly affect PRA's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PRA's value and its price as these two are different measures arrived at by different means. Investors typically determine if PRA is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PRA's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.