Capitol Federal Financial Stock Today

CFFN Stock  USD 6.69  0.07  1.04%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
Capitol Federal is selling at 6.69 as of the 10th of January 2026; that is 1.04 percent decrease since the beginning of the trading day. The stock's open price was 6.76. Capitol Federal has only a 8 % chance of going through financial distress over the next few years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 12th of October 2025 and ending today, the 10th of January 2026. Click here to learn more.
Business Domain
Banks
IPO Date
1st of April 1999
Category
Financial Services
Classification
Financials
Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas. The company has 131.44 M outstanding shares of which 3.91 M shares are currently shorted by private and institutional investors with about 4.71 trading days to cover. More on Capitol Federal Financial

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Capitol Stock Highlights

ESG Sustainability
Environmental
Governance
Social
ChairmanJohn Dicus
Thematic IdeaMacroaxis Picks (View all Themes)
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, SP Small-Cap 600, NASDAQ Composite, Macroaxis Picks, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04870.0491
Slightly Down
Pretty Stable
Net DebtB1.5 B
Significantly Up
Pretty Stable
Total Current Liabilities5.6 B7.6 B
Way Down
Slightly volatile
Non Current Liabilities Total2.1 B1.9 B
Significantly Up
Very volatile
Total Assets9.7 B11.2 B
Fairly Down
Slightly volatile
Total Current Assets10.1 B9.6 B
Sufficiently Up
Slightly volatile
Total Cash From Operating Activities78.5 M49.5 M
Way Up
Slightly volatile
Debt Levels
Capitol Federal can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Capitol Federal's financial leverage. It provides some insight into what part of Capitol Federal's total assets is financed by creditors.
Liquidity
Capitol Federal Financial currently holds 1.95 B in liabilities with Debt to Equity (D/E) ratio of 0.2, which may suggest the company is not taking enough advantage from borrowing. Note, when we think about Capitol Federal's use of debt, we should always consider it together with its cash and equity.

Depreciation

8.88 Million
Capitol Federal Financial (CFFN) is traded on NASDAQ Exchange in USA and employs 604 people. Capitol Federal is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 879.32 M. Capitol Federal Financial conducts business under Banks sector and is part of Financials industry. The entity has 131.44 M outstanding shares of which 3.91 M shares are currently shorted by private and institutional investors with about 4.71 trading days to cover. Capitol Federal Financial currently holds about 56.07 M in cash with 55.04 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.41.
Check Capitol Federal Probability Of Bankruptcy
Ownership Allocation
Capitol Federal holds a total of 131.44 Million outstanding shares. The majority of Capitol Federal Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Capitol Federal Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Capitol Federal. Please pay attention to any change in the institutional holdings of Capitol Federal Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company secures, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Capitol Ownership Details

Capitol Stock Institutional Holders

InstituionRecorded OnShares
Amvescap Plc.2025-06-30
2.3 M
Hotchkis & Wiley Capital Management Llc2025-06-30
2.2 M
Morgan Stanley - Brokerage Accounts2025-06-30
2.1 M
Nuveen, Llc2025-06-30
1.8 M
Cramer Rosenthal Mcglynn Llc2025-06-30
1.6 M
Charles Schwab Investment Management Inc2025-06-30
1.5 M
Northern Trust Corp2025-06-30
1.4 M
Bank Of New York Mellon Corp2025-06-30
1.3 M
Two Sigma Investments Llc2025-06-30
1.2 M
Blackrock Inc2025-06-30
18.5 M
Vanguard Group Inc2025-06-30
12.4 M
View Capitol Federal Diagnostics

Capitol Federal Historical Income Statement

At this time, Capitol Federal's Depreciation And Amortization is very stable compared to the past year. As of the 10th of January 2026, Income Tax Expense is likely to grow to about 21 M, while Interest Expense is likely to drop about 166.3 M. View More Fundamentals

Capitol Stock Against Markets

Capitol Federal Corporate Executives

Elected by the shareholders, the Capitol Federal's board of directors comprises two types of representatives: Capitol Federal inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Capitol. The board's role is to monitor Capitol Federal's management team and ensure that shareholders' interests are well served. Capitol Federal's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Capitol Federal's outside directors are responsible for providing unbiased perspectives on the board's policies.
Kent TownsendCFO, Executive VP, Treasurer, CFO of Capitol Federal Savings Bank, Executive VP of Capitol Federal Savings Bank and Treasurer of Capitol Federal Savings BankProfile
When determining whether Capitol Federal Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Capitol Federal's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Capitol Federal Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Capitol Federal Financial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Capitol Federal Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Capitol Federal. If investors know Capitol will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Capitol Federal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.553
Dividend Share
0.34
Earnings Share
0.52
Revenue Per Share
1.541
Quarterly Revenue Growth
0.169
The market value of Capitol Federal Financial is measured differently than its book value, which is the value of Capitol that is recorded on the company's balance sheet. Investors also form their own opinion of Capitol Federal's value that differs from its market value or its book value, called intrinsic value, which is Capitol Federal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Capitol Federal's market value can be influenced by many factors that don't directly affect Capitol Federal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Capitol Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Capitol Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Capitol Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.