Citizens Financial Group Stock Analysis

Citizens Stock Analysis Notes

About 98.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.08. Some equities with similar Price to Book (P/B) outperform the market in the long run. Citizens Financial has Price/Earnings To Growth (PEG) ratio of 0.26. The entity last dividend was issued on the 29th of October 2025. Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island. Citizens Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 19235 people. For more info on Citizens Financial Group please contact Bruce Saun at (203) 900-6715 or go to https://www.citizensbank.com.

Citizens Financial Investment Alerts

Citizens Financial Upcoming and Recent Events

Citizens Largest EPS Surprises

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Citizens Financial Environmental, Social, and Governance (ESG) Scores

Citizens Financial Thematic Classifications

Citizens Stock Institutional Investors

Note, although Citizens Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Citizens Market Capitalization

The company currently falls under 'Large-Cap' category with a total capitalization of 25.62 B.

Citizens Profitablity

The company has Net Profit Margin of 0.23 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.32 %, which entails that for every 100 dollars of revenue, it generated $0.32 of operating income.

Management Efficiency

The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.03. At this time, Citizens Financial's Total Current Assets are most likely to decrease significantly in the upcoming years. The Citizens Financial's current Intangibles To Total Assets is estimated to increase to 0.05, while Other Assets are projected to decrease to roughly 116.3 B. Citizens Financial's management efficiency ratios could be used to measure how well Citizens Financial manages its routine affairs as well as how well it operates its assets and liabilities.

Technical Drivers

As of the 5th of January, Citizens Financial shows the Mean Deviation of 1.18, downside deviation of 1.93, and Risk Adjusted Performance of 0.0872. Citizens Financial technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices. Please confirm Citizens Financial treynor ratio, as well as the relationship between the potential upside and expected short fall to decide if Citizens Financial is priced correctly, providing market reflects its regular price of 59.39 per share. Given that Citizens Financial has jensen alpha of 0.1009, we suggest you to validate Citizens Financial Group's prevailing market performance to make sure the company can sustain itself at a future point.

Citizens Financial Price Movement Analysis

Citizens Financial Insider Trading Activities

Citizens Financial Outstanding Bonds

Citizens Financial Predictive Daily Indicators

Citizens Financial Corporate Filings

Citizens Financial Forecast Models

Citizens Financial's time-series forecasting models are one of many Citizens Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Citizens Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Citizens Financial Bond Ratings

Citizens Financial Group financial ratings play a critical role in determining how much Citizens Financial have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Citizens Financial's borrowing costs.

Citizens Financial Debt to Cash Allocation

Citizens Financial Group has 12.4 B in debt with debt to equity (D/E) ratio of 6.04, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for Citizens to invest in growth at high rates of return.

Citizens Financial Common Stock Shares Outstanding Over Time

Citizens Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Citizens Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Citizens Financial Debt Ratio

8.42

It seems as most of the Citizens Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Citizens Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Citizens Financial, which in turn will lower the firm's financial flexibility.

Citizens Financial Corporate Bonds Issued

Citizens Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Citizens Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Citizens shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Citizens Financial. By using and applying Citizens Stock analysis, traders can create a robust methodology for identifying Citizens entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Citizens analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Citizens analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Citizens Financial Group stock analysis indicators help investors evaluate how Citizens Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Citizens Financial shares will generate the highest return on investment. By understating and applying Citizens Financial stock analysis, traders can identify Citizens Financial position entry and exit signals to maximize returns.

When running Citizens Financial's price analysis, check to measure Citizens Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Citizens Financial is operating at the current time. Most of Citizens Financial's value examination focuses on studying past and present price action to predict the probability of Citizens Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Citizens Financial's price. Additionally, you may evaluate how the addition of Citizens Financial to your portfolios can decrease your overall portfolio volatility.