First Accounts Payable vs Short Term Investments Analysis

FSEA Stock  USD 11.59  0.08  0.69%   
First Seacoast financial indicator trend analysis is much more than just examining First Seacoast Bancorp latest accounting drivers to predict future trends. We encourage investors to analyze account correlations over time for multiple indicators to determine whether First Seacoast Bancorp is a good investment. Please check the relationship between First Seacoast Accounts Payable and its Short Term Investments accounts. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Seacoast Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in interest.

Accounts Payable vs Short Term Investments

Accounts Payable vs Short Term Investments Correlation Analysis

The overlapping area represents the amount of trend that can be explained by analyzing historical patterns of First Seacoast Bancorp Accounts Payable account and Short Term Investments. At this time, the significance of the direction appears to have almost identical trend.
The correlation between First Seacoast's Accounts Payable and Short Term Investments is 0.97. Overlapping area represents the amount of variation of Accounts Payable that can explain the historical movement of Short Term Investments in the same time period over historical financial statements of First Seacoast Bancorp, assuming nothing else is changed. The correlation between historical values of First Seacoast's Accounts Payable and Short Term Investments is a relative statistical measure of the degree to which these accounts tend to move together. The correlation coefficient measures the extent to which Accounts Payable of First Seacoast Bancorp are associated (or correlated) with its Short Term Investments. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when Short Term Investments has no effect on the direction of Accounts Payable i.e., First Seacoast's Accounts Payable and Short Term Investments go up and down completely randomly.

Correlation Coefficient

0.97
Relationship DirectionPositive 
Relationship StrengthVery Strong

Accounts Payable

An accounting item on the balance sheet that represents First Seacoast obligation to pay off a short-term debt to its creditors. The accounts payable entry is usually reported under current liabilities. If accounts payable of First Seacoast Bancorp are not paid within the agreed terms, the payables are considered to be in default, which may trigger a penalty or interest payment, or the revocation of additional credit from the supplier. Accounts payable may also be considered a source of cash, since they represent funds being borrowed from suppliers. Given these cash flow considerations, suppliers have a natural inclination to push for shorter payment terms, while creditors want to lengthen the payment terms. The amount a company owes to suppliers or vendors for products or services received but not yet paid for. It represents the company's short-term liabilities.

Short Term Investments

Short Term Investments is an item under the current assets section of First Seacoast balance sheet. It contains any investments First Seacoast Bancorp undertook that will expire in less than one year. These accounts contain financial instruments such as stocks or bonds that First Seacoast Bancorp can easily liquidate in the marketplace.
Most indicators from First Seacoast's fundamental ratios are interrelated and interconnected. However, analyzing fundamental ratios indicators one by one will only give a small insight into First Seacoast Bancorp current financial condition. On the other hand, looking into the entire matrix of fundamental ratios indicators, and analyzing their relationships over time can provide a more complete picture of the company financial strength now and in the future. Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Seacoast Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in interest.
At present, First Seacoast's Tax Provision is projected to decrease significantly based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.38, whereas Selling General Administrative is forecasted to decline to about 9.5 M.
 2022 2023 2024 2025 (projected)
Interest Income16.5M19.0M25.2M18.4M
Net Interest Income14.7M12.0M11.7M13.5M

First Seacoast fundamental ratios Correlations

-0.250.880.980.88-0.870.79-0.83-0.160.97-0.811.00.660.04-0.10.990.98-0.870.780.990.230.00.880.761.00.7
-0.25-0.58-0.37-0.530.44-0.610.360.99-0.380.43-0.270.35-0.070.98-0.2-0.110.45-0.59-0.220.8-0.47-0.39-0.29-0.180.41
0.88-0.580.940.86-0.820.8-0.85-0.520.93-0.770.880.420.11-0.460.870.81-0.790.730.87-0.190.110.770.710.860.34
0.98-0.370.940.88-0.860.81-0.85-0.30.99-0.790.970.610.11-0.230.980.94-0.860.820.980.060.020.870.710.980.56
0.88-0.530.860.88-0.870.95-0.7-0.440.88-0.940.90.33-0.06-0.380.840.83-0.970.820.86-0.050.420.930.890.830.52
-0.870.44-0.82-0.86-0.87-0.860.730.38-0.880.69-0.88-0.49-0.130.27-0.83-0.80.87-0.83-0.83-0.04-0.07-0.93-0.7-0.84-0.54
0.79-0.610.80.810.95-0.86-0.65-0.530.83-0.870.810.330.17-0.460.740.69-0.970.840.76-0.210.480.950.830.730.41
-0.830.36-0.85-0.85-0.70.73-0.650.29-0.80.7-0.86-0.64-0.290.25-0.78-0.770.7-0.57-0.78-0.090.2-0.67-0.63-0.84-0.51
-0.160.99-0.52-0.3-0.440.38-0.530.29-0.310.33-0.190.4-0.090.99-0.12-0.020.36-0.54-0.130.84-0.44-0.32-0.19-0.10.49
0.97-0.380.930.990.88-0.880.83-0.8-0.31-0.760.960.610.15-0.230.970.92-0.870.830.970.020.060.90.70.960.54
-0.810.43-0.77-0.79-0.940.69-0.870.70.33-0.76-0.84-0.310.120.31-0.76-0.780.91-0.66-0.78-0.02-0.47-0.81-0.93-0.76-0.56
1.0-0.270.880.970.9-0.880.81-0.86-0.190.96-0.840.650.06-0.120.970.97-0.890.780.970.220.010.890.780.990.7
0.660.350.420.610.33-0.490.33-0.640.40.61-0.310.650.530.460.650.66-0.450.270.640.52-0.460.530.370.70.74
0.04-0.070.110.11-0.06-0.130.17-0.29-0.090.150.120.060.53-0.060.01-0.07-0.090.060.0-0.23-0.250.18-0.070.05-0.08
-0.10.98-0.46-0.23-0.380.27-0.460.250.99-0.230.31-0.120.46-0.06-0.060.040.29-0.48-0.070.86-0.46-0.23-0.14-0.040.55
0.99-0.20.870.980.84-0.830.74-0.78-0.120.97-0.760.970.650.01-0.060.98-0.830.771.00.22-0.020.850.70.990.68
0.98-0.110.810.940.83-0.80.69-0.77-0.020.92-0.780.970.66-0.070.040.98-0.810.710.980.37-0.050.810.730.990.76
-0.870.45-0.79-0.86-0.970.87-0.970.70.36-0.870.91-0.89-0.45-0.090.29-0.83-0.81-0.84-0.84-0.01-0.39-0.98-0.87-0.83-0.59
0.78-0.590.730.820.82-0.830.84-0.57-0.540.83-0.660.780.270.06-0.480.770.71-0.840.77-0.180.220.870.50.750.29
0.99-0.220.870.980.86-0.830.76-0.78-0.130.97-0.780.970.640.0-0.071.00.98-0.840.770.210.010.860.720.990.68
0.230.8-0.190.06-0.05-0.04-0.21-0.090.840.02-0.020.220.52-0.230.860.220.37-0.01-0.180.21-0.480.030.110.270.78
0.0-0.470.110.020.42-0.070.480.2-0.440.06-0.470.01-0.46-0.25-0.46-0.02-0.05-0.390.220.01-0.480.280.48-0.09-0.15
0.88-0.390.770.870.93-0.930.95-0.67-0.320.9-0.810.890.530.18-0.230.850.81-0.980.870.860.030.280.80.850.59
0.76-0.290.710.710.89-0.70.83-0.63-0.190.7-0.930.780.37-0.07-0.140.70.73-0.870.50.720.110.480.80.710.64
1.0-0.180.860.980.83-0.840.73-0.84-0.10.96-0.760.990.70.05-0.040.990.99-0.830.750.990.27-0.090.850.710.71
0.70.410.340.560.52-0.540.41-0.510.490.54-0.560.70.74-0.080.550.680.76-0.590.290.680.78-0.150.590.640.71
Click cells to compare fundamentals

First Seacoast Account Relationship Matchups

First Seacoast fundamental ratios Accounts

202020212022202320242025 (projected)
Total Assets443.1M487.1M537.4M571.0M580.8M519.2M
Short Long Term Debt Total34.1M29.5M99.4M73.0M52.3M50.2M
Other Current Liab315.9M380.3M284.6M362.9M452.4M357.4M
Total Current Liabilities327.4M393.2M382.4M404.8M454.2M381.4M
Total Stockholder Equity58.9M60.5M49.3M66.6M62.1M57.6M
Other Liab3.4M4.0M2.9M3.2M2.9M3.0M
Net Tangible Assets57.1M58.9M60.1M49.3M56.7M53.2M
Property Plant And Equipment Net5.1M4.6M4.2M4.1M754K716.3K
Net Debt25.6M21.6M90.4M66.9M45.2M43.4M
Accounts Payable281.6M327.4M393.2M382.4M439.7M349.9M
Cash8.5M7.9M9.0M6.1M7.1M6.8M
Non Current Assets Total377.7M386.3M420.3M440.8M451.4M424.4M
Non Currrent Assets Other7.5M8.0M16.6M9.4M14.5M11.6M
Other Assets317.1M290.4M418.9M3.2M451.4M324.6M
Long Term Debt34.1M29.5M99.4M73.0M52.3M49.6M
Cash And Short Term Investments64.0M99.2M115.1M127.9M127.3M93.0M
Net Receivables1.4M1.5M2.0M2.3M2.1M1.8M
Common Stock Shares Outstanding5.9M5.8M4.8M4.7M4.3M4.6M
Short Term Investments55.5M91.4M106.1M121.9M120.2M83.6M
Liabilities And Stockholders Equity443.1M487.1M537.4M571.0M580.8M519.2M
Non Current Liabilities Total56.8M33.4M105.7M99.6M64.5M80.1M
Inventory(9.9M)(9.4M)(13.0M)(10.7M)(12.3M)(12.9M)
Other Current Assets9.9M9.4M11.0M8.4M9.6M8.0M
Other Stockholder Equity23.2M22.9M22.8M46.9M44.0M31.3M
Total Liab384.2M426.6M488.1M504.4M518.7M461.5M
Net Invested Capital93.0M89.9M148.7M139.6M114.3M125.8M
Long Term Investments55.5M91.4M505.0M121.9M120.2M138.5M
Property Plant And Equipment Gross5.1M12.4M12.5M12.4M5.4M8.9M
Total Current Assets65.4M100.7M117.1M130.2M129.4M94.8M
Accumulated Other Comprehensive Income1.4M721K(9.7M)(5.9M)(7.0M)(6.7M)
Short Term Debt10.1M12.3M96.8M41.3M1.2M1.1M
Intangible Assets273K669K681K663K629K586.3K
Property Plant Equipment5.3M5.1M4.6M4.2M3.8M4.1M

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether First Seacoast Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Seacoast's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Seacoast Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Seacoast Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Seacoast Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in interest.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Seacoast. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Seacoast listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.241
Earnings Share
(0.57)
Revenue Per Share
3.387
Quarterly Revenue Growth
(0.35)
Return On Assets
(0)
The market value of First Seacoast Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Seacoast's value that differs from its market value or its book value, called intrinsic value, which is First Seacoast's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Seacoast's market value can be influenced by many factors that don't directly affect First Seacoast's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Seacoast's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Seacoast is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Seacoast's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.