First Seacoast Bancorp Stock Today

FSEA Stock  USD 11.50  0.02  0.17%   

Performance

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Odds Of Distress

Risky

 
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First Seacoast is trading at 11.50 as of the 27th of October 2025, a 0.17% down since the beginning of the trading day. The stock's open price was 11.52. First Seacoast has a very high chance of experiencing financial distress in the next few years of operation. It has also generated negative returns for investors over the last 90 days. The performance scores are derived for the period starting the 27th of September 2025 and ending today, the 27th of October 2025. Click here to learn more.
Business Domain
Banks
IPO Date
17th of July 2019
Category
Financial Services
Classification
Financials
First Seacoast Bancorp, Inc. operates as the holding company for First Seacoast Bank that provides commercial and consumer banking services for individuals and businesses. First Seacoast Bancorp, Inc. operates as a subsidiary of First Seacoast Bancorp, MHC. The company has 4.7 M outstanding shares of which 3.58 K shares are currently shorted by private and institutional investors with about 0.83 trading days to cover. More on First Seacoast Bancorp

First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President CEOJames Brannen
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Nasdaq Bank, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.04220.0459
Significantly Down
Very volatile
Gross Profit Margin0.830.4956
Way Up
Slightly volatile
Net Debt43.4 M45.2 M
Sufficiently Down
Pretty Stable
Total Current Liabilities381.4 M454.2 M
Fairly Down
Slightly volatile
Non Current Liabilities Total80.1 M64.5 M
Fairly Up
Pretty Stable
Total Assets519.2 M580.8 M
Moderately Down
Slightly volatile
Total Current Assets94.8 M129.4 M
Way Down
Slightly volatile
Debt Levels
First Seacoast can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Seacoast's financial leverage. It provides some insight into what part of First Seacoast's total assets is financed by creditors.
Liquidity
First Seacoast Bancorp currently holds 52.27 M in liabilities. Note, when we think about First Seacoast's use of debt, we should always consider it together with its cash and equity.

Sale Purchase Of Stock

(3.52 Million)
First Seacoast Bancorp (FSEA) is traded on NASDAQ Exchange in USA and employs 75 people. First Seacoast is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Micro-Cap' category with a current market capitalization of 54.08 M. First Seacoast Bancorp conducts business under Banks sector and is part of Financials industry. The entity has 4.7 M outstanding shares of which 3.58 K shares are currently shorted by private and institutional investors with about 0.83 trading days to cover. First Seacoast Bancorp currently holds about 5.27 M in cash with (2.95 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.9.
Check First Seacoast Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Seacoast Bancorp is $54.08 Million. First Seacoast Bancorp retains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Note, that even with negative profits, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Ubs Group Ag2025-06-30
2.7 K
Tower Research Capital Llc2025-06-30
104
Bank Of America Corp2025-06-30
41.0
Sbi Securities Co Ltd2025-06-30
30.0
Bnp Paribas Arbitrage, Sa2025-06-30
2.0
Fort Hoosac Management, Llc2025-06-30
0.0
Alliancebernstein L.p.2025-06-30
458.9 K
Vanguard Group Inc2025-06-30
210.7 K
Elizabeth Park Capital Advisors, Ltd2025-06-30
125 K
Polaris Capital Management, Llc2025-06-30
90.5 K
First Manhattan Co. Llc2025-06-30
50 K
View First Seacoast Diagnostics

First Seacoast Bancorp Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. First Seacoast market risk premium is the additional return an investor will receive from holding First Seacoast long position in a well-diversified portfolio.

First Stock Against Markets

First Seacoast Corporate Management

When determining whether First Seacoast Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Seacoast's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Seacoast Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Seacoast Bancorp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Seacoast Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Seacoast. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Seacoast listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.241
Earnings Share
(0.57)
Revenue Per Share
3.387
Quarterly Revenue Growth
(0.35)
Return On Assets
(0)
The market value of First Seacoast Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Seacoast's value that differs from its market value or its book value, called intrinsic value, which is First Seacoast's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Seacoast's market value can be influenced by many factors that don't directly affect First Seacoast's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Seacoast's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Seacoast is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Seacoast's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.