Unum Group Stock Total Debt
| UNM Stock | USD 77.23 0.27 0.35% |
Fundamental analysis of Unum allows traders to better anticipate movements in Unum's stock price by examining its financial health and performance throughout various phases of its business cycle.
As of the 3rd of January 2026, Total Debt To Capitalization is likely to drop to 0.18. Unum | Total Debt | Build AI portfolio with Unum Stock |
Unum Group Company Total Debt Analysis
Unum's Total Debt refers to the amount of long term interest-bearing liabilities that a company carries on its balance sheet. That may include bonds sold to the public, notes written to banks or capital leases. Typically, debt can help a company magnify its earnings, but the burden of interest and principal payments will eventually prevent the firm from borrow excessively.
Current Unum Total Debt | 3.74 B |
Most of Unum's fundamental indicators, such as Total Debt, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, Unum Group is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Unum Total Debt Driver Correlations
Understanding the fundamental principles of building solid financial models for Unum is extremely important. It helps to project a fair market value of Unum Stock properly, considering its historical fundamentals such as Total Debt. Since Unum's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Unum's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Unum's interrelated accounts and indicators.
Click cells to compare fundamentals
In most industries, total debt may also include the current portion of long-term debt. Since debt terms vary widely from one company to another, simply comparing outstanding debt obligations between different companies may not be adequate. It is usually meant to compare total debt amounts between companies that operate within the same sector.
| Competition |
Unum Short Long Term Debt Total
Short Long Term Debt Total |
|
Based on the latest financial disclosure, Unum Group has a Total Debt of 3.74 B. This is 90.72% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The total debt for all United States stocks is 29.67% higher than that of the company.
Unum Total Debt Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Unum's direct or indirect competition against its Total Debt to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Unum could also be used in its relative valuation, which is a method of valuing Unum by comparing valuation metrics of similar companies.Unum is currently under evaluation in total debt category among its peers.
Unum ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Unum's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Unum's managers, analysts, and investors.Environmental | Governance | Social |
Unum Institutional Holders
Institutional Holdings refers to the ownership stake in Unum that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Unum's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Unum's value.| Shares | Victory Capital Management Inc. | 2025-06-30 | 2.2 M | Amvescap Plc. | 2025-06-30 | 2.2 M | Bank Of New York Mellon Corp | 2025-06-30 | 1.8 M | Northern Trust Corp | 2025-06-30 | 1.8 M | Donald Smith & Co Inc | 2025-06-30 | 1.8 M | Aqr Capital Management Llc | 2025-06-30 | 1.7 M | Allianz Asset Management Ag | 2025-06-30 | 1.5 M | Goldman Sachs Group Inc | 2025-06-30 | 1.5 M | Royal Bank Of Canada | 2025-06-30 | 1.5 M | Vanguard Group Inc | 2025-06-30 | 19.1 M | Blackrock Inc | 2025-06-30 | 18.3 M |
Unum Fundamentals
| Return On Equity | 0.0835 | ||||
| Return On Asset | 0.0134 | ||||
| Profit Margin | 0.07 % | ||||
| Operating Margin | 0.03 % | ||||
| Current Valuation | 16.39 B | ||||
| Shares Outstanding | 167.33 M | ||||
| Shares Owned By Insiders | 0.89 % | ||||
| Shares Owned By Institutions | 90.71 % | ||||
| Number Of Shares Shorted | 2.68 M | ||||
| Price To Earning | 7.08 X | ||||
| Price To Book | 1.19 X | ||||
| Price To Sales | 1.01 X | ||||
| Revenue | 12.79 B | ||||
| Gross Profit | 3.86 B | ||||
| EBITDA | 2.57 B | ||||
| Net Income | 1.78 B | ||||
| Cash And Equivalents | 162.8 M | ||||
| Cash Per Share | 6.67 X | ||||
| Total Debt | 3.74 B | ||||
| Debt To Equity | 0.40 % | ||||
| Current Ratio | 20.25 X | ||||
| Book Value Per Share | 64.56 X | ||||
| Cash Flow From Operations | 1.51 B | ||||
| Short Ratio | 1.86 X | ||||
| Earnings Per Share | 5.17 X | ||||
| Price To Earnings To Growth | 2.50 X | ||||
| Target Price | 94.08 | ||||
| Number Of Employees | 10.83 K | ||||
| Beta | 0.2 | ||||
| Market Capitalization | 13.15 B | ||||
| Total Asset | 61.96 B | ||||
| Retained Earnings | 12.91 B | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 3.90 % | ||||
| Net Asset | 61.96 B | ||||
| Last Dividend Paid | 1.76 |
About Unum Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Unum Group's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Unum using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Unum Group based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Building efficient market-beating portfolios requires time, education, and a lot of computing power!
The Portfolio Prophet is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.
Try AI Portfolio ProphetCheck out Unum Piotroski F Score and Unum Altman Z Score analysis. You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.93) | Dividend Share 1.76 | Earnings Share 5.17 | Revenue Per Share | Quarterly Revenue Growth 0.05 |
The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.