Unum Group Stock Today

UNM Stock  USD 73.42  0.08  0.11%   

Performance

Mild

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
Unum is selling at 73.42 as of the 2nd of November 2025; that is 0.11% down since the beginning of the trading day. The stock's lowest day price was 72.79. Unum has a very small chance of experiencing financial distress in the next few years but had a somewhat mild performance during the last 90 days. Note, on August 13, 2025, Representative Lisa McClain of US Congress acquired under $15k worth of Unum Group's common stock.
Business Domain
Insurance
IPO Date
6th of November 1986
Category
Financial Services
Classification
Financials
Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. The company was founded in 1848 and is based in Chattanooga, Tennessee. Unumprovident Corp operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. The company has 170.31 M outstanding shares of which 2.37 M shares are at this time shorted by investors with about 1.91 days to cover. More on Unum Group

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Unum Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOTimothy Arnold
Thematic IdeaFinTech (View all Themes)
Old NameUniversal Multimedia SA
Business ConcentrationLife & Health Insurance, Insurance - Life, Financial Services, NYSE Composite, SP Midcap 400, FinTech, Financials, Insurance, Insurance—Life, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.03010.0287
Sufficiently Up
Slightly volatile
Asset Turnover0.230.208
Significantly Up
Slightly volatile
Gross Profit Margin0.760.86
Fairly Down
Slightly volatile
Net Debt2.4 B3.6 B
Way Down
Slightly volatile
Non Current Liabilities Total4.2 B4.4 B
Notably Down
Pretty Stable
Total Assets45.6 B62 B
Way Down
Very volatile
Total Current Assets1.3 B1.4 B
Notably Down
Slightly volatile
Total Cash From Operating Activities1.3 B1.5 B
Fairly Down
Pretty Stable
Debt Levels
Unum can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Unum's financial leverage. It provides some insight into what part of Unum's total assets is financed by creditors.
Liquidity
Unum Group has 3.74 B in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Unum Group has a current ratio of 19.85, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Unum to invest in growth at high rates of return.

Other Cashflows From Financing Activities

73.29 Million
Unum Group (UNM) is traded on New York Stock Exchange in USA and employs 10,833 people. Unum is listed under Life & Health Insurance category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a total capitalization of 12.5 B. Unum Group runs under Insurance sector within Financials industry. The entity has 170.31 M outstanding shares of which 2.37 M shares are at this time shorted by investors with about 1.91 days to cover. Unum Group has about 162.8 M in cash with 1.51 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 6.67.
Check Unum Probability Of Bankruptcy
Ownership Allocation
Unum Group shows a total of 170.31 Million outstanding shares. The majority of Unum Group outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Unum to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Unum Group. Please pay attention to any change in the institutional holdings of Unum Group as this could imply that something significant has changed or is about to change at the company. Please note that on August 13, 2025, Representative Lisa McClain of US Congress acquired under $15k worth of Unum Group's common stock.
Check Unum Ownership Details

Unum Stock Institutional Holders

InstituionRecorded OnShares
Victory Capital Management Inc.2025-06-30
2.2 M
Amvescap Plc.2025-06-30
2.2 M
Bank Of New York Mellon Corp2025-06-30
1.8 M
Northern Trust Corp2025-06-30
1.8 M
Donald Smith & Co Inc2025-06-30
1.8 M
Aqr Capital Management Llc2025-06-30
1.7 M
Allianz Asset Management Ag2025-06-30
1.5 M
Goldman Sachs Group Inc2025-06-30
1.5 M
Royal Bank Of Canada2025-06-30
1.5 M
Vanguard Group Inc2025-06-30
19.1 M
Blackrock Inc2025-06-30
18.3 M
View Unum Diagnostics

Unum Group Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. Unum market risk premium is the additional return an investor will receive from holding Unum long position in a well-diversified portfolio.

Unum Stock Against Markets

Unum Corporate Directors

Francis ShammoIndependent DirectorProfile
Cynthia EganIndependent DirectorProfile
Gloria LarsonIndependent DirectorProfile
Theodore BuntingIndependent DirectorProfile
When determining whether Unum Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Unum's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Unum Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Unum Group Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
1.72
Earnings Share
8.34
Revenue Per Share
71.736
Quarterly Revenue Growth
0.04
The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.