The Hanover Insurance Stock Net Income
| THG Stock | USD 185.18 0.00 0.00% |
Fundamental analysis of Hanover Insurance allows traders to better anticipate movements in Hanover Insurance's stock price by examining its financial health and performance throughout various phases of its business cycle.
| Last Reported | Projected for Next Year | ||
| Net Income | 426 M | 447.3 M | |
| Net Income Applicable To Common Shares | 426 M | 223.1 M | |
| Net Income From Continuing Ops | 425.3 M | 278.4 M | |
| Net Income Per Share | 11.87 | 12.46 | |
| Net Income Per E B T | 0.79 | 0.46 |
Hanover | Net Income | Build AI portfolio with Hanover Stock |
The Hanover Insurance Company Net Income Analysis
Hanover Insurance's Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
Current Hanover Insurance Net Income | 426 M |
Most of Hanover Insurance's fundamental indicators, such as Net Income, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, The Hanover Insurance is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
Hanover Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for Hanover Insurance is extremely important. It helps to project a fair market value of Hanover Stock properly, considering its historical fundamentals such as Net Income. Since Hanover Insurance's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Hanover Insurance's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Hanover Insurance's interrelated accounts and indicators.
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Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
Hanover Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, The Hanover Insurance reported net income of 426 M. This is 66.65% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The net income for all United States stocks is 25.39% higher than that of the company.
Hanover Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses Hanover Insurance's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of Hanover Insurance could also be used in its relative valuation, which is a method of valuing Hanover Insurance by comparing valuation metrics of similar companies.Hanover Insurance is currently under evaluation in net income category among its peers.
Hanover Insurance ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Hanover Insurance's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Hanover Insurance's managers, analysts, and investors.Environmental | Governance | Social |
Hanover Insurance Institutional Holders
Institutional Holdings refers to the ownership stake in Hanover Insurance that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Hanover Insurance's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Hanover Insurance's value.| Shares | American Century Companies Inc | 2025-06-30 | 657.5 K | Victory Capital Management Inc. | 2025-06-30 | 600.3 K | Adage Capital Partners Gp Llc | 2025-06-30 | 558 K | Aqr Capital Management Llc | 2025-06-30 | 553.8 K | Ameriprise Financial Inc | 2025-06-30 | 551 K | First Trust Advisors L.p. | 2025-06-30 | 497.4 K | London Company Of Virginia | 2025-06-30 | 466.7 K | Vaughan Nelson Scarbrgh & Mccullough Lp | 2025-06-30 | 464.7 K | Macquarie Group Ltd | 2025-06-30 | 464.4 K | Vanguard Group Inc | 2025-06-30 | 3.7 M | Blackrock Inc | 2025-06-30 | 3.6 M |
Hanover Fundamentals
| Return On Equity | 0.2 | |||
| Return On Asset | 0.0325 | |||
| Profit Margin | 0.1 % | |||
| Operating Margin | 0.14 % | |||
| Current Valuation | 6.95 B | |||
| Shares Outstanding | 35.58 M | |||
| Shares Owned By Insiders | 0.82 % | |||
| Shares Owned By Institutions | 90.70 % | |||
| Number Of Shares Shorted | 658.32 K | |||
| Price To Earning | 18.15 X | |||
| Price To Book | 1.92 X | |||
| Price To Sales | 1.02 X | |||
| Revenue | 6.22 B | |||
| Gross Profit | 1.54 B | |||
| EBITDA | 573.4 M | |||
| Net Income | 426 M | |||
| Cash And Equivalents | 435.5 M | |||
| Cash Per Share | 4.63 X | |||
| Total Debt | 784.1 M | |||
| Debt To Equity | 0.34 % | |||
| Current Ratio | 0.36 X | |||
| Book Value Per Share | 95.97 X | |||
| Cash Flow From Operations | 806.4 M | |||
| Short Ratio | 3.17 X | |||
| Earnings Per Share | 17.30 X | |||
| Price To Earnings To Growth | (23.25) X | |||
| Target Price | 200.13 | |||
| Number Of Employees | 4.9 K | |||
| Beta | 0.34 | |||
| Market Capitalization | 6.62 B | |||
| Total Asset | 15.27 B | |||
| Retained Earnings | 3.21 B | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 2.05 % | |||
| Net Asset | 15.27 B | |||
| Last Dividend Paid | 3.6 |
About Hanover Insurance Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze The Hanover Insurance's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Hanover Insurance using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of The Hanover Insurance based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out Hanover Insurance Piotroski F Score and Hanover Insurance Altman Z Score analysis. You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Hanover Insurance. If investors know Hanover will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Hanover Insurance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.751 | Dividend Share 3.6 | Earnings Share 17.3 | Revenue Per Share | Quarterly Revenue Growth 0.064 |
The market value of Hanover Insurance is measured differently than its book value, which is the value of Hanover that is recorded on the company's balance sheet. Investors also form their own opinion of Hanover Insurance's value that differs from its market value or its book value, called intrinsic value, which is Hanover Insurance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Hanover Insurance's market value can be influenced by many factors that don't directly affect Hanover Insurance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Hanover Insurance's value and its price as these two are different measures arrived at by different means. Investors typically determine if Hanover Insurance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Hanover Insurance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.