First Savings Financial Stock Current Valuation
| FSFG Stock | USD 32.98 0.10 0.30% |
Valuation analysis of First Savings Financial helps investors to measure First Savings' intrinsic value by examining its available valuation indicators, including the cash flow records, the balance sheet account changes and income statement patterns. The First Savings' current Enterprise Value is estimated to increase to about 454.7 M, while Enterprise Value Over EBITDA is projected to decrease to 29.61. Fundamental drivers impacting First Savings' valuation include:
Undervalued
Today
Please note that First Savings' price fluctuation is very steady at this time. Calculation of the real value of First Savings Financial is based on 3 months time horizon. Increasing First Savings' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the First stock is determined by what a typical buyer is willing to pay for full or partial control of First Savings Financial. Since First Savings is currently traded on the exchange, buyers and sellers on that exchange determine the market value of First Stock. However, First Savings' intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 32.98 | Real 34.5 | Target 32.5 | Hype 32.9 | Naive 33.86 |
The real value of First Stock, also known as its intrinsic value, is the underlying worth of First Savings Financial Company, which is reflected in its stock price. It is based on First Savings' financial performance, growth prospects, management team, or industry conditions. The intrinsic value of First Savings' stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of First Savings Financial helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Savings more accurately as focusing exclusively on First Savings' fundamentals will not take into account other important factors: First Savings Financial Company Current Valuation Analysis
First Savings' Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Current First Savings Current Valuation | 658.69 M |
Most of First Savings' fundamental indicators, such as Current Valuation, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Savings Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Current Valuation Driver Correlations
Understanding the fundamental principles of building solid financial models for First Savings is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Current Valuation. Since First Savings' main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Savings' historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Savings' interrelated accounts and indicators.
Click cells to compare fundamentals
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
| Competition |
In accordance with the recently published financial statements, First Savings Financial has a Current Valuation of 658.69 M. This is 97.99% lower than that of the Banks sector and significantly higher than that of the Financials industry. The current valuation for all United States stocks is 96.04% higher than that of the company.
First Current Valuation Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Savings' direct or indirect competition against its Current Valuation to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Savings could also be used in its relative valuation, which is a method of valuing First Savings by comparing valuation metrics of similar companies.First Savings is currently under evaluation in current valuation category among its peers.
First Savings ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Savings' sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Savings' managers, analysts, and investors.Environmental | Governance | Social |
First Fundamentals
| Return On Equity | 0.13 | |||
| Return On Asset | 0.0096 | |||
| Profit Margin | 0.28 % | |||
| Operating Margin | 0.31 % | |||
| Current Valuation | 658.69 M | |||
| Shares Outstanding | 6.99 M | |||
| Shares Owned By Insiders | 20.00 % | |||
| Shares Owned By Institutions | 40.68 % | |||
| Number Of Shares Shorted | 55.42 K | |||
| Price To Earning | 1.05 X | |||
| Price To Book | 1.19 X | |||
| Price To Sales | 2.75 X | |||
| Revenue | 127.53 M | |||
| Gross Profit | 83.83 M | |||
| EBITDA | 89.08 M | |||
| Net Income | 13.59 M | |||
| Cash And Equivalents | 40.34 M | |||
| Cash Per Share | 5.73 X | |||
| Total Debt | 350.24 M | |||
| Debt To Equity | 8.20 % | |||
| Book Value Per Share | 28.14 X | |||
| Cash Flow From Operations | 91.2 M | |||
| Short Ratio | 4.46 X | |||
| Earnings Per Share | 3.32 X | |||
| Target Price | 32.5 | |||
| Number Of Employees | 250 | |||
| Beta | 0.46 | |||
| Market Capitalization | 230.4 M | |||
| Total Asset | 2.45 B | |||
| Retained Earnings | 173.34 M | |||
| Annual Yield | 0.02 % | |||
| Five Year Return | 1.23 % | |||
| Net Asset | 2.45 B | |||
| Last Dividend Paid | 0.63 |
About First Savings Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Savings Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Savings using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Savings Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out First Savings Piotroski F Score and First Savings Altman Z Score analysis. You can also try the Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Savings. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Savings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.416 | Dividend Share 0.63 | Earnings Share 3.32 | Revenue Per Share | Quarterly Revenue Growth 0.243 |
The market value of First Savings Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Savings' value that differs from its market value or its book value, called intrinsic value, which is First Savings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Savings' market value can be influenced by many factors that don't directly affect First Savings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Savings' value and its price as these two are different measures arrived at by different means. Investors typically determine if First Savings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Savings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.