First Community Stock Today

First Stock Highlights

First Community (FCCO) is listed on NASDAQ Exchange in USA. First Community operates within the Regional Banks industry. First Community carries a small-cap market capitalization of 264.68 M when compared with regional banks. That size classification is easier to frame alongside enterprise value near 143.19 M, annual revenue of 111.06 M, and about 9.34 M shares outstanding. Market capitalization matters because it standardizes size comparisons across regional banks, while small-cap tiers usually imply more room for expansion together with higher sensitivity to market swings and liquidity shifts. First Community currently holds 122.15 M in liabilities with Debt to Equity (D/E) ratio of 9.91, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. First Community financial stability analysis Ownership AllocationOver half of First Community's outstanding shares are owned by institutions. When more than half of a company's float is held by institutions, ownership changes tracked through 13F filings can reflect broader shifts in professional investor sentiment. These filings are publicly available and updated each quarter. The ownership breakdown for First Community shows approximately 62% institutional, 7% insider, and 31% public. Check First Ownership DetailsESG Sustainability

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Notable Updates

CEO	Michael Crapps
Business Concentration	Regional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst RecommendationAcross 3 analyst reports, First Community holds a consensus evaluation of 4.00 (Buy). The consensus score remains broadly stable month over month. 3 of 3 analysts recommend buying. 3 Opinions
Financial Strength First Community posted a Gross Profit Margin of 53.0%, an Operating Margin of 35.4%, and a Return On Capital Employed of 1.3% for the reported period. Analysis of capital structure and cash generation suggests that First Community maintains balanced financial characteristics. Operating returns remain positive, suggesting ongoing earnings capacity. For financial institutions, capital adequacy, leverage ratios, and funding structure are central to financial strength assessment. Current Value Last Year Change From Last Year  10 Year Trend Asset Turnover 0.0524 0.0576 Significantly Down Slightly volatile Gross Profit Margin 0.53 0.681 Significantly Down Very volatile Total Current Liabilities 101.8 M 107.2 M Notably Down Very volatile Total Assets 2 B 1.9 B Sufficiently Up Slightly volatile Total Current Assets 23.3 M 24.6 M Notably Down Pretty Stable
First Community posted $2.92 in Net Debt To EBITDA, a Debt To Equity of -6.31x, and $23.7 million in Long Term Debt for the reported period. Supporting metrics include a Long Term Debt To Capitalization of -414.0% and $12.3 million in Long Term Debt Total, which analysts use to evaluate First Community's operational efficiency. Current Assets First Community posted $0.01 in Intangibles To Total Assets, $2.0 billion in Total Assets, and a Return On Tangible Assets of 1.1% for the reported period. Supporting metrics include a Debt To Assets of 6.3%, which analysts use to evaluate First Community's operational efficiency.

First Community Earnings per Share Projection vs Actual

First Stock Institutional Holders

First Community Historical Income Statement

Recent filings indicate that Operating Income continues increase significantly. The preceding year’s Operating Income stood at 25.23 Million.As of 03/09/2026, EBIT is forecasted to advance to approximately 35.8 M this year, whereas Total Other Income Expense Net is moving lower toward about -387.4 K. View More Fundamentals

First Stock Against Markets

Banks - Regional Financial Services Nasdaq Bank NASDAQ Composite Total