Edward Ratinoff - Axos Financial Independent Director
| AX Stock | USD 84.68 0.02 0.02% |
Director
Mr. Edward James Ratinoff is an Independent Director of BofI Holding, Inc., since April 2010 . He serves as Chairman of the Credit Committee of the Board of Directors of the Bank and as a member of the Nominating Committee of the Board of Directors of the Company. Mr. Ratinoff brings to the Board extensive experience in the real estate investment and real estate development industries. Mr. Ratinoff served as Managing Director and Head of Acquisitions for Phoenix Realty Group, an institutional real estate investment firm focused on opportunistic multifamily investments. Mr. Ratinoff oversaw the investment program for two fund vehicles totaling approximately 400 million in equity, directed acquisition teams in Los Angeles and New York, and was a member of the firms investment committee. Prior to joining Phoenix Realty Group, Mr. Ratinoff held the position of Managing Director and west coast head for the J.E. Robert Companies. In this role, Mr. Ratinoff was responsible for all equity and debt transactions throughout the western US for the real estate investment funds sponsored by the firm and was a member of the investment committees for both JER Partners and JER Investors Trust. Mr. Ratinoff was also responsible for directing JERs multifamily investment strategy in the US, acquiring 2, 300 apartment units in Seattle, Atlanta and Detroit. During his tenure, Mr. Ratinoff led the acquisition of approximately 1.0 billion in assets representing multiple real estate sectors and geographies. Prior to joining JER, Mr. Ratinoff served as Principal with Fowler Flanagan Partners, where he either led or participated in the acquisition, financing and renovation of approximately 3, 000 apartment units in California, Seattle, Arizona, Texas and Missouri since 2010.
| Age | 55 |
| Tenure | 16 years |
| Professional Marks | MBA |
| Address | 9205 West Russell Road, Las Vegas, NV, United States, 89148 |
| Phone | 858 649 2218 |
| Web | https://investors.axosfinancial.com |
Axos Financial Management Efficiency
The company has Return on Asset (ROA) of 1.76 % which suggests that it is generating $1.76 of profit per $100 of assets. This is below typical for similar companies. Likewise, it shows a return on total equity (ROE) of 16.75 %, which suggests that it generated $16.75 in profit per $100 of stockholder equity.Similar Executives
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Management Performance
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0176 |
Axos Financial Leadership Team
Elected by the shareholders, the Axos Financial's board of directors comprises two types of representatives: Axos Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Axos. The board's role is to monitor Axos Financial's management team and ensure that shareholders' interests are well served. Axos Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Axos Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Angela Lopez, Corporate Governance | ||
| John Tolla, Executive Vice President Chief Governance, Risk and Compliance Officer | ||
| JD CFA, CEO President | ||
| Gregory Garrabrants, President, Chief Executive Officer, Director | ||
| Nicholas Mosich, Independent Vice Chairman of the Board | ||
| Paul Grinberg, Independent Chairman of the Board | ||
| James Argalas, Independent Director | ||
| Edward Ratinoff, Independent Director | ||
| Brian Swanson, Executive Vice President Chief Lending Officer of the Bank | ||
| Raymond Matsumoto, Executive Vice President, Chief Operating Officer | ||
| Candace Thiele, Executive Officer | ||
| Uzair Dada, Independent Director | ||
| Tamara Bohlig, Independent Director | ||
| Andrew CPA, Executive Finance | ||
| David Park, Executive Vice President - Commercial Banking and Treasury Management | ||
| Jeff Sime, President and Chief Operating Officer of Axos Clearing, LLC | ||
| Mary Ciafardini, Executive Vice President Human Resources | ||
| Thomas Constantine, Executive Vice President Chief Credit Officer of the Bank | ||
| Derrick Walsh, Chief Financial Officer, Executive Vice President, Chief Accounting Officer | ||
| James Black, Independent Director | ||
| Johnny CFA, Senior Relations | ||
| Jan Durrans, Executive Vice President Chief of Staff and Chief Performance Officer | ||
| Craig Cross, Chief Lending | ||
| Derrick CPA, Executive CFO | ||
| Stefani Carter, Independent Director | ||
| Eshel JD, Executive Officer | ||
| Ann Gill, Senior Officer | ||
| David Crow, Executive Clearing | ||
| Jill Bauer, Executive Services | ||
| James Court, Independent Director | ||
| Andrew Micheletti, Chief Financial Officer, Executive Vice President | ||
| Eshel BarAdon, Executive Vice President Specialty Finance and Chief Legal Officer |
Axos Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Axos Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.17 | ||||
| Return On Asset | 0.0176 | ||||
| Profit Margin | 0.36 % | ||||
| Operating Margin | 0.51 % | ||||
| Current Valuation | 5.07 B | ||||
| Shares Outstanding | 56.68 M | ||||
| Shares Owned By Insiders | 4.41 % | ||||
| Shares Owned By Institutions | 84.10 % | ||||
| Number Of Shares Shorted | 2.49 M | ||||
| Price To Earning | 11.37 X |
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.More Resources for Axos Stock Analysis
Axos Financial has a market cap of 4.8 B, operating margin of 50.62%, ROE of 16.75%. Use Trending Equities to explore allocation context. This includes a position in Axos Financial within the portfolio mix. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in median. For information on how to trade Axos Stock refer to our How to Trade Axos Stock guide.Analysis related to Axos Financial should be read together with other portfolio and risk tools before capital is reallocated. That is especially important when the goal is to improve the overall mix of instruments already held. You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Quarterly Earnings Growth 0.233 | Earnings Share 7.88 | Revenue Per Share | Quarterly Revenue Growth 0.218 | Return On Assets |
The market value of Axos Financial is measured differently than book value, which reflects Axos accounting equity. Axos Financial's market capitalization is 4.8 B. A P/B ratio of 1.64 indicates the market values Axos Financial above its accounting book value. Enterprise value stands at 5.07 B. Intrinsic value represents an estimate of underlying worth and can differ from both market price and book value. Valuation methods compare these perspectives to frame context.
Note that Axos Financial's intrinsic value and market price are different measures derived from different inputs. For Axos Financial, key inputs include a P/E ratio of 11.37, a P/B ratio of 1.64, a profit margin of 36.04%, and ROE of 16.75%. By contrast, market price reflects the level where buyers and sellers transact.