Axos Financial Valuation
| AX Stock | USD 97.78 0.64 0.65% |
At this time, the firm appears to be undervalued. Axos Financial shows a prevailing Real Value of $109.93 per share. The current price of the firm is $97.78. Our model approximates the value of Axos Financial from analyzing the firm fundamentals such as Profit Margin of 0.36 %, current valuation of 5.85 B, and Return On Equity of 0.17 as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Axos Financial's valuation include:
Undervalued
Today
Please note that Axos Financial's price fluctuation is very steady at this time. Calculation of the real value of Axos Financial is based on 3 months time horizon. Increasing Axos Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Axos Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Axos Stock. However, Axos Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 97.78 | Real 109.93 | Target 110.4 | Hype 98.7 | Naive 97.88 |
The intrinsic value of Axos Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Axos Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Axos Financial helps investors to forecast how Axos stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Axos Financial more accurately as focusing exclusively on Axos Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Axos Financial's intrinsic value based on its ongoing forecasts of Axos Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Axos Financial's closest peers.
Axos Financial Cash |
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Axos Revenue by Product
Axos Financial Total Value Analysis
Axos Financial is presently anticipated to have takeover value of 5.85 B with market capitalization of 5.58 B, debt of 372.67 M, and cash on hands of 75 K. Please note that takeover value may be misleading and is a subject to accounting mistakes. We encourage investors to methodically examine all of the Axos Financial fundamentals before making investment evaluation based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.85 B | 5.58 B | 372.67 M | 75 K |
Axos Financial Investor Information
About 82.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.91. Some equities with similar Price to Book (P/B) outperform the market in the long run. Axos Financial has Price/Earnings To Growth (PEG) ratio of 0.78. The entity recorded earning per share (EPS) of 7.88. The firm had not issued any dividends in recent years. Axos Financial had 4:1 split on the 18th of November 2015. Axos Financial may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Income | 740.7 M | 705.4 M |
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Axos Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Axos Financial has an asset utilization ratio of 7.79 percent. This suggests that the Company is making $0.0779 for each dollar of assets. An increasing asset utilization means that Axos Financial is more efficient with each dollar of assets it utilizes for everyday operations.Axos Financial Profitability Analysis
Taking into consideration Axos Financial's profitability measurements, Axos Financial may not be well positioned to generate adequate gross income at this time. It has a very high probability of underperforming in March. Profitability indicators assess Axos Financial's ability to earn profits and add value for shareholders.Net Income | First Reported 2003-06-30 | Previous Quarter 112.4 M | Current Value 128.4 M | Quarterly Volatility 36.3 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.46 | 0.55 |
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For Axos Financial profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Axos Financial to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Axos Financial utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Axos Financial's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Axos Financial over time as well as its relative position and ranking within its peers.
Axos Financial Earnings per Share Projection vs Actual
The next projected EPS of Axos Financial is estimated to be 2.191 with future projections ranging from a low of 2.13 to a high of 2.3. Axos Financial's most recent 12-month trailing earnings per share (EPS TTM) is at 7.88. Please be aware that the consensus of earnings estimates for Axos Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Axos Financial Earnings Estimation Breakdown
The calculation of Axos Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Axos Financial is estimated to be 2.191 with the future projection ranging from a low of 2.13 to a high of 2.3. Please be aware that this consensus of annual earnings estimates for Axos Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
2.13 Lowest | Expected EPS | 2.30 Highest |
Axos Financial Earnings Projection Consensus
Suppose the current estimates of Axos Financial's value are higher than the current market price of the Axos Financial stock. In this case, investors may conclude that Axos Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Axos Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2026 | Current EPS (TTM) | |
| 5 | 86.39% | 0.0 | 2.191 | 7.88 |
Axos Financial Ownership Allocation
Axos Financial holds a total of 56.68 Million outstanding shares. The majority of Axos Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Axos Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Axos Financial. Please pay attention to any change in the institutional holdings of Axos Financial as this could imply that something significant has changed or is about to change at the company. On February 21, 2019, Senator Pat Toomey of US Senate acquired $100k to $250k worth of Axos Financial's common stock.Axos Financial Profitability Analysis
The company generated the yearly revenue of 1.93 B. Reported Net Income was 432.91 M with gross profit of 1.27 B.About Axos Financial Valuation
Our relative valuation model uses a comparative analysis of Axos Financial. We calculate exposure to Axos Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Axos Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 1.4 B | 1.4 B | |
| Pretax Profit Margin | 0.29 | 0.24 | |
| Operating Profit Margin | 0.29 | 0.24 | |
| Net Profit Margin | 0.20 | 0.15 | |
| Gross Profit Margin | 0.55 | 0.46 |
Axos Financial Quarterly Retained Earnings |
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Axos Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 58.2 M | |
| Quarterly Earnings Growth Y O Y | 0.233 | |
| Forward Price Earnings | 9.5511 |
Axos Financial Current Valuation Indicators
Valuation refers to the process of determining the present value of Axos Financial and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Axos we look at many different elements of the entity such as Axos's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Axos Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Axos Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Axos Financial's worth.Additional Tools for Axos Stock Analysis
When running Axos Financial's price analysis, check to measure Axos Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Axos Financial is operating at the current time. Most of Axos Financial's value examination focuses on studying past and present price action to predict the probability of Axos Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Axos Financial's price. Additionally, you may evaluate how the addition of Axos Financial to your portfolios can decrease your overall portfolio volatility.