Northfield Bancorp Competitors

NFBK Stock  USD 13.40  -0.01  -0.07%   
The company conducts business in the Banks sector. Within this framework, Northfield Bancorp is compared with First Business, Kearny Financial, Home Bancorp, Red River, and First Bank, along with other selected peers. Earnings revision trends for Northfield Bancorp and its competitors signal where analyst sentiment is shifting.

Pair Correlation for Northfield Bancorp and Capital Bancorp Summary

Poor diversification
Northfield Bancorp currently posts a 0.64 correlation with Capital Bancorp, indicating a Poor diversification relationship for the active sample. Lower overlap tends to improve diversification, while higher overlap means both positions carry similar risk.

Moving together with Northfield Stock

  0.71FBLA FB Bancorp CommonPairCorr
Specify up to 10 symbols:
Mean reversion analysis in Northfield Bancorp's involves identifying price extremes that diverge materially from the historical norm. High prices may deter value investors, while unusually low prices often attract buyers anticipating a recovery. Mean reversion in Northfield Bancorp is distinct from trend following, which rides momentum rather than betting on reversals.
Hype
Prediction
LowEstimatedHigh
11.2113.2415.27
Details
Intrinsic
Valuation
LowRealHigh
12.8314.8616.89
Details
Naive
Forecast
LowNextHigh
11.8813.9115.93
Details
Analyst
Consensus
LowTargetHigh
13.2014.5016.10
Details
Competitive positioning is a critical dimension of Northfield Bancorp analysis. Benchmarking Northfield Bancorp's performance and risk profile against competitors validates any investment thesis. Evaluating Northfield Bancorp in context means comparing Northfield Bancorp's against the competitive peer group.

Northfield Bancorp Competition Correlation Matrix

Competition correlation for Northfield Bancorp matters because related securities often respond to the same industry, factor, or macro drivers even when their business stories differ. Used correctly, correlation analysis helps separate broad industry exposure from company-specific behavior before additional capital is allocated across the peer group.

High positive correlations

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CBNKCWBC
KRNYFBIZ
UNTYFBIZ
CIVBCWBC
CWBCKRNY
  

High negative correlations

FRBARRBI
PGCFRBA
UNTYRRBI

Risk-Adjusted Indicators

Evaluating Northfield Stock requires separating price momentum from underlying operating strength versus competitors. Without risk-adjusted context, investors may overweight short-term returns and underweight the volatility required to achieve them. These indicators are quantitative in nature and help investors evaluate volatility and risk-adjusted expected returns across different positions.

Peer Comparison: Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in Northfield Bancorp financial statement analysis. It represents the amount of money remaining after all of Northfield Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.
Compare Northfield Bancorp and related stocks such as First Business Financial, Kearny Financial Corp, and Home Bancorp Net Income Over Time
Select Fundamental
Price To Sales RatioDividend Yield
Ptb RatioDays Sales Outstanding
Book Value Per ShareFree Cash Flow Yield
Invested CapitalOperating Cash Flow Per Share
Average PayablesStock Based Compensation To Revenue
Capex To DepreciationPb Ratio
Ev To SalesFree Cash Flow Per Share
RoicInventory Turnover
Net Income Per ShareDays Of Inventory On Hand
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RoeTangible Asset Value
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Return On Tangible AssetsEv To Free Cash Flow
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Tangible Book Value Per ShareReceivables Turnover
Graham NumberShareholders Equity Per Share
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Debt To AssetsEnterprise Value Over E B I T D A
Short Term Coverage RatiosPrice Earnings Ratio
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Price Earnings To Growth RatioDays Of Payables Outstanding
Dividend Payout RatioPrice To Operating Cash Flows Ratio
Price To Free Cash Flows RatioPretax Profit Margin
Ebt Per EbitOperating Profit Margin
Effective Tax RateCompany Equity Multiplier
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Return On Capital EmployedDebt Equity Ratio
Ebit Per RevenueQuick Ratio
Dividend Paid And Capex Coverage RatioNet Income Per E B T
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Operating Cash Flow Sales RatioDays Of Inventory Outstanding
Days Of Sales OutstandingFree Cash Flow Operating Cash Flow Ratio
Cash Flow Coverage RatiosPrice To Book Ratio
Fixed Asset TurnoverCapital Expenditure Coverage Ratio
Price Cash Flow RatioEnterprise Value Multiple
Debt RatioCash Flow To Debt Ratio
Price Sales RatioReturn On Assets
Asset TurnoverNet Profit Margin
Gross Profit MarginPrice Fair Value
Return On Equity
20102011201220132014201520162017201820192020202120222023202420252026
FBIZ2.4 M8.4 M8.9 M13.7 M14.1 M16.5 M14.9 M11.9 M16.3 M23.3 M17 M35.8 M40.9 M17.3 M44.2 M50.3 M52.8 M
KRNY16.5 M5.1 M6.5 M10.2 M5.6 M15.8 M18.6 M19.6 M42.1 M45 M63.2 M67.5 M40.8 M-86.7 M26.1 M30 M17 M
HBCP3.5 M5.1 M9.2 M7.3 M9.9 M12.5 M16 M16.8 M31.6 M27.9 M24.8 M48.6 M34.1 M40.2 M36.4 M46.1 M48.4 M
RRBI14 M14 M14 M14 M14 M14 M15.1 M14 M23.1 M24.8 M28.1 M33 M36.9 M34.9 M34.2 M42.8 M30.1 M
FRBA2.1 M2.1 M2.6 M1.7 M5.8 M3.9 M6.4 MM17.6 M13.4 M19.4 M35.4 M36.3 M20.9 M42.2 M43.7 M45.8 M
UNTY1000 K2.5 M4.2 M5.1 M6.4 M9.6 M13.2 M12.9 M21.9 M23.7 M23.6 M36.1 M38.5 M39.7 M41.5 M58 M60.8 M
PGC4.5 M12.2 M9.7 M9.3 M14.9 M20 M26.5 M36.5 M44.2 M47.4 M26.2 M56.6 M74.2 M48.9 M33 M37.3 M22.6 M
CWBC1.1 M6.5 M7.5 M8.2 M5.3 M11 M15.2 M14 M21.3 M21.4 M20.3 M28.4 M26.6 M25.5 M7.7 M38.2 M40.1 M
CIVBMM5.6 M6.2 M9.5 M12.7 M17.2 M15.9 M14.1 M33.9 M32.2 M40.5 M39.4 M43 M31.7 M46.2 M48.5 M
CBNK-962.6 K1.1 M2.5 M2.6 M-578 K7.5 M9.4 M7.1 M12.8 M16.9 M25.8 M40 M41.8 M35.9 M31 M57.2 M60 M

Northfield Bancorp Competitive Analysis

Sizing up Northfield Bancorp against First Business, Kearny Financial, and Home Bancorp reveals meaningful differences in scale and efficiency. At a 562.6 M valuation, Northfield Bancorp brings in 184.3 M on the top line. The company converts revenue to profit at a 0.54% rate and delivers 0.11% on shareholder equity. First Business converts shareholder equity more efficiently at 14.37% versus Northfield Bancorp at 0.11%. Net profitability gives Kearny Financial an edge at 19.84% versus Northfield Bancorp at 0.54%. Valuation multiples differ: Northfield Bancorp at 15.41x P/E versus Home Bancorp at 10.76x, suggesting different growth expectations.
    
 Better Than Average     
    
 Worse Than Peers    View Performance Chart
NFBK FBIZ KRNY HBCP RRBI FRBA UNTY PGC CWBC CIVB
 0.07 
13.40
Northfield
 0.26 
53.44
First
 2.18 
7.50
Kearny
 0.31 
60.73
Home
 0.21 
90.39
Red
 0.32 
15.91
First
 0.18 
51.11
Unity
 0.72 
34.83
Peapack
 0.13 
22.79
Community
 0.67 
22.58
Civista
Market Volatility
(90 Days Market Risk)
Market Performance
(90 Days Performance)
Odds of Financial Distress
(Probability Of Bankruptcy)
Current Valuation
(Equity Enterprise Value)
Buy or Sell Analysis
(Average Analysts Consensus)
Trade Advice
(90 Days Macroaxis Advice)
Net Asset
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Period Momentum Indicator
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Northfield Bancorp Competition Peer Performance Charts

How to Analyze Northfield Bancorp Against Peers

Northfield Bancorp's peer analysis compares Northfield Bancorp with related companies to put valuation, quality, and risk metrics in context. This helps determine whether recent performance is company-specific or broadly sector-driven. A practical workflow includes:
  • Set a relevant peer group: Include direct competitors and close alternatives with comparable business exposure.
  • Benchmark core financials: Compare profitability, growth, capital structure, and cash flow quality.
  • Check valuation dispersion: Review whether Northfield Bancorp trades at a premium or discount versus peers and why.
  • Evaluate risk profile: Compare volatility, drawdowns, and correlation to avoid false diversification assumptions.
  • Document the thesis: Record where Northfield Bancorp leads or lags and what catalysts could close or widen the gap.
Use this as an educational baseline, then validate conclusions with current filings, market conditions, and portfolio objectives.

Peer Comparison Metrics & Methodology

Northfield Bancorp generates higher gross margins than most of its direct competitors, which points to pricing power or a leaner cost base. Competition analysis is most useful when price, margins, leverage, and growth are read together. For peer comparison, Northfield Bancorp has a market cap of 562.56 M, P/E of 15.41, profit margin of 0.54%.

Unless otherwise specified, data for Northfield Bancorp is compiled from periodic company reporting and market reference feeds and standardized for comparability. Sell-side coverage, where present, supplements the data shown. Updates may occur throughout the day.

This content is curated and reviewed by:

Vlad Skutelnik - Macroaxis Contributor
Last reviewed on March 24th, 2026