First Business Financial Stock Today

FBIZ Stock  USD 54.30  0.42  0.77%   

Performance

Fair

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
First Business is trading at 54.30 as of the 1st of January 2026; that is 0.77 percent down since the beginning of the trading day. The stock's open price was 54.72. First Business has only a 6 % chance of going through financial distress over the next few years but had a somewhat fair performance during the last 90 days. The performance scores are derived for the period starting the 3rd of October 2025 and ending today, the 1st of January 2026. Click here to learn more.
Business Domain
Banks
IPO Date
7th of October 2005
Category
Financial Services
Classification
Financials
First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company has 8.32 M outstanding shares of which 75.76 K shares are currently shorted by private and institutional investors with about 3.18 trading days to cover. More on First Business Financial

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First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOMark Meloy
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, NASDAQ Composite Total, Nasdaq Bank, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.00590.0115
Way Down
Slightly volatile
Asset Turnover0.04320.0681
Way Down
Very volatile
Gross Profit Margin0.470.5512
Fairly Down
Very volatile
Total Current Liabilities3.3 B3.1 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total438.4 M417.5 M
Sufficiently Up
Slightly volatile
Total AssetsB3.9 B
Sufficiently Up
Slightly volatile
Total Current Assets363.8 M516.2 M
Way Down
Very volatile
Total Cash From Operating Activities60.4 M57.5 M
Sufficiently Up
Slightly volatile
Debt Levels
First Business can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Business' financial leverage. It provides some insight into what part of First Business' total assets is financed by creditors.
Liquidity
First Business Financial currently holds 327.98 M in liabilities with Debt to Equity (D/E) ratio of 10.82, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Business' use of debt, we should always consider it together with its cash and equity.

Dividends Paid

9.65 Million
First Business Financial (FBIZ) is traded on NASDAQ Exchange in USA and employs 365 people. First Business is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 455.5 M. First Business Financial conducts business under Banks sector and is part of Financials industry. The entity has 8.32 M outstanding shares of which 75.76 K shares are currently shorted by private and institutional investors with about 3.18 trading days to cover. First Business Financial currently holds about 84.44 M in cash with 57.49 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.96.
Check First Business Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Business Financial is $455.5 Million. The majority of First Business Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Business Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Business. Please pay attention to any change in the institutional holdings of First Business Financial as this could imply that something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Pacific Ridge Capital Partners, Llc2025-06-30
147.9 K
Hillsdale Investment Management Inc.2025-06-30
104.1 K
M3f, Inc.2025-06-30
96.6 K
Lsv Asset Management2025-06-30
86 K
Bridgeway Capital Management, Llc2025-06-30
81.9 K
Northern Trust Corp2025-06-30
80.3 K
Alliancebernstein L.p.2025-06-30
71.8 K
Federated Hermes Inc2025-06-30
71.3 K
Poehling Capital Management Inc2025-06-30
58.3 K
Blackrock Inc2025-06-30
946.8 K
Dimensional Fund Advisors, Inc.2025-06-30
509.4 K
View First Business Diagnostics

First Business Financial Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. First Business market risk premium is the additional return an investor will receive from holding First Business long position in a well-diversified portfolio.

First Stock Against Markets

First Business Corporate Management

Bradley QuadeExecutive OfficerProfile
Bill ElliottLLC FinanceProfile
Daniel OvokaitysChief OfficerProfile
Barbara JDG CounselProfile
Theresa WieseManaging ManagementProfile

Additional Tools for First Stock Analysis

When running First Business' price analysis, check to measure First Business' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Business is operating at the current time. Most of First Business' value examination focuses on studying past and present price action to predict the probability of First Business' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Business' price. Additionally, you may evaluate how the addition of First Business to your portfolios can decrease your overall portfolio volatility.