HomeTrust Bancshares Competitors

HTB Stock   43.16  0.00  0.00%   
The company runs in the Banks sector. HomeTrust Bancshares is often compared with Metropolitan Bank, Capital City, Amerant Bancorp, Northeast Bancorp, and CNB Financial and additional peers. Return on equity for HomeTrust Bancshares looks different when stacked against the top and bottom of its peer set.

HomeTrust Bancshares and MetroCity Bankshares Correlation Overview

Moderate diversification
The correlation between HomeTrust Bancshares and MetroCity Bankshares is 0.33, which Macroaxis classifies as Moderate diversification for the selected horizon. In portfolio terms, the overlap shows how much shared movement remains after combining both positions.

Moving together with HomeTrust Stock

  0.76FBIZ First Business FinancialPairCorr
  0.74FDBC Fidelity DD BancorpPairCorr
  0.82FMNB Farmers National BancPairCorr
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The concept of mean reversion suggests that HomeTrust Bancshares' price will eventually return toward its long-run average. Positions sized too aggressively against the trend can suffer sustained losses before reversion occurs in HomeTrust Bancshares. The mean reversion framework for HomeTrust Bancshares is built on the premise that markets are not perfectly efficient.
Hype
Prediction
LowEstimatedHigh
41.7643.2044.64
Details
Intrinsic
Valuation
LowRealHigh
38.8445.7147.15
Details
Naive
Forecast
LowNextHigh
42.0343.4744.91
Details
Analyst
Consensus
LowTargetHigh
43.8348.1753.47
Details
A rigorous investment case for HomeTrust Bancshares requires more than studying its own financials. Understanding where HomeTrust Bancshares stands relative to peers supports assessment of sustainable advantage. How HomeTrust Bancshares' growth rates, profitability, and capital efficiency stack up against peers often decides investments.

HomeTrust Bancshares Competition Correlation Matrix

Studying peer correlation around HomeTrust Bancshares gives investors a cleaner read on how much independent price behavior still exists across the competitive set. The business currently sits in the Financial Services sector and the Banks - Regional industry. In practical terms, lower correlation may offer better diversification while higher correlation may leave the portfolio more exposed to one shared driver.

High positive correlations

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High negative correlations

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Risk-Adjusted Indicators

Strong stock returns do not always mean HomeTrust Bancshares Company is outperforming its peers on a fundamental level. There are so many exceptions to the norm that investors cannot definitively determine what's good or bad unless they analyze HomeTrust Bancshares' multiple risk-adjusted performance indicators across the competitive landscape. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.

Peer Comparison: Net Income

Net income is one of the most important fundamental items in finance. It plays a large role in HomeTrust Bancshares financial statement analysis. It represents the amount of money remaining after all of HomeTrust Bancshares operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue.
Compare HomeTrust Bancshares and related stocks such as Metropolitan Bank Holding, Capital City Bank, and Amerant Bancorp Net Income Over Time
Select Fundamental
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Ptb RatioDays Sales Outstanding
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Return On Equity
20102011201220132014201520162017201820192020202120222023202420252026
MCB4.3 M4.3 M4.3 M4.3 M4.3 M4.3 MM12.4 M25.6 M30.1 M39.5 M60.6 M59.4 M77.3 M66.7 M71.1 M45.2 M
AMTB15 M15 M15 M15 M15 M15 M23.6 M43.1 M45.8 M51.3 M-1.7 M112.9 M63.3 M32.5 M-15.8 M52.4 M42.3 M
NBN900 K2.2 M4.4 M2.7 M7.1 M7.6 M12.3 M16.2 M13.9 M22.7 M71.5 M42.2 M44.2 M58.2 M83.4 M96 M100.8 M
CCNE3.8 M15.1 M17.1 M16.7 M23.1 M22.2 M20.5 M23.9 M33.7 M40.1 M32.7 M57.7 M63.2 M58 M54.6 M66.1 M69.4 M
BFST3.8 M3.8 M3.8 M4.3 MM4.1 M5.1 M4.8 M14.1 M23.8 M30 M52.1 M54.3 M71 M65.1 M87.9 M92.3 M
MPB2.7 M4.5 MM4.9 M5.7 M6.5 M7.8 M7.1 M10.6 M17.7 M26.2 M29.3 M54.8 M37.4 M49.4 M56.2 M59.1 M
MBWM-1.1 M37.5 M12.5 M17 M17.3 M27 M31.9 M31.3 M42 M49.5 M44.1 M59 M61.1 M82.2 M79.6 M88.8 M93.2 M
MCBS10.1 M10.1 M10.1 M10.1 M12.5 M16.6 M20.2 M31.9 M41.3 M44.7 M36.4 M61.7 M62.6 M51.6 M64.5 M68.7 M44.2 M

HomeTrust Bancshares Competitive Analysis

Placing HomeTrust Bancshares next to Metropolitan Bank, Capital City, and Amerant Bancorp puts raw numbers into competitive context. A 723.6 M valuation paired with 295.1 M in revenue sets the baseline. Profitability stands at a 31.24% net margin with return on equity reaching 11.17%. Metropolitan Bank leads on revenue, 527.1 M to 295.1 M. On the bottom line, HomeTrust Bancshares retains 31.24% while Capital City manages 24.75%. Return on equity favors HomeTrust Bancshares at 11.17%, well ahead of Amerant Bancorp at 5.73%.
    
 Better Than Average     
    
 Worse Than Peers    View Performance Chart
HTB MCB CCBG AMTB NBN CCNE BFST HBNC MPB MBWM
 0.00 
43.16
HomeTrust
 2.85 
82.63
Metropolitan
 3.06 
43.16
Capital
 3.28 
21.39
Amerant
 0.19 
106.54
Northeast
 0.58 
27.45
CNB
 0.12 
25.84
Business
 4.30 
16.49
Horizon
 2.60 
31.94
Mid
 5.28 
51.21
Mercantile
Market Volatility
(90 Days Market Risk)
Market Performance
(90 Days Performance)
Odds of Financial Distress
(Probability Of Bankruptcy)
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(Equity Enterprise Value)
Buy or Sell Analysis
(Average Analysts Consensus)
Not Available
Not Available
Trade Advice
(90 Days Macroaxis Advice)
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HomeTrust Bancshares Competition Peer Performance Charts

How to Analyze HomeTrust Bancshares Against Peers

HomeTrust Bancshares' peer analysis compares HomeTrust Bancshares with related companies to put valuation, quality, and risk metrics in context. This helps determine whether recent performance is company-specific or broadly sector-driven. A practical workflow includes:
  • Set a relevant peer group: Include direct competitors and close alternatives with comparable business exposure.
  • Benchmark core financials: Compare profitability, growth, capital structure, and cash flow quality.
  • Check valuation dispersion: Review whether HomeTrust Bancshares trades at a premium or discount versus peers and why.
  • Evaluate risk profile: Compare volatility, drawdowns, and correlation to avoid false diversification assumptions.
  • Document the thesis: Record where HomeTrust Bancshares leads or lags and what catalysts could close or widen the gap.
Use this as an educational baseline, then validate conclusions with current filings, market conditions, and portfolio objectives.

Peer Comparison Metrics & Methodology

HomeTrust Bancshares' free cash flow conversion rate exceeds the peer group norm, a sign that reported profits are backed by real cash. Competition analysis adds context to price action by grounding it in relative fundamentals. For peer comparison, HomeTrust Bancshares has a market cap of 723.58 M, profit margin of 31.24%.

Unless otherwise specified, data for HomeTrust Bancshares is compiled from periodic company reporting and market reference feeds and standardized for comparability. Professional analyst research is incorporated when coverage is available. Updates may occur throughout the day.

This content is curated and reviewed by:

Raphi Shpitalnik - Junior Member of Macroaxis Editorial Board
Last reviewed on March 6th, 2026