Wealthbuilder Conservative Allocation Fund Volatility

WCCFX Fund  USD 9.41  0.02  0.21%   
Wealthbuilder Conservative Allocation shows a minimal volatility profile over the current evaluation window. Wealthbuilder Conservative Allocation continues to report a Sharpe Ratio (Efficiency) of 0.18, reflecting risk-adjusted gains over the last 3 months. We reviewed 27 technical indicators influencing the latest risk profile.

Sharpe Ratio = 0.1802

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CashWCCFXAverage RiskHigh RiskHuge Risk
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Wealthbuilder Conservative Allocation (WCCFX) recorded a Market Risk Adjusted Performance of -4.4%, a Risk of 0.30, and a Risk Adjusted Performance of 0.1%. Recent moving average trends suggest WealthBuilder Conservative is tracking at about 14% of its historical return corridor. Portfolio-level outcomes depend on how the asset interacts with other holdings.
Key indicators related to WealthBuilder Conservative's volatility include:
90 Days Market Risk
Chance Of Distress
90 Days Economic Sensitivity
The volatility profile of WealthBuilder Conservative determines how much WealthBuilder Conservative's price can move in either direction over a given time frame. Investors use volatility estimates to size positions, set stop-loss levels, and price the cost of hedging WealthBuilder Conservative exposure.
  

Volatility Strategy

Volatility in Wealthbuilder Conservative Allocation reflects changing market conditions that influence diversification outcomes. Current statistical measures show total volatility near 0.3% with a beta coefficient of -0.0074, indicating sensitivity relative to the broader market benchmark. Risk-adjusted efficiency, represented by a Sharpe ratio of 0.18, evaluates return per unit of total risk. An alpha value of 0.0323 reflects performance relative to systematic market exposure. Expected return estimates near 0.0545% are derived from historical distribution modeling and help frame forward-looking return assumptions within a portfolio context. Volatility effects depend on underlying market structure and exposure characteristics.

Main indicators related to WealthBuilder Conservative's market risk premium analysis include:

 Beta
-0.01
 Alpha
0.0323
 Risk
0.3
 Sharpe Ratio
0.18
 Expected Return
0.0545

Moving together with WealthBuilder Mutual Fund

  0.83DHICX Wells Fargo AdvantagePairCorr
  0.81VMPAX Wells Fargo AdvantagePairCorr
  0.81EMGNX Wells Fargo EmergingPairCorr
  0.92EMGAX Wells Fargo EmergingPairCorr
  0.94SSHIX Wells Fargo ShortPairCorr
  0.83SSTHX Wells Fargo ShortPairCorr
  0.93SSTVX Wells Fargo ShortPairCorr
  0.94WSBIX Short Term MunicipalPairCorr
  0.92WARAX Wells Fargo AdvantagePairCorr
  0.9WSGIX Wells Fargo ShortPairCorr
  0.91WSIAX Wells Fargo StrategicPairCorr
  0.88WSINX Wells Fargo StrategicPairCorr
  0.93WSSCX Short Term MunicipalPairCorr
  0.83STYIX Wells Fargo ShortPairCorr
  0.92SCTCX California Tax FreePairCorr
  0.89SCVNX Small Pany ValuePairCorr
  0.79WCAFX WealthBuilder ConservativePairCorr
  0.79MNTRX Total Return BondPairCorr
  0.98WCYFX Wells Fargo WealthbuilderPairCorr
  0.87WUSNX Allspring Ultra ShortPairCorr
  0.61IPBAX Inflation ProtectedPairCorr
  0.94IPBNX Wells Fargo RealPairCorr

Moving against WealthBuilder Mutual Fund

  0.38STAFX Wells Fargo LargePairCorr
  0.38STNFX Wells Fargo LargePairCorr

Sensitivity To Market

The beta coefficient of -0.0074 for Wealthbuilder Conservative Allocation measures how its returns respond to broader market changes. In regression terms, beta captures the slope between asset returns and index returns. Historical volatility is currently near 0.3%.Wealthbuilder Conservative Allocation return patterns over the selected horizon reflect a minimal level of variability, based on dispersion and downside-focused statistics. Global funds can add currency-related movement on top of underlying asset volatility.
Check current 90 days WealthBuilder Conservative correlation with market (Dow Jones Industrial)
α0.03   β-0.0074
3 Months Beta |Analyze WealthBuilder Conservative Demand Trend
Check current 90 days WealthBuilder Conservative correlation with market (Dow Jones Industrial)

Downside Risk

WealthBuilder standard deviation quantifies the typical daily price movement relative to its average over your selected period. Volatile instruments show high standard deviation; stable instruments show low.
Standard Deviation
    
  0.3  
The difference between upside risk and downside risk is meaningful for WealthBuilder Conservative investors. Upside risk is measured by WealthBuilder Conservative's standard deviation, while downside risk is captured by semi-deviation or downside deviation of WealthBuilder Conservative's daily returns. Wealthbuilder Conservative Allocation (WCCFX) recorded a Downside Deviation of 0.40, a Downside Variance of 0.16, and a Maximum Drawdown of 1.90.

Mutual Fund Volatility Analysis

When measuring the risk of WealthBuilder Conservative mutual fund, volatility is a critical metric. It indicates how dramatically WealthBuilder Conservative's price swings over a specific time horizon. A mutual fund with high volatility can produce outsized gains or losses compared to a low-volatility alternative.
Transformation
This analysis covers sixty-one data points across the selected time horizon. WealthBuilder Conservative Average Price is the average of the sum of open, high, low and close daily prices of a bar. It can be used to smooth an indicator that normally takes just the closing price as input.

Projected Return Density Against Market

Assuming a 90-day horizon Wealthbuilder Conservative Allocation has a beta of -0.0074 . This entails that as returns on the benchmark increase, returns on WealthBuilder Conservative tend to move in the opposite direction, though by a smaller magnitude. During a bear market, however, Wealthbuilder Conservative Allocation is likely to outperform the market.
WealthBuilder Conservative carries exposure to broad market movements as well as company or sector-specific developments. While portfolio diversification can reduce asset-level risk, systematic volatility cannot be avoided. Standard deviation and beta quantify this exposure. Wealthbuilder Conservative Allocation (WCCFX) recorded a Downside Deviation of 0.40, a Mean Deviation of 0.23, and a Semi Deviation of 0.25.
Wealthbuilder Conservative Allocation has an alpha of 0.0323, implying that it can generate a 0.0323 percent excess return over Dow Jones Industrial after adjusting for the inherent market risk (beta).
   Predicted Return Density   
       Returns  
WealthBuilder Conservative's volatility is measured either by using standard deviation or beta. Standard deviation reflects how much WealthBuilder Conservative's price typically deviates from the mean over a given period.

What Drives WealthBuilder Conservative's Price Volatility?

Several factors can influence WealthBuilder Conservative's market volatility:

Industry Dynamics

Sector-level events can directly affect WealthBuilder Conservative's price stability. Regulatory changes, supply disruptions, or shifts in demand within WealthBuilder Conservative's industry may create volatility even when the broader market is calm. Competitive dynamics and industry consolidation can also amplify price swings for companies like WealthBuilder Conservative.

Political and Economic Environment

Macroeconomic conditions and policy decisions shape the backdrop for WealthBuilder Conservative's price movements. Interest rate changes, trade policy shifts, and fiscal legislation can all alter investor sentiment toward WealthBuilder Conservative. During periods of economic expansion, WealthBuilder Conservative's price tends to benefit from broader market optimism, while downturns can amplify selling pressure.

WealthBuilder Conservative's Company-Specific Factors

Volatility can also stem from events unique to WealthBuilder Conservative. Earnings surprises, management changes, product launches, or legal developments may trigger sharp price reactions in WealthBuilder Conservative's stock. Conversely, operational setbacks, guidance revisions, or data breaches can weigh on WealthBuilder Conservative's share price.

Mutual Fund Risk Measures

Assuming a 90-day horizon the coefficient of variation of WealthBuilder Conservative is 555.02. The daily returns are distributed with a variance of 0.09 and standard deviation of 0.3. The mean deviation of Wealthbuilder Conservative Allocation is currently at 0.23. For similar time horizon, the selected benchmark (Dow Jones Industrial) has volatility of 0.8
α
Alpha over Dow Jones
0.03
β
Beta against Dow Jones-0.0074
σ
Overall volatility
0.30
Ir
Information ratio 0.38

Mutual Fund Return Volatility

Volatility for WealthBuilder Conservative quantifies the day-to-day dispersion of fund returns around their historical average. The fund carries 0.3023% return volatility across the 90-day horizon. As a benchmark, Dow Jones Industrial has volatility of 0.8012% on return distribution over a 90-day investment horizon.
 Performance 
       Timeline  

Related Correlations Analysis


Risk-Adjusted Indicators

WealthBuilder Conservative Mutual Fund may look attractive on headline returns alone, but deeper analysis often tells a different story. A thorough review of WealthBuilder Conservative's risk-adjusted indicators provides a clearer picture of whether returns are being earned efficiently. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.

Risk Metrics, Assumptions & Methodology

Volatility for WealthBuilder Conservative reflects NAV dispersion and exposure stability across disclosure periods. Standard deviation provides a baseline measure of variability magnitude.

This section for Wealthbuilder Conservative Allocation is built from fund disclosures and market reference feeds, with harmonization applied to align reporting definitions. Values may update on different source schedules. Volatility and downside metrics are estimated from historical return dispersion.

This content is curated and reviewed by:

Gabriel Shpitalnik - Member of Macroaxis Editorial Board
Last reviewed on March 15th, 2026

WealthBuilder Conservative Investment Opportunity

Recent data suggests that Dow Jones Industrial is meaningfully more volatile than Wealthbuilder Conservative Allocation, by roughly a 2.67x factor. Across the current 90-day horizon, that places the security below 2% of the broader equity and portfolio universe on a pure volatility basis.You can use Wealthbuilder Conservative Allocation to enhance the returns of your portfolios. This short-horizon strategy note focuses on what the latest move may imply for immediate trading context. It is intended to separate routine noise from more speculative bursts in price action. a normal upward fluctuation. Check odds of WealthBuilder Conservative to be traded at $9.88 in 90 days.
Average diversification
The correlation between WCCFX and DJI is 0.13, which Macroaxis classifies as Average diversification for the selected horizon. The cleaner interpretation is to review correlation beside volatility, expected return, and the role each holding plays in the portfolio.

WealthBuilder Conservative Additional Risk Indicators

A broader risk-indicator set for Wealthbuilder Conservative Allocation can improve buy, hold, hedge, and sell decisions by adding context beyond the most common measures. The stronger process compares similar securities with comparable growth and valuation context before ranking one as more or less risky.

WealthBuilder Conservative Suggested Diversification Pairs

Using WealthBuilder Conservative in a pair-trading setup can improve risk control because gains and losses are judged against a second position instead of against the market alone. The advantage is that adverse movement in one leg may be partly offset by the other when correlation and thesis alignment hold.
Risk reduction through pair trading is real but has limits - not every type of exposure can be offset by a second leg. WealthBuilder Conservative's exposure to overall market risk stays intact regardless of pairing. The value of a second leg lies in reducing WealthBuilder Conservative's idiosyncratic risk - the part that comes from company-level events rather than macro conditions.