Sit Tax Free Income Fund Volatility

SNTIX Fund  USD 8.74  0.01  0.11%   
Recent trading patterns suggest Sit Tax Free Income maintains a minimal volatility profile. It exhibits a Sharpe Ratio (Efficiency) of 0.0777, showing reward per unit of risk over the last 3 months. The current setup includes 28 technical indicators relevant to risk behavior.

Sharpe Ratio = 0.0777

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Good Returns
Average Returns
Small Returns
CashSmall RiskAverage RiskHigh RiskHuge Risk
Negative ReturnsSNTIX
Sit Tax Free Income posted a Market Risk Adjusted Performance of 0.3%, a Risk of 0.17, and a Risk Adjusted Performance of 0.04% for the reported period. Moving average data indicates SIT TAX-FREE is positioned near 6% of its recent return envelope. Risk-adjusted contribution varies depending on portfolio structure.
Key indicators related to SIT TAX-FREE's volatility include:
90 Days Market Risk
Chance Of Distress
90 Days Economic Sensitivity
Volatility analysis for SIT TAX-FREE draws on both historical price data and forward-looking implied volatility from the options market. Together these measures provide a comprehensive view of SIT TAX-FREE's risk profile.
  

Volatility Strategy

Observed trading dispersion in Sit Tax Free Income can affect long-term allocation structure. Current statistical measures show total volatility near 0.17% with a beta coefficient of 0.0205, indicating sensitivity relative to the broader market benchmark. Risk-adjusted efficiency, represented by a Sharpe ratio of 0.0777, evaluates return per unit of total risk. An alpha value of 0.006741 reflects performance relative to systematic market exposure. Expected return estimates near 0.0133% are derived from historical distribution modeling and help frame forward-looking return assumptions within a portfolio context. Volatility effects depend on underlying market structure and exposure characteristics.

Main indicators related to SIT TAX-FREE's market risk premium analysis include:

 Beta
0.0205
 Alpha
0.006741
 Risk
0.17
 Sharpe Ratio
0.0777
 Expected Return
0.0133

Moving together with SIT Mutual Fund

  0.85SSCDX Sit Small CapPairCorr
  0.86SSMGX Sit Small CapPairCorr
  0.85SDFSX Sit Small CapPairCorr
  0.81SDMGX Sit Developing MarketsPairCorr
  0.98SMTFX Sit Minnesota TaxPairCorr
  0.94SNGVX Sit U SPairCorr
  0.95SNGYX Sit Government SecuritiesPairCorr
  1.0SNTYX Sit Tax FreePairCorr
  0.96SQIYX Sit Mutual FundsPairCorr
  0.97SQIFX Sit Quality IncomePairCorr
  0.97VWITX VANGUARD INTERMEDIATE-TERPairCorr
  0.97VWIUX Vanguard IntermediatePairCorr
  0.99AFTEX Tax Exempt BondPairCorr
  0.99AFTFX Tax Exempt BondPairCorr
  0.98TEBCX Tax Exempt BondPairCorr
  0.99TEAFX Tax Exempt BondPairCorr
  0.99TFEBX Tax Exempt BondPairCorr
  0.95FLTMX Fidelity IntermediatePairCorr
  0.98GSMUX Goldman Sachs DynamicPairCorr
  0.98GSMIX Goldman Sachs DynamicPairCorr

Moving against SIT Mutual Fund

  0.54SNIGX Sit Large CapPairCorr
  0.32SIBAX Sit BalancedPairCorr

Sensitivity To Market

SIT TAX-FREE systematic risk exposure is reflected in a beta value of 0.0205. Beta is derived from regression analysis comparing asset and benchmark returns. Measured volatility currently stands near 0.17%.Over the current lookback period, Sit Tax Free Income shows a minimal volatility profile, using downside deviation (0.29%) as a primary reference. Funds with more equity exposure typically show higher volatility than more bond-heavy funds.
Check current 90 days SIT TAX-FREE correlation with market (Dow Jones Industrial)
α0.01   β0.02
3 Months Beta |Analyze Sit Tax Free Demand Trend
Check current 90 days SIT TAX-FREE correlation with market (Dow Jones Industrial)

Downside Risk

Standard deviation for SIT expresses the daily price volatility over a selected time horizon as a spread around the mean. High values indicate volatile instruments; low values indicate stable ones.
Standard Deviation
    
  0.17  
For SIT TAX-FREE investors, the distinction between upside and downside risk matters. Standard deviation measures total volatility including favorable moves, while downside deviation and semi-deviation isolate the loss risk in SIT TAX-FREE's daily returns. Sit Tax Free Income posted a Downside Deviation of 0.29, a Downside Variance of 0.09, and a Maximum Drawdown of 1.02 for the reported period.

Mutual Fund Volatility Analysis

Volatility describes the degree to which SIT TAX-FREE mutual fund price fluctuates in either direction. Highly volatile mutual funds like SIT TAX-FREE can offer significant profit opportunities, but also come with heightened risk.
Transformation
This analysis covers sixty-one data points across the selected time horizon. Sit Tax Free Average Price is the average of the sum of open, high, low and close daily prices of a bar. It can be used to smooth an indicator that normally takes just the closing price as input.

Projected Return Density Against Market

Assuming a 90-day horizon SIT TAX-FREE has a beta of 0.0205 . This usually implies as returns on the market go up, SIT TAX-FREE's average returns are expected to increase less than the benchmark. However, during a bear market, the loss from holding Sit Tax Free Income is expected to be smaller as well.
Systematic risk links SIT TAX-FREE to overall mutual fund market cycles, while unsystematic risk stems from company or sector-specific developments. Diversification addresses the latter, but macro sensitivity persists. Beta measures relative responsiveness. Sit Tax Free Income posted a Downside Deviation of 0.29, a Mean Deviation of 0.11, and a Semi Deviation of 0.08 for the reported period.
Sit Tax Free Income has an alpha of 0.0067, implying that it can generate a 0.0067 percent excess return over Dow Jones Industrial after adjusting for the inherent market risk (beta).
   Predicted Return Density   
       Returns  
SIT TAX-FREE's volatility is measured either by using standard deviation or beta. Standard deviation reflects how much SIT TAX-FREE's price typically deviates from the mean over a given period.

What Drives SIT TAX-FREE's Price Volatility?

Several factors can influence SIT TAX-FREE's market volatility:

Industry Dynamics

Sector-level events can directly affect SIT TAX-FREE's price stability. Regulatory changes, supply disruptions, or shifts in demand within SIT TAX-FREE's industry may create volatility even when the broader market is calm. Competitive dynamics and industry consolidation can also amplify price swings for companies like SIT TAX-FREE.

Political and Economic Environment

Macroeconomic conditions and policy decisions shape the backdrop for SIT TAX-FREE's price movements. Interest rate changes, trade policy shifts, and fiscal legislation can all alter investor sentiment toward SIT TAX-FREE. During periods of economic expansion, SIT TAX-FREE's price tends to benefit from broader market optimism, while downturns can amplify selling pressure.

SIT TAX-FREE's Company-Specific Factors

Volatility can also stem from events unique to SIT TAX-FREE. Earnings surprises, management changes, product launches, or legal developments may trigger sharp price reactions in SIT TAX-FREE's stock. Conversely, operational setbacks, guidance revisions, or data breaches can weigh on SIT TAX-FREE's share price.

Mutual Fund Risk Measures

Assuming a 90-day horizon the coefficient of variation of SIT TAX-FREE is 1287.83. The daily returns are distributed with a variance of 0.03 and standard deviation of 0.17. The mean deviation of Sit Tax Free Income is currently at 0.11. For similar time horizon, the selected benchmark (Dow Jones Industrial) has volatility of 0.8
α
Alpha over Dow Jones
0.01
β
Beta against Dow Jones0.02
σ
Overall volatility
0.17
Ir
Information ratio 0.30

Mutual Fund Return Volatility

SIT TAX-FREE historical daily return volatility represents how much of SIT TAX-FREE fund's daily returns swing around its mean - it is a statistical measure of its dispersion of returns. The fund reported 0.1717% volatility on return distribution over a 90-day investment horizon. By contrast, Dow Jones Industrial has volatility of 0.7886% on return distribution over a 90-day investment horizon.
 Performance 
       Timeline  

Related Correlations Analysis


Correlation Matchups

Over a given time period, the two securities move together when the Correlation Coefficient is positive. Conversely, the two assets move in opposite directions when the Correlation Coefficient is negative. Determining your positions' relationship to each other is valuable for analyzing and projecting your portfolio's future expected return and risk.

High positive correlations

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FSAZXHEQ
FMIEXHEQ
FMIEXFSAZX
KFFMIEX
KFFSAZX
  

High negative correlations

FMIEXINPSX
INPSXHEQ
KFINPSX
INPSXFSAZX
INPSXBAIAX
INPSXVFL

Risk-Adjusted Indicators

There is a big difference between SIT Mutual Fund performing well and SIT TAX-FREE Mutual Fund doing well as a business compared to the competition. Risk-adjusted metrics allow investors to compare SIT TAX-FREE's efficiency and downside exposure against peers in a more meaningful way. These indicators are quantitative in nature and help investors forecast volatility and risk-adjusted expected returns across various positions.

Risk Metrics, Assumptions & Methodology

Volatility for SIT TAX-FREE reflects NAV dispersion and exposure stability across disclosure periods. Range expansion increases sensitivity to market stress conditions.

Inputs for Sit Tax Free Income come from fund disclosures and market reference feeds and are mapped into a consistent schema for analysis. Some fields can appear with publication lag. Volatility and downside metrics are estimated from historical return dispersion.

This content is curated and reviewed by:

Michael Smolkin - Member of Macroaxis Board of Directors
Last reviewed on March 10th, 2026

SIT TAX-FREE Investment Opportunity

Recent data suggests that Dow Jones Industrial is meaningfully more volatile than Sit Tax Free Income, by roughly a 4.65x factor. The lower-risk profile may improve diversification efficiency, but it still needs to be judged against return quality and market sensitivity.You can use Sit Tax Free Income to enhance the returns of your portfolios. This short-horizon strategy note focuses on what the latest move may imply for immediate trading context. It works best as a directional cue rather than as a standalone forecast. a normal upward fluctuation. Check odds of SIT TAX-FREE to be traded at $9.18 in 90 days.
Weak diversification
For the present investment horizon, the measured correlation between SNTIX and DJI stands at 0.33, or Weak diversification. This matters because lower overlap can improve diversification, while higher overlap leaves more of the same risk inside the portfolio.

SIT TAX-FREE Additional Risk Indicators

Looking at additional risk metrics for Sit Tax Free Income helps investors judge how the position may behave under different market and portfolio conditions. The stronger process compares similar securities with comparable growth and valuation context before ranking one as more or less risky.

SIT TAX-FREE Suggested Diversification Pairs

A pair strategy built around Sit Tax Free Income is useful when investors want to reduce directional market exposure while still expressing a relative-value idea. A disciplined pair strategy still requires monitoring because correlation can weaken when market regimes change.
The effect of pair diversification on risk is to reduce it, but we should note this doesn't apply to all risk types. When we trade pairs against SIT TAX-FREE as a counterpart, there is always some inherent risk that will never be diversified away no matter what. This volatility limits the effect of tactical diversification using pair trading. SIT TAX-FREE's systematic risk is the inherent uncertainty of the entire market, and therefore cannot be mitigated even by pair-trading it against the equity that is not highly correlated to it. On the other hand, SIT TAX-FREE's unsystematic risk describes the types of risk that we can protect against, at least to some degree, by selecting a matching pair that is not perfectly correlated to Sit Tax Free Income.