American High Income Fund Volatility

RITFX Fund  USD 9.78  0.03  0.31%   
American High Income shows relatively low price volatility over the last 3 months. Its Sharpe ratio is 0.0263, reflecting risk-adjusted gains over the last 3 months. The current setup includes 27 technical indicators relevant to risk behavior.

Sharpe Ratio = 0.0263

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American High Income posted a Market Risk Adjusted Performance of -0.03%, a Risk of 0.20, and a Risk Adjusted Performance of -0.01% for the reported period. AMERICAN HIGH is currently trading at approximately 2% of its recent trend range according to monthly moving averages. Diversification may change its marginal risk-adjusted impact within a broader allocation.
Key indicators related to AMERICAN HIGH's volatility include:
90 Days Market Risk
Chance Of Distress
90 Days Economic Sensitivity
Volatility for AMERICAN HIGH measures the dispersion of its mutual fund returns around their average. High-volatility mutual funds offer greater return potential but require more active risk management.
  

Volatility Strategy

Volatility in American High Income reflects changing market conditions that influence diversification outcomes. Current statistical measures show total volatility near 0.2% with a beta coefficient of 0.11, indicating sensitivity relative to the broader market benchmark. Risk-adjusted efficiency, represented by a Sharpe ratio of 0.0263, evaluates return per unit of total risk. An alpha value of 0.002752 reflects performance relative to systematic market exposure. Expected return estimates near 0.0052% are derived from historical distribution modeling and help frame forward-looking return assumptions within a portfolio context. Volatility effects depend on underlying market structure and exposure characteristics.

Main indicators related to AMERICAN HIGH's market risk premium analysis include:

 Beta
0.11
 Alpha
0.002752
 Risk
0.2
 Sharpe Ratio
0.0263
 Expected Return
0.0052

Moving together with AMERICAN Mutual Fund

  0.99AHTFX American High IncomePairCorr
  0.94AHTCX American High IncomePairCorr
  0.94AHITX American High IncomePairCorr
  0.8BHYCX BlackRock Hi YldPairCorr
  0.88BHYIX BlackRock High YieldPairCorr
  0.85BHYSX BlackRock Hi YldPairCorr
  0.83BHYAX BlackRock High YieldPairCorr
  0.92VWEHX Vanguard High YieldPairCorr
  0.93VWEAX Vanguard High YieldPairCorr
  0.94PHYZX Prudential High YieldPairCorr
  0.85PDI PIMCO Dynamic Income Sell-off TrendPairCorr
  0.66MCD McDonalds Sell-off TrendPairCorr
  0.83PG Procter Gamble Sell-off TrendPairCorr
  0.76MRK Merck CompanyPairCorr
  0.65PFE Pfizer IncPairCorr
  0.65GE GE AerospacePairCorr
  0.68JNJ Johnson JohnsonPairCorr

Moving against AMERICAN Mutual Fund

  0.89UIPIX Ultrashort Mid CapPairCorr
  0.59TCTGX Transamerica CleartrackPairCorr
  0.59TCTJX Transamerica CleartrackPairCorr
  0.58TDKTX Cleartrack 2015 ClassPairCorr
  0.57TCSUX Cleartrack 2020 ClassPairCorr
  0.33CESGX Coho Relative ValuePairCorr

Sensitivity To Market

The beta coefficient of 0.11 for American High Income measures how its returns respond to broader market changes. In regression terms, beta captures the slope between asset returns and index returns. Historical volatility is currently near 0.2%.American High Income return patterns over the selected horizon reflect a minimal level of variability, based on dispersion and downside-focused statistics. Funds with more equity exposure typically show higher volatility than more bond-heavy funds.
Check current 90 days AMERICAN HIGH correlation with market (Dow Jones Industrial)
α0.0028   β0.11
3 Months Beta |Analyze American High Income Demand Trend
Check current 90 days AMERICAN HIGH correlation with market (Dow Jones Industrial)

Downside Risk

Standard deviation of AMERICAN quantifies daily price dispersion around the mean over your chosen time horizon. A high standard deviation signals high volatility; a low one signals stability.
Standard Deviation
    
  0.2  
Understanding the asymmetry between upside and downside risk is critical for investors in AMERICAN HIGH. Standard deviation measures total price dispersion including upside, while downside deviation captures only loss risk in AMERICAN HIGH's returns. American High Income posted a Downside Deviation of 0.25, a Downside Variance of 0.06, and a Maximum Drawdown of 1.12 for the reported period.

Mutual Fund Volatility Analysis

Volatility is a statistical measure of the dispersion of AMERICAN HIGH mutual fund returns over a given period of time. Volatility measures how much AMERICAN HIGH's mutual fund price deviates from its average over a period.
Transformation
This analysis covers sixty-one data points across the selected time horizon. American High Income Average Price is the average of the sum of open, high, low and close daily prices of a bar. It can be used to smooth an indicator that normally takes just the closing price as input.

Projected Return Density Against Market

Assuming a 90-day horizon AMERICAN HIGH has a beta of 0.1107 indicating as returns on the market go up, AMERICAN HIGH's average returns are expected to increase less than the benchmark. However, during a bear market, the loss from holding American High Income is expected to be smaller as well.
AMERICAN HIGH carries exposure to broad market movements as well as company or sector-specific developments. While portfolio diversification can reduce asset-level risk, systematic volatility cannot be avoided. Standard deviation and beta quantify this exposure. American High Income posted a Downside Deviation of 0.25, a Mean Deviation of 0.15, and a Semi Deviation of 0.16 for the reported period.
American High Income has an alpha of 0.0028, implying that it can generate a 0.0028 percent excess return over Dow Jones Industrial after adjusting for the inherent market risk (beta).
   Predicted Return Distribution   
       Density  
AMERICAN HIGH's volatility is typically evaluated with standard deviation and beta. Standard deviation reflects how far AMERICAN HIGH's returns usually move from the mean over the selected horizon.

What Drives AMERICAN HIGH's Price Volatility?

Industry Dynamics

Supply chain stress, pricing pressure, or consolidation in the American Funds sector can alter AMERICAN HIGH's day-to-day volatility profile.

Political and Economic Environment

Broad market tone, policy uncertainty, and recession or expansion signals shape volatility conditions for AMERICAN HIGH.

AMERICAN HIGH's Company-Specific Factors

Unexpected business updates, leadership changes, or legal outcomes can drive outsized moves in AMERICAN HIGH's stock.

Mutual Fund Risk Measures

Assuming a 90-day horizon the coefficient of variation of AMERICAN HIGH is 3807.55. The daily returns are distributed with a variance of 0.04 and standard deviation of 0.2. The mean deviation of American High Income is currently at 0.15. For similar time horizon, the selected benchmark (Dow Jones Industrial) has volatility of 0.82
α
Alpha over Dow Jones
0.0028
β
Beta against Dow Jones0.11
σ
Overall volatility
0.20
Ir
Information ratio 0.32

Mutual Fund Return Volatility

Volatility for AMERICAN HIGH quantifies the day-to-day dispersion of fund returns around their historical average. The fund carries 0.1993% return volatility across the 90-day horizon. As a benchmark, Dow Jones Industrial has volatility of 0.8457% on return distribution over a 90-day investment horizon.
 Performance 
       Timeline  

Related Correlations Analysis


Correlation Matchups

Over a given time period, the two securities move together when the Correlation Coefficient is positive. Conversely, the two assets move in opposite directions when the Correlation Coefficient is negative. Determining your positions' relationship to each other is valuable for analyzing and projecting your portfolio's future expected return and risk.

High positive correlations

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High negative correlations

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Risk-Adjusted Indicators

Headline performance for AMERICAN Mutual Fund may not fully reflect how the business compares across its competitive set. Peer-relative risk metrics add context on drawdown behavior, consistency, and return quality. These indicators are quantitative in nature and help investors evaluate volatility and risk-adjusted expected returns across different positions.

Risk Metrics, Assumptions & Methodology

Volatility for AMERICAN HIGH reflects NAV dispersion and exposure stability across disclosure periods. Standard deviation provides a baseline measure of variability magnitude.

This section for American High Income is built from fund disclosures and market reference feeds, with reporting definitions aligned before display. Values may update on different source schedules. Volatility and downside metrics are estimated from historical return dispersion.

This content is curated and reviewed by:

Gabriel Shpitalnik - Member of Macroaxis Editorial Board
Last reviewed on March 20th, 2026

AMERICAN HIGH Investment Opportunity

Recent data suggests that Dow Jones Industrial is meaningfully more volatile than American High Income, by roughly a 4.25x factor. Used properly, this comparison helps frame whether the extra volatility in the peer is being compensated by stronger return potential.You can use American High Income to enhance the returns of the portfolio. This short-horizon strategy note focuses on what the latest move may imply for immediate trading context. It is intended to separate routine noise from more speculative bursts in price action. a normal upward fluctuation. Check odds of AMERICAN HIGH to be traded at $10.27 in 90 days.
Weak diversification
The correlation between AMERICAN HIGH and Dow Jones is 0.56, which Macroaxis classifies as Weak diversification for the selected horizon. This chart helps evaluate whether adding Dow Jones genuinely reduces risk relative to holding AMERICAN HIGH alone.

AMERICAN HIGH Additional Risk Indicators

Secondary risk indicators for American High Income can help investors evaluate exposure beyond standard deviation, beta, or one headline volatility measure. A disciplined risk review provides context for deciding whether exposure should be maintained, reduced, or offset elsewhere in the portfolio.

AMERICAN HIGH Suggested Diversification Pairs

Using AMERICAN HIGH in a pair-trading setup can improve risk control because gains and losses are judged against a second position instead of against the market alone. A disciplined pair strategy still requires monitoring because correlation can weaken when market regimes change.
Risk reduction through pair trading is real but has limits - not every type of exposure can be offset by a second leg. AMERICAN HIGH's exposure to overall market risk stays intact regardless of pairing. The value of a second leg lies in reducing AMERICAN HIGH's idiosyncratic risk - the part that comes from company-level events rather than macro conditions.