W R Valuation

WRB Stock  USD 68.76  0.06  0.09%   
Currently, W R appears to be undervalued. W R Berkley has a current Real Value of $74.41 per share. The current price of W R is $68.76. Our model computes the value of W R Berkley from analyzing W R fundamentals such as Return On Equity of 0.2, profit margin of 0.12 %, and Current Valuation of 26.12 B as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting W R's valuation include:
 Price Book
2.6544
 Enterprise Value
26.1 B
 Price Sales
1.7766
 Forward PE
14.7275
 Trailing PE
15.4517
Undervalued
Today
68.76
Please note that W R's price fluctuation is Very Low at this time. Calculation of the real value of W R Berkley is based on 3 months time horizon. Increasing W R's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since W R is currently traded on the exchange, buyers and sellers on that exchange determine the market value of WRB Stock. However, W R's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  68.76 Real  74.41 Target  68.33 Hype  68.76 Naive  67.52
Determining the intrinsic value of W R requires projecting its long-term cash generation and applying an appropriate discount rate. Other methods such as price-to-earnings or enterprise value multiples can also shed light on W R's fair value.
74.41
Real Value
75.66
Upside
The upside and downside scenario analysis for W R Berkley provides investors with a roadmap for position management. WRB stock fair value is best estimated by combining fundamental analysis with market-based signals.
Earnings
Estimates
LowProjectedHigh
1.081.161.20
Details
Hype
Prediction
LowEstimatedHigh
67.5168.7670.01
Details
Potential
Annual Dividend
LowForecastedHigh
1.241.271.30
Details
16 Analysts
Consensus
LowTarget PriceHigh
62.1868.3375.85
Details
Valuing W R Berkley is part art and part science. Rigorous financial modeling provides the quantitative backbone, while an informed assessment of W R's competitive position and management quality shapes the qualitative overlay.
Comparative financial data indicate that Cash is shifting by roughly 4.76%. Previously, Cash was valued at 2.54 Billion. As of the beginning of March, Accounts Payable is projected to grow to approximately 646.6 M, despite previous gains, Change To Account Receivables is estimated to retreat toward about -136.1 M.

W R Cash

2.67 Billion

WRB Revenue by Product

W R Total Value Analysis

From a capital-structure perspective, W R Berkley is being framed with enterprise value of 26.12 B, market capitalization of 26.13 B, debt obligations near 2.84 B, and cash resources of 1.97 B. That snapshot should be treated as one valuation lens rather than as final proof of fair value because the interpretation can shift quickly when financing assumptions change.
  Takeover PriceMarket CapDebt ObligationsCash
26.12 B
26.13 B
2.84 B
1.97 B

W R Investor Information

About 26.0% of the company outstanding shares are owned by insiders. The book value of W R was at this time reported as 25.72. The company last dividend was issued on the 23rd of February 2026. W R Berkley completed a 3:2 stock split on . Earnings generation and capital deployment remain aligned within W R financial model. Operating returns remain positive, suggesting ongoing earnings capacity. For financial institutions, capital adequacy, leverage ratios, and funding structure are central to financial strength assessment.
Current ValueLast YearChange From Last Year 10 Year Trend
Operating Profit Margin0.150.1587
Notably Down
Slightly volatile
Total Cash From Operating Activities3.8 B3.6 B
Sufficiently Up
Slightly volatile
Operating Income2.5 B2.3 B
Sufficiently Up
Slightly volatile

W R Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. W R has an asset utilization ratio of 33.37 percent. This suggests that the Company is making $0.33 for each dollar of assets. An increasing asset utilization means that W R Berkley is more efficient with each dollar of assets it utilizes for everyday operations.
Macro event markers
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

W R Profitability Analysis

Considering W R's profitability and operating efficiency indicators, W R's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess W R's ability to earn profits and add value for shareholders.
 
Net Income  
 First Reported
1985-09-30
 Previous Quarter
511 M
 Current Value
449.5 M
 Quarterly Volatility
124.1 M
Macro event markers
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Comparative financial data indicate that Pretax Profit Margin is shifting by roughly 26.15%. Previously, Pretax Profit Margin was valued at 0.16. As of the beginning of March, Gross Profit Margin is projected to grow to 0.34, despite previous gains, Gross Profit is estimated to retreat toward about 1.5 B.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.340.1981
Way Up
Slightly volatile
Net Profit Margin0.0630.121
Way Down
Slightly volatile
Operating Profit Margin0.150.1587
Notably Down
Slightly volatile
Pretax Profit Margin0.210.1551
Significantly Up
Slightly volatile
Return On Assets0.02130.0404
Way Down
Slightly volatile
Return On Equity0.0960.1834
Way Down
Slightly volatile
Profitability analysis for W R Berkley works best when investors review the financial ratios and fundamental drivers that explain how efficiently the business converts revenue, assets, and operating inputs into earnings. These profitability indicators help investors judge how well W R uses its assets to create earnings power and long-term shareholder value.

W R Earnings per Share Projection vs Actual

W R currently shows forward EPS consensus of 1.16, with dispersion from 1.08 to 1.20. EPS TTM stands at 4.45. EPS is most informative when read together with margin stability and cash-flow conversion. EPS forecast analysis for W R Berkley is useful, but investors should remember that consensus numbers often reflect a normalized estimate rather than a full reconstruction of every accounting detail. W R is projected to generate 1.1553 in earnings per share on 31st of March 2026. Future earnings-per-share expectations are often a key input when investors test valuation assumptions and momentum into the next quarter.
Macro event markers
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes

Earnings Estimation Breakdown

Based on trailing twelve-month earnings reporting, analysts project W R's next EPS at 1.1553. The range of analyst estimates extends from 1.085 on the low end to 1.2 on the high end for W R Berkley. Non-recurring items are excluded from this projection to ensure that the estimate reflects sustainable earnings capacity.
Last Reported EPS
1.13
1.08
Lowest
Expected EPS
1.1553
1.20
Highest

Earnings Projection Consensus

A consensus EPS-based fair value estimate above W R's current market price may suggest the stock is trading below intrinsic value by some metrics. An estimate below market price raises questions about whether the current valuation is sustainable without stronger earnings growth. Both interpretations are scenario-based and should be paired with fundamental due diligence and risk assessment before allocation.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
1790.73%
1.13
1.1553
4.45

W R Ownership Allocation

The majority of W R's outstanding shares are owned by institutional holders. Large asset managers, pension funds, and sovereign wealth funds that invest on behalf of clients or beneficiaries are typically subject to stricter disclosure rules than retail investors - including mandatory 13F filings that reveal quarterly position changes. Tracking these filings can highlight shifts in institutional conviction around W R. W R's share base consists of approximately 80% institutional ownership, 26% insider ownership, and 0% public float.

W R Profitability Analysis

The company reported last year's revenue of 14.71 B. Total Income to common stockholders was 1.78 B with profit before taxes, overhead, and interest of 6.38 B.

W R Past Distributions to Stockholders

Valuation analysis for W R Berkley should be treated as an ongoing process rather than a one-time answer, especially when investors are trying to understand how the market is pricing this stock. The practical goal is to understand how new information changes the valuation case, not to defend one static estimate after conditions move.

Valuation Framework, Methodology & Assumptions

W R is a large-cap equity in Property & Casualty Insurance, Insurance - Property & Casualty, Financial Services categories. Market multiples reflect competitive positioning. W R currently trades at P/E of 16.21, P/B of 2.65, P/S of 1.78.

Macroaxis compiles W R Berkley metrics from periodic company reporting and market reference feeds and applies consistent transformation rules before display. Analyst inputs may be included when coverage is available. Not all fields update in real time. Valuation outputs are model-derived and depend on published assumptions and reference inputs.

This content is curated and reviewed by:

Vlad Skutelnik - Macroaxis Contributor
Investors studying W R Berkley need valuation context because market price alone does not explain whether the business is being priced aggressively or cautiously. Used properly, valuation helps investors judge whether the current market view looks justified relative to the company's operating evidence.
Share ownership in W R Berkley is more than a price quote; it is a proportionate claim on the company's equity base and future distributions. Shares outstanding are near 374.5 M.

W R Dividends Analysis For Valuation

As of the beginning of March, Dividend Payout Ratio is projected to grow to 0.41, while Dividends Paid is moving higher toward about -665.3 M.. Comparative financial data indicate that Retained Earnings are shifting by roughly 4.76%. Previously, Retained Earnings were valued at 13.34 Billion. As of the beginning of March, Earnings Yield is projected to grow to 0.11, despite previous gains, Retained Earnings Total Equity is estimated to retreat toward about 7 B.
Last ReportedProjected for Next Year
Dividends Paid-700.3 M-665.3 M
Dividend Yield 0.03 0.02
Dividend Payout Ratio 0.39 0.41
Dividend Paid And Capex Coverage Ratio 4.18 3.97
A dividend review of W R Berkley is useful because distributions affect shareholder return even when they do not change enterprise value directly. A credible dividend profile can support valuation confidence, while an unstable one may call for more caution around expected return.

W R Growth Indicators

A growth thesis around W R Berkley should be tested carefully because strong valuation often reflects confidence that the business can keep compounding faster than peers. Used properly, growth analysis helps investors separate durable compounding from optimism that may already be fully priced in.
Common Stock Shares Outstanding399.1 M
Quarterly Earnings Growth Y O Y-0.218
Forward Price Earnings14.7275

W R Current Valuation Indicators

Valuation work on W R Berkley becomes more reliable when investors compare several lenses at once, including market value, enterprise value. revenue scale, and expected cash-flow durability. The better valuation questions are comparative: what is the market paying for each dollar of revenue, profit, and asset base, and is that premium justified?

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