SLM Corp Valuation
| SLM Stock | USD 25.69 0.50 1.98% |
At this time, the company appears to be overvalued. SLM Corp has a current Real Value of $23.0 per share. The regular price of the company is $25.69. Our model measures the value of SLM Corp from examining the company fundamentals such as return on equity of 0.19, and Shares Outstanding of 208.48 M as well as evaluating its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that SLM Corp's price fluctuation is very steady at this time. Calculation of the real value of SLM Corp is based on 3 months time horizon. Increasing SLM Corp's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the SLM stock is determined by what a typical buyer is willing to pay for full or partial control of SLM Corp. Since SLM Corp is currently traded on the exchange, buyers and sellers on that exchange determine the market value of SLM Stock. However, SLM Corp's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 25.69 | Real 23.0 | Hype 25.69 | Naive 24.84 |
The intrinsic value of SLM Corp's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence SLM Corp's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of SLM Corp helps investors to forecast how SLM stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of SLM Corp more accurately as focusing exclusively on SLM Corp's fundamentals will not take into account other important factors: SLM Corp Total Value Analysis
SLM Corp is at this time expected to have company total value of 7.88 B with market capitalization of 5.36 B, debt of 6.44 B, and cash on hands of 4.9 B. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the SLM Corp fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
7.88 B | 5.36 B | 6.44 B | 4.9 B |
SLM Corp Investor Information
About 99.0% of the company shares are owned by institutional investors. The book value of SLM Corp was at this time reported as 10.19. The company has Price/Earnings To Growth (PEG) ratio of 0.58. SLM Corp last dividend was issued on the 4th of September 2025. The entity had 2798:1000 split on the 1st of May 2014. Based on the analysis of SLM Corp's profitability, liquidity, and operating efficiency, SLM Corp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in November.SLM Corp Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. SLM Corp has an asset utilization ratio of 8.71 percent. This suggests that the Company is making $0.0871 for each dollar of assets. An increasing asset utilization means that SLM Corp is more efficient with each dollar of assets it utilizes for everyday operations.SLM Corp Ownership Allocation
The majority of SLM Corp outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in SLM Corp to benefit from reduced commissions. Therefore, institutions are subject to a different set of regulations than regular investors in SLM Corp. Please pay attention to any change in the institutional holdings of SLM Corp as this could imply that something significant has changed or is about to change at the company.SLM Corp Profitability Analysis
The company reported the last year's revenue of 2.62 B. Total Income to common stockholders was 608.33 M with profit before taxes, overhead, and interest of 1.21 B.SLM Corp Past Distributions to stockholders
About SLM Corp Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of SLM Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of SLM Corp based exclusively on its fundamental and basic technical indicators. By analyzing SLM Corp's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of SLM Corp's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of SLM Corp. We calculate exposure to SLM Corp's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of SLM Corp's related companies.SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware. SLM Corp operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 1450 people.
A single share of SLM Corp represents a small ownership stake in the entity. As a stockholder of SLM, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
SLM Corp Dividends Analysis For Valuation
There are various types of dividends SLM Corp can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of SLM shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from SLM Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When SLM pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of SLM Corp by the value of the dividends paid out.
SLM Corp Growth Indicators
Investing in growth stocks can be very risky. If the company such as SLM Corp does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 219.9 M | |
| Quarterly Earnings Growth Y O Y | -0.712 | |
| Forward Price Earnings | 8.2508 |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SLM Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. To learn how to invest in SLM Stock, please use our How to Invest in SLM Corp guide.You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.
Is Stock space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SLM Corp. If investors know SLM will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SLM Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of SLM Corp is measured differently than its book value, which is the value of SLM that is recorded on the company's balance sheet. Investors also form their own opinion of SLM Corp's value that differs from its market value or its book value, called intrinsic value, which is SLM Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SLM Corp's market value can be influenced by many factors that don't directly affect SLM Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SLM Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if SLM Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SLM Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.