Lm Funding America Stock Today

LMFA Stock  USD 0.47  0.05  9.62%   

Performance

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Odds Of Distress

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LM Funding is trading at 0.47 as of the 10th of January 2026, a 9.62 percent decrease since the beginning of the trading day. The stock's open price was 0.52. LM Funding has a very high chance of experiencing financial distress in the next few years of operation. It has also generated negative returns for investors over the last 90 days. The performance scores are derived for the period starting the 12th of October 2025 and ending today, the 10th of January 2026. Click here to learn more.
Business Domain
Financial Services
IPO Date
23rd of October 2015
Classification
Financials
LM Funding America, Inc. operates as a specialty finance company. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida. Lm Funding operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 8 people. The company has 14.12 M outstanding shares of which 534.32 K shares are now shorted by private and institutional investors with about 1.25 trading days to cover. More on LM Funding America

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LMFA Stock Highlights

CEO ChairmanJD Esq
Business ConcentrationSpecialized Finance, Financial Services, NASDAQ Composite, Financials, Financial Services, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Debt Levels
LM Funding can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand LM Funding's financial leverage. It provides some insight into what part of LM Funding's total assets is financed by creditors.
Liquidity
LM Funding America currently holds 7.7 M in liabilities with Debt to Equity (D/E) ratio of 0.0, which may suggest the company is not taking enough advantage from borrowing. LM Funding America has a current ratio of 21.75, suggesting that it is liquid enough and is able to pay its financial obligations when due. Note, when we think about LM Funding's use of debt, we should always consider it together with its cash and equity.

Sale Purchase Of Stock

0.0
LM Funding America (LMFA) is traded on NASDAQ Exchange in USA and employs 9 people. LM Funding is listed under Specialized Finance category by Fama And French industry classification. The company currently falls under 'Nano-Cap' category with a current market capitalization of 6.64 M. LM Funding America conducts business under Financial Services sector and is part of Financials industry. The entity has 14.12 M outstanding shares of which 534.32 K shares are now shorted by private and institutional investors with about 1.25 trading days to cover. LM Funding America currently holds about 17.05 M in cash with (11.95 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.3, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check LM Funding Probability Of Bankruptcy
Ownership Allocation
LM Funding America shows tangible amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares.
Check LMFA Ownership Details

LMFA Stock Institutional Holders

InstituionRecorded OnShares
Bank Of America Corp2025-06-30
42.0
Group One Trading, Lp2025-06-30
19.0
Susquehanna International Group, Llp2025-06-30
0.0
Goss Wealth Management Llc2025-06-30
0.0
Fmr Inc2025-06-30
0.0
Citigroup Inc2025-06-30
0.0
Citadel Advisors Llc2025-06-30
0.0
Nbt Bank National Association2025-03-31
0.0
Two Sigma Securities, Llc2025-06-30
0.0
Armistice Capital, Llc2025-06-30
397.9 K
Geode Capital Management, Llc2025-06-30
66.6 K
View LM Funding Diagnostics

LM Funding Historical Income Statement

At present, LM Funding's Depreciation And Amortization is projected to increase significantly based on the last few years of reporting. The current year's Gross Profit is expected to grow to about 3.8 M, whereas Interest Expense is forecasted to decline to about 356.6 K. View More Fundamentals

LMFA Stock Against Markets

LM Funding Corporate Management

Paul BrownleeManaging IllinoisProfile
Valter PintoInvestor ContactsProfile
Bruce EsqPres ChairmanProfile
CPA CGMAChief OfficerProfile
When determining whether LM Funding America offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LM Funding's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lm Funding America Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lm Funding America Stock:
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Is Specialized Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LM Funding. If investors know LMFA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LM Funding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.89)
Earnings Share
(2.59)
Revenue Per Share
1.263
Quarterly Revenue Growth
0.717
Return On Assets
(0.15)
The market value of LM Funding America is measured differently than its book value, which is the value of LMFA that is recorded on the company's balance sheet. Investors also form their own opinion of LM Funding's value that differs from its market value or its book value, called intrinsic value, which is LM Funding's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LM Funding's market value can be influenced by many factors that don't directly affect LM Funding's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LM Funding's value and its price as these two are different measures arrived at by different means. Investors typically determine if LM Funding is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LM Funding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.