Baycom Corp Stock Today

BCML Stock  USD 29.69  0.09  0.30%   

Performance

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Odds Of Distress

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Low
BayCom Corp is selling for 29.69 as of the 24th of September 2025. This is a 0.30% increase since the beginning of the trading day. The stock's lowest day price was 29.6. BayCom Corp has only a 6 % chance of going through financial distress over the next few years but had a somewhat mild performance during the last 90 days. The performance scores are derived for the period starting the 26th of June 2025 and ending today, the 24th of September 2025. Click here to learn more.
Business Domain
Banks
IPO Date
9th of August 2004
Category
Financial Services
Classification
Financials
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California. The company has 10.92 M outstanding shares of which 79.38 K shares are currently shorted by private and institutional investors with about 3.93 trading days to cover. More on BayCom Corp

Moving together with BayCom Stock

  0.72AX Axos FinancialPairCorr
  0.9BY Byline BancorpPairCorr
  0.83NU Nu HoldingsPairCorr
  0.7RF Regions FinancialPairCorr
Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

BayCom Stock Highlights

ESG Sustainability
Environmental
Governance
Social
President CEO, DirectorGeorge Guarini
Old NameBabri Cotton Mills Limited
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, NASDAQ Composite, Nasdaq Bank, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.05210.0517
Slightly Up
Slightly volatile
Gross Profit Margin0.60.6962
Fairly Down
Very volatile
Total Current Liabilities2.3 B2.2 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total111.4 M106.1 M
Sufficiently Up
Slightly volatile
Total Assets2.8 B2.7 B
Sufficiently Up
Slightly volatile
Total Current Assets53.1 M55.9 M
Notably Down
Very volatile
Debt Levels
BayCom Corp can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand BayCom Corp's financial leverage. It provides some insight into what part of BayCom Corp's total assets is financed by creditors.
Liquidity
BayCom Corp currently holds 86.76 M in liabilities with Debt to Equity (D/E) ratio of 6.92, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about BayCom Corp's use of debt, we should always consider it together with its cash and equity.

Other Cashflows From Financing Activities

106.32 Million
BayCom Corp (BCML) is traded on NASDAQ Exchange in USA. It is located in 500 Ygnacio Valley Road, Walnut Creek, CA, United States, 94596 and employs 331 people. BayCom Corp is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 324.98 M. BayCom Corp conducts business under Banks sector and is part of Financials industry. The entity has 10.92 M outstanding shares of which 79.38 K shares are currently shorted by private and institutional investors with about 3.93 trading days to cover. BayCom Corp currently holds about 227.17 M in cash with 30.36 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 17.51.
Check BayCom Corp Probability Of Bankruptcy
Ownership Allocation
The market capitalization of BayCom Corp is $324.98 Million. Over half of BayCom Corp's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that acquire positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check BayCom Ownership Details

BayCom Stock Institutional Holders

InstituionRecorded OnShares
First Manhattan Co. Llc2025-06-30
94.8 K
Bridgeway Capital Management, Llc2025-06-30
93 K
Lsv Asset Management2025-06-30
88.2 K
Northern Trust Corp2025-06-30
87.1 K
Goldman Sachs Group Inc2025-06-30
85.9 K
Hpm Partners Llc2025-06-30
83.2 K
Caldwell Sutter Capital Inc2025-06-30
82.4 K
Renaissance Technologies Corp2025-06-30
64.6 K
Axecap Investments, Llc2025-06-30
44.2 K
Wellington Management Company Llp2025-06-30
895.6 K
Blackrock Inc2025-06-30
877.4 K
View BayCom Corp Diagnostics

BayCom Corp Historical Income Statement

At this time, BayCom Corp's Other Operating Expenses is quite stable compared to the past year. Operating Income is expected to rise to about 33.7 M this year, although the value of Selling And Marketing Expenses will most likely fall to about 675.3 K. View More Fundamentals

BayCom Stock Against Markets

BayCom Corp Corporate Executives

Elected by the shareholders, the BayCom Corp's board of directors comprises two types of representatives: BayCom Corp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of BayCom. The board's role is to monitor BayCom Corp's management team and ensure that shareholders' interests are well served. BayCom Corp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, BayCom Corp's outside directors are responsible for providing unbiased perspectives on the board's policies.
When determining whether BayCom Corp is a strong investment it is important to analyze BayCom Corp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact BayCom Corp's future performance. For an informed investment choice regarding BayCom Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in BayCom Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in industry.
For more information on how to buy BayCom Stock please use our How to buy in BayCom Stock guide.
You can also try the Portfolio Diagnostics module to use generated alerts and portfolio events aggregator to diagnose current holdings.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BayCom Corp. If investors know BayCom will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BayCom Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.162
Dividend Share
0.55
Earnings Share
2.17
Revenue Per Share
8.699
Quarterly Revenue Growth
0.037
The market value of BayCom Corp is measured differently than its book value, which is the value of BayCom that is recorded on the company's balance sheet. Investors also form their own opinion of BayCom Corp's value that differs from its market value or its book value, called intrinsic value, which is BayCom Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BayCom Corp's market value can be influenced by many factors that don't directly affect BayCom Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BayCom Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if BayCom Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BayCom Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.