Ally Financial Stock Today

ALLY Stock  USD 38.97  0.07  0.18%   

Performance

Soft

 
Weak
 
Strong

Odds Of Distress

Tiny

 
High
 
Low
Ally Financial is trading at 38.97 as of the 3rd of November 2025; that is 0.18 percent increase since the beginning of the trading day. The stock's open price was 38.9. Ally Financial has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat soft performance during the last 90 days. Note, on October 13, 2025, Representative Michael McCaul of US Congress acquired $50k to $100k worth of Ally Financial's common stock.
Business Domain
Financial Services
IPO Date
28th of January 2014
Classification
Financials
Ally Financial Inc., a digital financial-services company, provides various digital financial products and services to consumer, commercial, and corporate customers primarily in the United States and Canada. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan. The company has 308.05 M outstanding shares of which 9.83 M shares are presently shorted by private and institutional investors with about 2.44 trading days to cover. More on Ally Financial

Moving together with Ally Stock

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Moving against Ally Stock

  0.620H9P Intrum ABPairCorr
Follow Valuation Options Odds of Bankruptcy
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Ally Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOJeffrey Brown
Thematic IdeaWarren Buffett Holdings (View all Themes)
Business ConcentrationConsumer Finance, Financial Services, NYSE Composite, SP Midcap 400, Warren Buffett Holdings, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.08370.0853
Fairly Down
Slightly volatile
Gross Profit Margin0.420.4112
Fairly Up
Pretty Stable
Net Debt8.5 B8.9 B
Notably Down
Slightly volatile
Total Current Liabilities88.6 B154.6 B
Way Down
Slightly volatile
Non Current Liabilities Total22.2 B23.3 B
Notably Down
Slightly volatile
Total Assets160.1 B191.8 B
Fairly Down
Slightly volatile
Total Current Assets51.3 B30.5 B
Way Up
Very volatile
Total Cash From Operating Activities3.9 B4.5 B
Fairly Down
Pretty Stable
Debt Levels
Ally Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Ally Financial's financial leverage. It provides some insight into what part of Ally Financial's total assets is financed by creditors.
Liquidity
Ally Financial currently holds 19.23 B in liabilities with Debt to Equity (D/E) ratio of 275.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Ally Financial has a current ratio of 0.83, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Ally Financial's use of debt, we should always consider it together with its cash and equity.

Total Cash From Operating Activities

3.89 Billion
Ally Financial (ALLY) is traded on New York Stock Exchange in USA and employs 10,700 people. Ally Financial is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a current market capitalization of 12 B. Ally Financial conducts business under Consumer Finance sector and is part of Financials industry. The entity has 308.05 M outstanding shares of which 9.83 M shares are presently shorted by private and institutional investors with about 2.44 trading days to cover. Ally Financial currently holds about 5 B in cash with 4.53 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 16.76.
Check Ally Financial Probability Of Bankruptcy
Ownership Allocation
Ally Financial holds a total of 308.05 Million outstanding shares. The majority of Ally Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in Ally Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Ally Financial. Please pay attention to any change in the institutional holdings of Ally Financial as this could imply that something significant has changed or is about to change at the company. On October 13, 2025, Representative Michael McCaul of US Congress acquired $50k to $100k worth of Ally Financial's common stock.
Check Ally Ownership Details

Ally Stock Institutional Holders

InstituionRecorded OnShares
Hhg Plc2025-06-30
1.4 M
View Ally Financial Diagnostics

Ally Financial Risk Profiles

Investors will always prefer to have the highest possible return on investment while minimizing volatility. Ally Financial market risk premium is the additional return an investor will receive from holding Ally Financial long position in a well-diversified portfolio.

Ally Stock Against Markets

Ally Financial Corporate Directors

John StackIndependent DirectorProfile
Kenneth BaconIndependent DirectorProfile
Katryn BlakeIndependent DirectorProfile
Mayree ClarkIndependent DirectorProfile

Already Invested in Ally Financial?

The danger of trading Ally Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Ally Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Ally Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Ally Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.

Additional Tools for Ally Stock Analysis

When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.