Trupanion Stock Analysis

TRUP Stock  USD 55.25  1.20  2.13%   
Trupanion is fairly valued with Real Value of 55.93 and Target Price of 52.25. The main objective of Trupanion stock analysis is to determine its intrinsic value, which is an estimate of what Trupanion is worth, separate from its market price. There are two main types of Trupanion's stock analysis: fundamental analysis and technical analysis.
The Trupanion stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Trupanion is usually not traded on Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day. Trupanion Stock trading window is adjusted to America/New York timezone.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Trupanion. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment.
To learn how to invest in Trupanion Stock, please use our How to Invest in Trupanion guide.

Trupanion Stock Analysis Notes

About 99.0% of the company shares are owned by institutional investors. The company recorded a loss per share of 0.1. Trupanion had not issued any dividends in recent years. Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on a monthly subscription basis in the United States, Canada, Puerto Rico, and Australia. The company was founded in 2000 and is headquartered in Seattle, Washington. Trupanion operates under InsuranceSpecialty classification in the United States and is traded on NASDAQ Exchange. It employs 1131 people. To find out more about Trupanion contact Darryl Rawlings at 855 727 9079 or learn more at https://www.trupanion.com.

Trupanion Quarterly Total Revenue

341.98 Million

Trupanion Investment Alerts

Trupanion appears to be risky and price may revert if volatility continues
The company reported the previous year's revenue of 1.29 B. Net Loss for the year was (9.63 M) with profit before overhead, payroll, taxes, and interest of 283.46 M.
Over 99.0% of the company shares are owned by institutional investors
Latest headline from gurufocus.com: Trupanion Inc Trading 3.18 percent Higher on Jun 20

Trupanion Upcoming and Recent Events

21st of February 2024
Upcoming Quarterly Report
View
2nd of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
21st of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Trupanion Largest EPS Surprises

Earnings surprises can significantly impact Trupanion's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2019-02-13
2018-12-31-0.0067-0.01-0.003349 
2020-04-30
2020-03-31-0.04-0.030.0125 
2020-02-13
2019-12-310.010.020.01100 
View All Earnings Estimates

Trupanion Environmental, Social, and Governance (ESG) Scores

Trupanion's ESG score is a quantitative measure that evaluates Trupanion's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Trupanion's operations that may have significant financial implications and affect Trupanion's stock price as well as guide investors towards more socially responsible investments.

Trupanion Thematic Classifications

In addition to having Trupanion stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banks Idea
Banks
All money banks and credit services

Trupanion Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Greenlea Lane Capital Management, Llc2025-03-31
907.8 K
Geode Capital Management, Llc2025-03-31
804.3 K
Baillie Gifford & Co Limited.2025-03-31
678 K
Clearbridge Advisors, Llc2025-03-31
453.8 K
Balyasny Asset Management Llc2025-03-31
415.5 K
Dimensional Fund Advisors, Inc.2025-03-31
404.3 K
Hosking Partners Llp2025-03-31
397.7 K
Bnp Paribas Arbitrage, Sa2025-03-31
362.9 K
Northern Trust Corp2025-03-31
362.3 K
Blackrock Inc2025-03-31
5.2 M
Capital World Investors2025-03-31
4.1 M
Note, although Trupanion's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Trupanion Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.41 B.

Trupanion Profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets(0.01)(0.01)
Return On Capital Employed(0.02)(0.02)
Return On Assets(0.01)(0.01)
Return On Equity(0.03)(0.03)

Management Efficiency

As of 06/25/2025, Return On Tangible Assets is likely to drop to -0.01. In addition to that, Return On Capital Employed is likely to drop to -0.02. At this time, Trupanion's Total Current Liabilities is relatively stable compared to the past year. As of 06/25/2025, Liabilities And Stockholders Equity is likely to grow to about 847.2 M, while Non Current Liabilities Other is likely to drop slightly above 2.9 M. Trupanion's management efficiency ratios could be used to measure how well Trupanion manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 7.67  8.05 
Tangible Book Value Per Share 6.48  6.80 
Enterprise Value Over EBITDA 93.81  109.90 
Price Book Value Ratio 6.29  5.98 
Enterprise Value Multiple 93.81  109.90 
Price Fair Value 6.29  5.98 
Enterprise ValueB1.1 B
Trupanion benefits from a management team that prioritizes both innovation and efficiency. We analyze these priorities to gauge the stock's future performance.
Operating Margin
(0)
Profit Margin
(0)
Beta
1.797
Return On Assets
0.0006
Return On Equity
(0.01)

Technical Drivers

As of the 25th of June, Trupanion has the Semi Deviation of 2.03, risk adjusted performance of 0.2908, and Coefficient Of Variation of 577.91. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Trupanion, as well as the relationship between them.

Trupanion Price Movement Analysis

Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Mid-point over period is an average of Trupanion highest and lowest values attained during the given period.

Trupanion Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Trupanion insiders, such as employees or executives, is commonly permitted as long as it does not rely on Trupanion's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Trupanion insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Trupanion Outstanding Bonds

Trupanion issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Trupanion uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Trupanion bonds can be classified according to their maturity, which is the date when Trupanion has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Trupanion Predictive Daily Indicators

Trupanion intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Trupanion stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Trupanion Corporate Filings

8K
17th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
10th of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
2nd of June 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
29th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
28th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
27th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
22nd of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
21st of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Trupanion Forecast Models

Trupanion's time-series forecasting models are one of many Trupanion's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Trupanion's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Trupanion Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Trupanion prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Trupanion shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Trupanion. By using and applying Trupanion Stock analysis, traders can create a robust methodology for identifying Trupanion entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(0.01)(0.01)
Operating Profit Margin(0.01)(0.01)
Net Loss(0.01)(0.01)
Gross Profit Margin 0.14  0.19 

Current Trupanion Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Trupanion analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Trupanion analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
52.25Strong Buy6Odds
Trupanion current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Trupanion analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Trupanion stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Trupanion, talking to its executives and customers, or listening to Trupanion conference calls.
Trupanion Analyst Advice Details

Trupanion Stock Analysis Indicators

Trupanion stock analysis indicators help investors evaluate how Trupanion stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Trupanion shares will generate the highest return on investment. By understating and applying Trupanion stock analysis, traders can identify Trupanion position entry and exit signals to maximize returns.
Begin Period Cash Flow170.5 M
Long Term Debt127.5 M
Common Stock Shares Outstanding42.2 M
Total Stockholder Equity323.3 M
Tax Provision-5000.00
Quarterly Earnings Growth Y O Y-0.333
Property Plant And Equipment Net102.2 M
Cash And Short Term Investments307.4 M
Cash160.3 M
Accounts Payable11.5 M
Net Debt-31.4 M
50 Day M A44.3568
Total Current Liabilities349.6 M
Other Operating Expenses1.3 B
Non Current Assets Total209.5 M
Forward Price Earnings1428.5714
Non Currrent Assets Other56.8 M
Stock Based Compensation33.4 M

Additional Tools for Trupanion Stock Analysis

When running Trupanion's price analysis, check to measure Trupanion's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Trupanion is operating at the current time. Most of Trupanion's value examination focuses on studying past and present price action to predict the probability of Trupanion's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Trupanion's price. Additionally, you may evaluate how the addition of Trupanion to your portfolios can decrease your overall portfolio volatility.