Pineapple Financial Stock Analysis

PAPL Stock   6.07  0.50  8.98%   
Pineapple Financial is undervalued with Real Value of 29.42 and Target Price of 100.0. The main objective of Pineapple Financial stock analysis is to determine its intrinsic value, which is an estimate of what Pineapple Financial is worth, separate from its market price. There are two main types of Pineapple Financial's stock analysis: fundamental analysis and technical analysis.
The Pineapple Financial stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pineapple Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy Pineapple Stock please use our How to buy in Pineapple Stock guide.

Pineapple Stock Analysis Notes

About 24.0% of the company outstanding shares are owned by corporate insiders. The company recorded a loss per share of 8.2. Pineapple Financial had not issued any dividends in recent years. The entity had 1:20 split on the 16th of July 2025. To find out more about Pineapple Financial contact Shubha Dasgupta at 416 669 2046 or learn more at https://gopineapple.com.

Pineapple Financial Quarterly Total Revenue

746,903

Pineapple Financial Investment Alerts

Pineapple Financial is way too risky over 90 days horizon
Pineapple Financial appears to be risky and price may revert if volatility continues
The company reported the previous year's revenue of 17.58 M. Net Loss for the year was (4.1 M) with profit before overhead, payroll, taxes, and interest of 2.98 M.
Pineapple Financial generates negative cash flow from operations
Pineapple Financial has a poor financial position based on the latest SEC disclosures
About 24.0% of the company outstanding shares are owned by corporate insiders
Latest headline from news.google.com: Aug Highlights Can Pineapple Financial Inc. generate free cash flow - 2025 Fundamental Recap Intraday High Probability Alerts -

Pineapple Financial Upcoming and Recent Events

16th of April 2024
Upcoming Quarterly Report
View
29th of February 2024
Next Fiscal Quarter End
View

Pineapple Largest EPS Surprises

Earnings surprises can significantly impact Pineapple Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-21
2024-11-30-1.6-1.93-0.3320 
2024-07-15
2024-05-31-2-2.5-0.525 
2025-04-14
2025-02-28-1.2-1.74-0.5445 
View All Earnings Estimates

Pineapple Financial Environmental, Social, and Governance (ESG) Scores

Pineapple Financial's ESG score is a quantitative measure that evaluates Pineapple Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Pineapple Financial's operations that may have significant financial implications and affect Pineapple Financial's stock price as well as guide investors towards more socially responsible investments.

Pineapple Market Capitalization

The company currently falls under 'Nano-Cap' category with a current market capitalization of 7.94 M.

Pineapple Profitablity

The company has Profit Margin (PM) of (1.19) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.92) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.92.
Last ReportedProjected for Next Year
Return On Tangible Assets(2.50)(2.38)
Return On Capital Employed(1.63)(1.55)
Return On Assets(1.15)(1.09)
Return On Equity(3.50)(3.32)

Management Efficiency

Pineapple Financial has return on total asset (ROA) of (0.416) % which means that it has lost $0.416 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (2.4479) %, meaning that it created substantial loss on money invested by shareholders. Pineapple Financial's management efficiency ratios could be used to measure how well Pineapple Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is expected to rise to -2.38 this year. Return On Capital Employed is expected to rise to -1.55 this year. At this time, Pineapple Financial's Total Assets are quite stable compared to the past year. Non Currrent Assets Other is expected to rise to about 12.1 K this year, although the value of Total Current Assets will most likely fall to about 763.9 K.
Last ReportedProjected for Next Year
Book Value Per Share 0.22  0.21 
Tangible Book Value Per Share(0.14)(0.13)
Enterprise Value Over EBITDA(69.12)(72.58)
Price Book Value Ratio 106.95  101.60 
Enterprise Value Multiple(69.12)(72.58)
Price Fair Value 106.95  101.60 
Enterprise Value113.3 M100.7 M
Effective leadership at Pineapple Financial drives its competitive edge in the market. Our analysis focuses on how this translates to financial performance and stock value.
Operating Margin
(0.92)
Profit Margin
(1.19)
Return On Assets
(0.42)
Return On Equity
(2.45)

Technical Drivers

As of the 18th of September 2025, Pineapple Financial holds the Coefficient Of Variation of 503.06, risk adjusted performance of 0.1392, and Semi Deviation of 8.92. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pineapple Financial, as well as the relationship between them. Please check Pineapple Financial standard deviation, maximum drawdown, as well as the relationship between the Maximum Drawdown and expected short fall to decide if Pineapple Financial is priced some-what accurately, providing market reflects its current price of 6.07 per share. Given that Pineapple Financial has jensen alpha of 3.67, we recommend you to check out Pineapple Financial's recent market performance to make sure the company can sustain itself at a future point.

Pineapple Financial Price Movement Analysis

The output start index for this execution was eight with a total number of output elements of fifty-three. The Simple Moving Average indicator is calculated by adding the closing price of Pineapple Financial for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out Pineapple Financial short-term fluctuations and highlight longer-term trends or cycles.

Pineapple Financial Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Pineapple Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Pineapple Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Pineapple Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 600 shares of Pineapple Financial at 2.0 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 1000 shares of Pineapple Financial at 0.1 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 2100 shares of Pineapple Financial at 0.09 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 3000 shares of Pineapple Financial at 0.097 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 6000 shares of Pineapple Financial at 0.094 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 1000 shares of Pineapple Financial at 0.095 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 14000 shares of Pineapple Financial at 0.1 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 4000 shares of Pineapple Financial at 0.1 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 18000 shares of Pineapple Financial at 0.094 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 38000 shares of Pineapple Financial at 0.09 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 725 shares of Pineapple Financial at 0.049 subject to Rule 16b-3
 
Kendall Marin over two months ago
Acquisition by Kendall Marin of 3000 shares of Pineapple Financial at 0.0695 subject to Rule 16b-3

Pineapple Financial Outstanding Bonds

Pineapple Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Pineapple Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Pineapple bonds can be classified according to their maturity, which is the date when Pineapple Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Pineapple Financial Predictive Daily Indicators

Pineapple Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Pineapple Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Pineapple Financial Corporate Filings

17th of September 2025
Other Reports
ViewVerify
8K
10th of September 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
2nd of September 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
1st of August 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
21st of July 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
18th of July 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
16th of July 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
14th of July 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify

Pineapple Financial Forecast Models

Pineapple Financial's time-series forecasting models are one of many Pineapple Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Pineapple Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Pineapple Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Pineapple Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Pineapple shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Pineapple Financial. By using and applying Pineapple Stock analysis, traders can create a robust methodology for identifying Pineapple entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(0.27)(0.28)
Operating Profit Margin(0.25)(0.26)
Net Loss(0.27)(0.28)
Gross Profit Margin 0.02  0.02 

Current Pineapple Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Pineapple analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Pineapple analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
100.0Strong Buy1Odds
Pineapple Financial current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Pineapple analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Pineapple stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Pineapple Financial, talking to its executives and customers, or listening to Pineapple conference calls.
Pineapple Analyst Advice Details

Pineapple Stock Analysis Indicators

Pineapple Financial stock analysis indicators help investors evaluate how Pineapple Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Pineapple Financial shares will generate the highest return on investment. By understating and applying Pineapple Financial stock analysis, traders can identify Pineapple Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow720.4 K
Total Stockholder Equity1.3 M
Capital Lease Obligations977.1 K
Property Plant And Equipment Net981.3 K
Cash And Short Term Investments580.4 K
Net Invested Capital1.3 M
Cash580.4 K
200 Day M A5.5844
50 Day M A4.0776
Net Interest Income-93.5 K
Total Current Liabilities1.4 M
Investments-1.1 M
Interest Expense93.5 K
Common Stock Shares Outstanding7.1 M
Total Cashflows From Investing Activities-1.1 M
Free Cash Flow-1.7 M
Operating Income-3.8 M
Other Current Assets157.9 K
Net Debt396.8 K
Depreciation838.8 K
Other Operating Expenses21.4 M
Non Current Assets Total3.2 M
Liabilities And Stockholders Equity4.1 M
Non Currrent Assets Other10 K
When determining whether Pineapple Financial is a strong investment it is important to analyze Pineapple Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Pineapple Financial's future performance. For an informed investment choice regarding Pineapple Stock, refer to the following important reports:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pineapple Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy Pineapple Stock please use our How to buy in Pineapple Stock guide.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Pineapple Financial. If investors know Pineapple will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Pineapple Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
(8.20)
Revenue Per Share
6.395
Quarterly Revenue Growth
0.014
Return On Assets
(0.42)
Return On Equity
(2.45)
The market value of Pineapple Financial is measured differently than its book value, which is the value of Pineapple that is recorded on the company's balance sheet. Investors also form their own opinion of Pineapple Financial's value that differs from its market value or its book value, called intrinsic value, which is Pineapple Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Pineapple Financial's market value can be influenced by many factors that don't directly affect Pineapple Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Pineapple Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Pineapple Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Pineapple Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.