Byline Bancorp Stock Analysis

BY Stock  USD 28.30  0.45  1.57%   
Byline Bancorp is undervalued with Real Value of 29.96 and Target Price of 32.2. The main objective of Byline Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what Byline Bancorp is worth, separate from its market price. There are two main types of Byline Bancorp's stock analysis: fundamental analysis and technical analysis.
The Byline Bancorp stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Byline Bancorp is usually not traded on Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday. Byline Stock trading window is adjusted to America/New York timezone.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Byline Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in private.
For more information on how to buy Byline Stock please use our How to Invest in Byline Bancorp guide.

Byline Stock Analysis Notes

About 33.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 1.12. Some equities with similar Price to Book (P/B) outperform the market in the long run. Byline Bancorp last dividend was issued on the 5th of August 2025. Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois. Byline Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 929 people. For more info on Byline Bancorp please contact Roberto Herencia at 773 244 7000 or go to https://www.bylinebancorp.com.

Byline Bancorp Quarterly Total Revenue

158.12 Million

Byline Bancorp Investment Alerts

About 33.0% of the company shares are held by company insiders
On 19th of August 2025 Byline Bancorp paid $ 0.1 per share dividend to its current shareholders
Latest headline from news.google.com: Growth Value Should you buy the dip on Byline Bancorp Inc - Inflation Watch Fast Moving Stock Trade Plans -

Byline Bancorp Upcoming and Recent Events

Earnings reports are used by Byline Bancorp to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Byline Largest EPS Surprises

Earnings surprises can significantly impact Byline Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2017-07-27
2017-06-300.210.240.0314 
2020-01-23
2019-12-310.380.420.0410 
2019-04-25
2019-03-310.340.380.0411 
View All Earnings Estimates

Byline Bancorp Environmental, Social, and Governance (ESG) Scores

Byline Bancorp's ESG score is a quantitative measure that evaluates Byline Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Byline Bancorp's operations that may have significant financial implications and affect Byline Bancorp's stock price as well as guide investors towards more socially responsible investments.

Byline Bancorp Thematic Classifications

In addition to having Byline Bancorp stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banking Idea
Banking
USA Equities from Banking industry as classified by Fama & French

Byline Stock Institutional Investors

Shares
T. Rowe Price Investment Management,inc.2025-06-30
596.8 K
Millennium Management Llc2025-06-30
554.2 K
Bridgeway Capital Management, Llc2025-06-30
488.6 K
Federated Hermes Inc2025-06-30
488.2 K
Jpmorgan Chase & Co2025-06-30
448.1 K
Maltese Capital Management Llc2025-06-30
256.6 K
Nuveen, Llc2025-06-30
250.1 K
Next Century Growth Investors Llc2025-06-30
247.8 K
Northern Trust Corp2025-06-30
234.2 K
Blackrock Inc2025-06-30
2.3 M
Dimensional Fund Advisors, Inc.2025-06-30
2.3 M
Note, although Byline Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Byline Market Capitalization

The company currently falls under 'Mid-Cap' category with a market capitalization of 1.32 B.

Byline Profitablity

The company has Net Profit Margin (PM) of 0.31 %, which suggests that even a small decline in it sales will erase profits and may result in a net loss, or a negative profit margin. This is way below average. Likewise, it shows Net Operating Margin (NOM) of 0.41 %, which signifies that for every $100 of sales, it has a net operating income of $0.41.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.08  0.08 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.06 

Management Efficiency

Byline Bancorp has Return on Asset (ROA) of 0.0123 % which means that for every $100 of assets, it generated a profit of $0.0123. This is way below average. Likewise, it shows a return on total equity (ROE) of 0.1069 %, which means that it produced $0.1069 on every 100 dollars invested by current stockholders. Byline Bancorp's management efficiency ratios could be used to measure how well Byline Bancorp manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to drop to 0.01 in 2025. Return On Capital Employed is likely to drop to 0.08 in 2025. At this time, Byline Bancorp's Non Currrent Assets Other are fairly stable compared to the past year. Other Assets is likely to rise to about 7.1 B in 2025, whereas Total Assets are likely to drop slightly above 6.4 B in 2025.
Last ReportedProjected for Next Year
Book Value Per Share 25.12  15.50 
Tangible Book Value Per Share 20.56  12.30 
Enterprise Value Over EBITDA 8.86  9.30 
Price Book Value Ratio 1.15  1.35 
Enterprise Value Multiple 8.86  9.30 
Price Fair Value 1.15  1.35 
The strategic vision of Byline Bancorp management plays a critical role in its financial performance. By evaluating this vision, we provide insights into the stock's growth potential.
Dividend Yield
0.0131
Operating Margin
0.4099
Profit Margin
0.3094
Forward Dividend Yield
0.0139
Beta
0.908

Technical Drivers

As of the 16th of September 2025, Byline Bancorp shows the Risk Adjusted Performance of 0.0798, mean deviation of 1.17, and Downside Deviation of 1.43. Byline Bancorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Byline Bancorp Price Movement Analysis

Illegal number of arguments. The output start index for this execution was zero with a total number of output elements of zero. The Simple Moving Average indicator is calculated by adding the closing price of Byline Bancorp for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out Byline Bancorp short-term fluctuations and highlight longer-term trends or cycles.

Byline Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Byline Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Byline Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Byline Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
William Kistner over a month ago
Acquisition by William Kistner of tradable shares of Byline Bancorp at 25.705 subject to Rule 16b-3
 
Dana Rose over two months ago
Disposition of 344 shares by Dana Rose of Byline Bancorp at 28.91 subject to Rule 16b-3
 
Thomas Bell over two months ago
Disposition of 14624 shares by Thomas Bell of Byline Bancorp at 11.18 subject to Rule 16b-3
 
Megan Biggam over two months ago
Disposition of 12187 shares by Megan Biggam of Byline Bancorp at 11.18 subject to Rule 16b-3
 
Megan Biggam over three months ago
Disposition of 8576 shares by Megan Biggam of Byline Bancorp at 26.7548 subject to Rule 16b-3
 
Hugues Velez Margarita over three months ago
Disposition of 925 shares by Hugues Velez Margarita of Byline Bancorp at 26.06 subject to Rule 16b-3
 
John Barkidjija over three months ago
Disposition of 316 shares by John Barkidjija of Byline Bancorp at 28.91 subject to Rule 16b-3
 
Thomas Abraham over six months ago
Disposition of 770 shares by Thomas Abraham of Byline Bancorp at 28.91 subject to Rule 16b-3
 
Roberto Herencia over six months ago
Disposition of 1753 shares by Roberto Herencia of Byline Bancorp at 28.91 subject to Rule 16b-3
 
William Kistner over six months ago
Acquisition by William Kistner of tradable shares of Byline Bancorp at 27.765 subject to Rule 16b-3
 
John Barkidjija over six months ago
Disposition of 316 shares by John Barkidjija of Byline Bancorp at 28.91 subject to Rule 16b-3
 
John Barkidjija over six months ago
Disposition of 1037 shares by John Barkidjija of Byline Bancorp at 28.91 subject to Rule 16b-3

Byline Bancorp Outstanding Bonds

Byline Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Byline Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Byline bonds can be classified according to their maturity, which is the date when Byline Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Byline Bancorp Predictive Daily Indicators

Byline Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Byline Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Byline Bancorp Corporate Filings

F4
15th of September 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
4th of September 2025
Other Reports
ViewVerify
F4
2nd of September 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
29th of August 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
19th of August 2025
Other Reports
ViewVerify
F4
11th of August 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
7th of August 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
24th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

Byline Bancorp Forecast Models

Byline Bancorp's time-series forecasting models are one of many Byline Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Byline Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Byline Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Byline Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Byline shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Byline Bancorp. By using and applying Byline Stock analysis, traders can create a robust methodology for identifying Byline entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.26  0.27 
Operating Profit Margin 0.26  0.34 
Net Profit Margin 0.19  0.11 
Gross Profit Margin 0.61  0.58 

Current Byline Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Byline analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Byline analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
32.2Buy6Odds
Byline Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Byline analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Byline stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Byline Bancorp, talking to its executives and customers, or listening to Byline conference calls.
Byline Analyst Advice Details

Byline Stock Analysis Indicators

Byline Bancorp stock analysis indicators help investors evaluate how Byline Bancorp stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Byline Bancorp shares will generate the highest return on investment. By understating and applying Byline Bancorp stock analysis, traders can identify Byline Bancorp position entry and exit signals to maximize returns.
Begin Period Cash Flow226.1 M
Long Term Debt731.6 M
Common Stock Shares Outstanding43.9 M
Total Stockholder Equity1.1 B
Total Cashflows From Investing Activities-330.9 M
Tax Provision40.3 M
Quarterly Earnings Growth Y O Y-0.029
Property Plant And Equipment Net70.3 M
Cash And Short Term Investments1.7 B
Cash563.1 M
Accounts Payable21.1 M
Net Debt211.5 M
50 Day M A27.7912
Total Current Liabilities7.5 B
Other Operating Expenses460.3 M
Non Current Assets TotalB
Forward Price Earnings9.5877
Non Currrent Assets Other269.8 M
Stock Based Compensation7.9 M

Additional Tools for Byline Stock Analysis

When running Byline Bancorp's price analysis, check to measure Byline Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Byline Bancorp is operating at the current time. Most of Byline Bancorp's value examination focuses on studying past and present price action to predict the probability of Byline Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Byline Bancorp's price. Additionally, you may evaluate how the addition of Byline Bancorp to your portfolios can decrease your overall portfolio volatility.