Acnb Corporation Stock Analysis

ACNB Stock  USD 45.33  0.44  0.96%   
ACNB Corporation is fairly valued with Real Value of 46.74 and Target Price of 49.0. The main objective of ACNB stock analysis is to determine its intrinsic value, which is an estimate of what ACNB Corporation is worth, separate from its market price. There are two main types of ACNB's stock analysis: fundamental analysis and technical analysis.
The ACNB stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and ACNB's ongoing operational relationships across important fundamental and technical indicators.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in ACNB Corporation. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.

ACNB Stock Analysis Notes

About 38.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.14. Some equities with similar Price to Book (P/B) outperform the market in the long run. ACNB last dividend was issued on the 1st of December 2025. The entity had 105:100 split on the 28th of November 2007. ACNB Corporation, a financial holding company, provides banking, insurance, and financial services to individual, business, and government customers in the United States. The company was founded in 1857 and is headquartered in Gettysburg, Pennsylvania. Acnb Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 7 people. For more info on ACNB Corporation please contact the company at 717 334 3161 or go to https://www.acnb.com.

ACNB Quarterly Total Revenue

50.9 Million

ACNB Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. ACNB's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding ACNB Corporation or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
ACNB has a poor financial position based on the latest SEC disclosures
On 15th of September 2025 ACNB paid $ 0.34 per share dividend to its current shareholders
Latest headline from simplywall.st: ACNB One-Off 11.7 Million Loss Drives Margin Decline, Testing Bullish Narratives

ACNB Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ACNB previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

ACNB Largest EPS Surprises

Earnings surprises can significantly impact ACNB's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-10-24
2024-09-300.950.84-0.1111 
2023-07-27
2023-06-301.021.140.1211 
2025-04-24
2025-03-310.930.79-0.1415 
View All Earnings Estimates

ACNB Environmental, Social, and Governance (ESG) Scores

ACNB's ESG score is a quantitative measure that evaluates ACNB's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of ACNB's operations that may have significant financial implications and affect ACNB's stock price as well as guide investors towards more socially responsible investments.

ACNB Stock Institutional Investors

Shares
Northern Trust Corp2025-06-30
98.2 K
Empowered Funds, Llc2025-06-30
49.1 K
Susquehanna International Group, Llp2025-06-30
38.4 K
Morgan Stanley - Brokerage Accounts2025-06-30
35.7 K
Charles Schwab Investment Management Inc2025-06-30
31 K
Bank Of New York Mellon Corp2025-06-30
29.2 K
Stifel Financial Corp2025-06-30
28 K
Kestra Advisory Services, Llc2025-06-30
24.3 K
Maltese Capital Management Llc2025-06-30
23.9 K
Blackrock Inc2025-06-30
609.6 K
Fmr Inc2025-06-30
604.5 K
Note, although ACNB's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

ACNB Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 472.48 M.

ACNB Profitablity

The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.5 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.5.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.07  0.11 
Return On Assets 0.01  0.01 
Return On Equity 0.11  0.12 

Management Efficiency

ACNB has return on total asset (ROA) of 0.0116 % which means that it generated a profit of $0.0116 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0918 %, meaning that it created $0.0918 on every $100 dollars invested by stockholders. ACNB's management efficiency ratios could be used to measure how well ACNB manages its routine affairs as well as how well it operates its assets and liabilities. At present, ACNB's Return On Capital Employed is projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.12, whereas Return On Tangible Assets are forecasted to decline to 0.01. At present, ACNB's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Other Assets is expected to grow to about 2 B, whereas Total Assets are forecasted to decline to about 1.3 B.
Last ReportedProjected for Next Year
Book Value Per Share 35.67  37.45 
Tangible Book Value Per Share 29.55  31.03 
Enterprise Value Over EBITDA 13.01  13.75 
Price Book Value Ratio 1.12  1.56 
Enterprise Value Multiple 13.01  13.75 
Price Fair Value 1.12  1.56 
Enterprise Value512.7 M538.3 M
Leadership effectiveness at ACNB Corporation is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Dividend Yield
0.0288
Operating Margin
0.5008
Profit Margin
0.2403
Forward Dividend Yield
0.0335
Beta
0.931

Technical Drivers

As of the 27th of October, ACNB shows the Downside Deviation of 1.38, coefficient of variation of 1367.45, and Mean Deviation of 1.23. ACNB technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the entity's future prices.

ACNB Price Movement Analysis

The output start index for this execution was thirty-nine with a total number of output elements of twenty-two. ACNB Triple Exponential Moving Average indicator shows smoothing effect of ACNB price series composite of a single exponential moving average, a double exponential moving average and a triple exponential moving average.

ACNB Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ACNB insiders, such as employees or executives, is commonly permitted as long as it does not rely on ACNB's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases ACNB insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

ACNB Outstanding Bonds

ACNB issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. ACNB uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most ACNB bonds can be classified according to their maturity, which is the date when ACNB Corporation has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

ACNB Predictive Daily Indicators

ACNB intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of ACNB stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

ACNB Corporate Filings

8K
23rd of October 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
22nd of October 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
16th of October 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
17th of September 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8th of August 2025
Other Reports
ViewVerify
10Q
7th of August 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
29th of July 2025
Other Reports
ViewVerify
8K
24th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

ACNB Forecast Models

ACNB's time-series forecasting models are one of many ACNB's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ACNB's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About ACNB Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how ACNB prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling ACNB shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as ACNB. By using and applying ACNB Stock analysis, traders can create a robust methodology for identifying ACNB entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.31  0.35 
Operating Profit Margin 0.31  0.35 
Net Profit Margin 0.24  0.25 
Gross Profit Margin 0.84  0.53 

Current ACNB Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. ACNB analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. ACNB analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
49.0Strong Buy4Odds
ACNB Corporation current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most ACNB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand ACNB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of ACNB, talking to its executives and customers, or listening to ACNB conference calls.
ACNB Analyst Advice Details

ACNB Stock Analysis Indicators

ACNB Corporation stock analysis indicators help investors evaluate how ACNB stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading ACNB shares will generate the highest return on investment. By understating and applying ACNB stock analysis, traders can identify ACNB position entry and exit signals to maximize returns.
Begin Period Cash Flow66 M
Long Term Debt255.3 M
Common Stock Shares Outstanding8.5 M
Total Stockholder Equity303.3 M
Total Cashflows From Investing Activities2.4 M
Tax Provision8.6 M
Quarterly Earnings Growth Y O Y0.69
Property Plant And Equipment Net28.1 M
Cash And Short Term Investments64.9 M
Cash47.3 M
Net Debt226.7 M
50 Day M A44.567
Total Current Liabilities1.8 B
Other Operating Expenses91.8 M
Non Current Assets Total2.3 B
Forward Price Earnings9.7466
Non Currrent Assets Other141 M
Stock Based Compensation1.3 M

Complementary Tools for ACNB Stock analysis

When running ACNB's price analysis, check to measure ACNB's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ACNB is operating at the current time. Most of ACNB's value examination focuses on studying past and present price action to predict the probability of ACNB's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ACNB's price. Additionally, you may evaluate how the addition of ACNB to your portfolios can decrease your overall portfolio volatility.
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