SoFi Technologies Revenue vs. Net Income
| SOFI Stock | USD 16.91 -0.24 -1.40% |
Total Revenue | First Reported 2019-12-31 | Previous Quarter 1.3 B | Current Value 1.3 B | Quarterly Volatility 380.4 M |
Macro event markers
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.56 | 0.6873 |
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The earnings profile for SoFi Technologies is expressed through operating and net margin relationships. The metrics are calculated from publicly filed financial reports.
Revenue Breakdown by Segment
SoFi Technologies' revenue is distributed across 3 distinct product categories. Financial Services Segment accounts for approximately 47.6% of SoFi Technologies' revenue at 1.07 Billion, while Lending Segment contributes 42.0% at 942.19 Million. Revenue distribution shows a leading segment without excessive concentration, suggesting moderate product diversification.
World Market Map.
Macro event markers
SoFi Technologies Revenue Breakdown by Earning Segment Snapshot
The pie chart below visualizes SoFi Technologies' revenue allocation across its reported product segments. The smallest reported segment is Technology Platform Segment at 10.4% of total revenue.
Projected earnings help describe the expected financial trajectory for SoFi Technologies. This context supports review of SoFi Technologies earnings expectations across timeframes.
Quarterly Earnings Growth -0.57 | Earnings Share 0.39 | Revenue Per Share | Quarterly Revenue Growth 0.402 | Return On Assets |
SoFi Technologies can be assessed through both market valuation and accounting book value, which often tell different stories. These complementary measures help build a more complete analytical foundation.
SoFi Technologies' value is shaped by fundamental inputs, whereas price is shaped by supply and demand dynamics. For SoFi Technologies, key inputs include a P/B ratio of 2.05, a profit margin of 13.43%, ROE of 5.66%, and revenue of 4.77 B.
SoFi Technologies Net Income vs. Revenue Fundamental Analysis
Comparative market metrics assess SoFi Technologies's pricing relative to peers. SoFi Technologies is rated below average for revenue among direct rivals. It also is rated below average for net income among direct rivals recording roughly 0.10 in Net Income for every unit of Revenue. Revenue outpaces Net Income by 9.91 times for SoFi Technologies. Market-adjusted estimates suggest Total Revenue is likely to increase noticeably. The most recent reading for Total Revenue was 4.77 Billion. Comparative pricing ratios position SoFi Technologies within industry norms.SoFi Revenue vs. Competition
SoFi Technologies is rated below average for revenue among direct rivals. Market size based on revenue of Financials industry is at this time estimated at about 628.37 Billion. SoFi Technologies maintains roughly 4.77 Billion in revenue contributing less than 1% to equities under Financials sector.
SoFi Net Income vs. Revenue
Revenue is income that a firm generates from business activities such as rendering services or selling goods to customers. It is a crucial part of a business and an essential item when evaluating a company's financial statements. Revenues from a firm's primary business operations can be reported on the income statement as sales revenue, net sales, or simply sales, depending on the industry in which a given company operates.
SoFi Technologies |
| = | 4.77 B |
Revenue is typically recorded when cash or cash equivalents are exchanged for services or goods and can include products or services discounts, promotions, as well as early payments on invoices or services rendered in advance.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors.
SoFi Technologies |
| = | 481.32 M |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
SoFi Net Income Comparison
SoFi Technologies is currently under evaluation for net income among direct rivals.
SoFi Technologies Profitability Projections
For investors looking at SoFi Technologies, profit analysis shows whether the company can build lasting value. Checking SoFi Technologies' current margins against past averages shows if profits are trending the right way. SoFi Technologies currently maintains a profit margin of 13.4%. When profits improve despite flat or falling revenue, it shows strong cost control. The operating margin stands at 18.2% while return on equity is 5.7%.
| Last Reported | End Of Year Estimate | ||
| Accumulated Other Comprehensive Income | 11 M | 10.4 M | |
| Operating Income | 1.7 B | 1.8 B | |
| Income Before Tax | 525.9 M | 552.1 M | |
| Total Other Income Expense Net | -1.2 B | -1.1 B | |
| Net Loss | -288.4 M | -302.8 M | |
| Net Income | 481.3 M | 505.4 M | |
| Income Tax Expense | 44.5 M | 25.6 M | |
| Net Interest Income | 2.2 B | 2.3 B | |
| Interest Income | 3.4 B | 3.5 B | |
| Net Income From Continuing Ops | 481.3 M | 505.4 M | |
| Change To Netincome | -6.4 B | -6.1 B | |
| Net Income Per Share | 0.42 | 0.44 | |
| Income Quality | -7.78 | -7.39 | |
| Net Income Per E B T | 0.92 | 0.86 |
SoFi Profitability Driver Comparison
The profitability drivers of SoFi Technologies are key factors that directly shape its earnings trajectory. Unforeseen disruptions remain a persistent factor that could significantly affect SoFi Technologies' earnings and value.
Earnings per Share Projection vs Actual
Use SoFi Technologies in pair-trading
Using SoFi Technologies in a pair-trading setup can improve risk control because gains and losses are judged against a second position instead of against the market alone. The key question is whether the second leg adds real hedge value instead of just creating a more complex version of the same risk.
SoFi Technologies Pair Trading
SoFi Technologies Pair Trading Analysis
Identifying assets closely correlated with SoFi Technologies is essential for tax-loss harvesting strategies. The wash-sale rule prohibits repurchasing SoFi Technologies within 30 days of a loss sale.
The correlation coefficient for SoFi Technologies quantifies co-movement strength on a scale from -1 to +1. Holding two assets with correlation close to +1 alongside SoFi Technologies offers minimal diversification value.
Use Correlation analysis and pair trading evaluation for SoFi Technologies to review hedging context.Use Investing Themes to Complement your SoFi Technologies position
SoFi Technologies operates in Financial Services/Credit Services at 21.55 Billion market cap - a thematic view expands this mid-cap position into a broader portfolio concept. SoFi Technologies mid-cap scale (21.55 Billion) within Credit Services helps compare substitutes, complements, and diversifiers that strengthen the overall Financial Services allocation.
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