SoFi Net Interest Income from 2010 to 2026

SOFI Stock  USD 18.27  -0.63  -3.33%   
Over recent reporting cycles, Net Interest Income is advancing amid slightly volatile fluctuations. Compared with the previous period, Net Interest Income is up roughly 4.76%, supporting projections near approximately 2.3 B. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
 First Reported
2020-06-30
 Previous Quarter
585.1 M
 Current Value
617.3 M
 Quarterly Volatility
197 M
 
Covid
 
Interest Hikes
Review SoFi Technologies financial statements over time to add context on performance and capital structure. It connects Depreciation And Amortization of 121.8 M, Interest Expense of 1.2 B or Selling General Administrative of 422.7 M and ratios such as Price To Sales Ratio of 6.63, Dividend Yield of 0.0011 or PTB Ratio of 3.01 with SoFi Technologies Valuation and Volatility context.
  
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Review SoFi Technologies Correlation against competitors for SoFi Technologies. This provides competitive positioning context.
To learn how to invest in SoFi Stock, please use our How to Invest in SoFi Technologies guide.
The Net Interest Income trend for SoFi Technologies offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether SoFi Technologies is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest SoFi Technologies' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of SoFi Technologies over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. SoFi Technologies' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in SoFi Technologies' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

SoFi Net Interest Income Regression Statistics

Arithmetic Mean 658,985,988
Geometric Mean 426,383,768
Coefficient Of Variation 111.62
Mean Deviation 575,427,864
Median 259,064,000
Standard Deviation 735,583,175
Sample Variance541082.6T
Range2.2B
R-Value 0.76
Mean Square Error242851.6T
R-Squared 0.58
Significance 0.0004
Slope 110,862,785
Total Sum of Squares8657321.7T

SoFi Net Interest Income History

20262.3 B
20252.2 B
20241.7 B
20231.3 B
2022584.1 M
2021252.2 M
2020177.9 M

SoFi Technologies Fair Value and Market Price

SoFi Technologies is a large-cap equity in Consumer Finance, Financial Services categories. Intrinsic value assumptions are benchmarked against sector averages. This analysis reviews how SoFi Technologies integrates into a multi-asset portfolio across market cycles.

Methodology

Unless otherwise specified, financial data for SoFi Technologies is derived from periodic company reporting (annual and quarterly where available). Asset-level metrics are computed daily by Macroaxis LLC and refreshed regularly based on asset type. SoFi (USA Stocks:SOFI) prices are typically delayed by approximately 20 minutes from primary exchanges for listed equities. Data may be delayed depending on reporting sources and market conventions Valuation estimates and intrinsic-value models use inputs from public financial disclosures and may not represent market consensus.

Assumptions

Macroaxis analytics incorporate public filings and market reference sources and official disclosures from U.S. Securities and Exchange Commission (SEC) via EDGAR. Data harmonization may result in minor timing offsets. All analytics are generated using standardized, rules-based models designed to promote consistency and comparability across instruments. Model assumptions, reference parameters, and selected computational inputs are available in the Model Inputs section. If you have questions about our data sources or methodology, please contact Macroaxis Support.

Analyst Sources

SoFi Technologies may have analyst coverage included in Macroaxis-derived consensus inputs when available. Updates may occur throughout the day.

Currently Active Assets on Macroaxis

More Resources for SoFi Stock Analysis

A structured review of SoFi Technologies often starts with core financial statements and trend context. Ratios and trend metrics help frame SoFi Technologies' operating context. Key reports that frame Sofi Technologies Stock are listed below:
Review SoFi Technologies Correlation against competitors for SoFi Technologies. This provides competitive positioning context.
To learn how to invest in SoFi Stock, please use our How to Invest in SoFi Technologies guide.
Analysis related to SoFi Technologies should be read together with other portfolio and risk tools before capital is reallocated. That is especially important when the goal is to improve the overall mix of instruments already held. You can also try the Earnings Calls module to check upcoming earnings announcements updated hourly across public exchanges.
 Quarterly Earnings Growth
-0.57
 Earnings Share
0.39
 Revenue Per Share
3.115
 Quarterly Revenue Growth
0.402
 Return On Assets
0.0111
The market value of SoFi Technologies is measured differently than book value, which reflects SoFi accounting equity. Intrinsic value is an analytical estimate of SoFi Technologies' underlying worth that can differ from price and book value. Prices respond to market conditions and behavior, which can widen gaps versus fundamentals. Valuation methods help interpret those gaps.
Note that SoFi Technologies' intrinsic value and market price are different measures derived from different inputs. A full view may include fundamental ratios, momentum patterns, industry dynamics, and analyst estimates. Market price reflects the current exchange level formed by active bids and offers.