PRA Price To Earning vs. Return On Asset

PRAA Stock  USD 17.00  0.11  0.65%   
Based on the key profitability measurements obtained from PRA's financial statements, PRA's profitability may be sliding down. It has an above-average chance of reporting lower numbers next quarter. Profitability indicators assess PRA's ability to earn profits and add value for shareholders. At present, PRA's EV To Sales is projected to increase slightly based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.55, whereas Price To Sales Ratio is forecasted to decline to 0.80. At present, PRA's Operating Income is projected to increase significantly based on the last few years of reporting. The current year's Income Before Tax is expected to grow to about 129.5 M, whereas Accumulated Other Comprehensive Income is projected to grow to (379.1 M). At present, PRA's Pretax Profit Margin is projected to slightly decrease based on the last few years of reporting. The current year's Operating Profit Margin is expected to grow to 0.61, whereas Gross Profit is forecasted to decline to about 413.6 M.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.80.7
Fairly Up
Slightly volatile
Operating Profit Margin0.610.35
Way Up
Very volatile
For PRA profitability analysis, we use financial ratios and fundamental drivers that measure the ability of PRA to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well PRA Group utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between PRA's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of PRA Group over time as well as its relative position and ranking within its peers.
Check out Your Equity Center.
The next projected EPS of PRA is estimated to be 0.5433 with future projections ranging from a low of 0.44 to a high of 0.73. PRA's most recent 12-month trailing earnings per share (EPS TTM) is at -8.74. Please be aware that the consensus of earnings estimates for PRA Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
PRA is projected to generate 0.5433 in earnings per share on the 31st of March 2026. PRA earnings estimates show analyst consensus about projected PRA Group EPS (Earning Per Share). It derives the highest and the lowest estimates based on PRA's historical volatility. Many public companies, such as PRA, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm. By analyzing PRA's earnings estimates, investors can diagnose different trends across PRA's analyst sentiment over time as well as compare current estimates against different timeframes.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PRA. If investors know PRA will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PRA listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.996
Earnings Share
(8.74)
Revenue Per Share
29.519
Quarterly Revenue Growth
0.105
Return On Assets
0.0442
The market value of PRA Group is measured differently than its book value, which is the value of PRA that is recorded on the company's balance sheet. Investors also form their own opinion of PRA's value that differs from its market value or its book value, called intrinsic value, which is PRA's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PRA's market value can be influenced by many factors that don't directly affect PRA's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between PRA's value and its price as these two are different measures arrived at by different means. Investors typically determine if PRA is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PRA's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

PRA Group Return On Asset vs. Price To Earning Fundamental Analysis

Comparative valuation techniques use various fundamental indicators to help in determining PRA's current stock value. Our valuation model uses many indicators to compare PRA value to that of its competitors to determine the firm's financial worth.
PRA Group is regarded fifth in price to earning category among its peers. It is regarded third in return on asset category among its peers . The ratio of Price To Earning to Return On Asset for PRA Group is about  235.29 . As of January 8, 2026, Return On Assets is expected to decline to 0.02. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the PRA's earnings, one of the primary drivers of an investment's value.

PRA's Earnings Breakdown by Geography

PRA Return On Asset vs. Price To Earning

Price to Earnings ratio is typically used for current valuation of a company and is one of the most popular ratios that investors monitor daily. Holding a low PE stock is less risky because when a company's profitability falls, it is likely that earnings will also go down as well. In other words, if you start from a lower position, your downside risk is limited. There are also some investors who believe that low Price to Earnings ratio reflects the low pricing because a given company is in trouble. On the other hand, a higher PE ratio means that investors are paying more for each unit of profit.

PRA

P/E

 = 

Market Value Per Share

Earnings Per Share

 = 
10.40 X
Generally speaking, the Price to Earnings ratio gives investors an idea of what the market is willing to pay for the company's current earnings.
Return on Asset or ROA shows how effective is the management of the company in generating income from utilizing all of the assets at their disposal. It is a useful ratio to evaluate the performance of different departments of a company as well as to understand management performance over time.

PRA

Return On Asset

 = 

Net Income

Total Assets

 = 
0.0442
Return on Asset measures overall efficiency of a company in generating profits from its total assets. It is expressed as the percentage of profits earned per dollar of Asset. A low ROA typically means that a company is asset-intensive and therefore will needs more money to continue generating revenue in the future.

PRA Return On Asset Comparison

PRA is currently under evaluation in return on asset category among its peers.

PRA Profitability Projections

The most important aspect of a successful company is its ability to generate a profit. For investors in PRA, profitability is also one of the essential criteria for including it into their portfolios because, without profit, PRA will eventually generate negative long term returns. The profitability progress is the general direction of PRA's change in net profit over the period of time. It can combine multiple indicators of PRA, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
Last ReportedProjected for Next Year
Accumulated Other Comprehensive Income-399.1 M-379.1 M
Operating Income390.7 M410.2 M
Income Before Tax126 M129.5 M
Total Other Income Expense Net-207.1 M-196.8 M
Net Income Applicable To Common Shares134.7 M93.8 M
Net Income101.9 M90.4 M
Income Tax Expense24.2 M42.4 M
Net Income From Continuing Ops79.7 M95 M
Non Operating Income Net Other-606 K-575.7 K
Interest IncomeM1.9 M
Net Interest Income-89.4 M-93.8 M
Change To Netincome-107.3 M-101.9 M
Net Income Per Share 1.61  1.34 
Income Quality(1.23)(1.17)
Net Income Per E B T 0.58  0.55 

PRA Profitability Driver Comparison

Profitability drivers are factors that can directly affect your investment outlook on PRA. Investors often realize that things won't turn out the way they predict. There are maybe way too many unforeseen events and contingencies during the holding period of PRA position where the market behavior may be hard to predict, tax policy changes, gold or oil price hikes, calamities change, and many others. The question is, are you prepared for these unexpected events? Although some of these situations are obviously beyond your control, you can still follow the important profit indicators to know where you should focus on when things like this occur. Below are some of the PRA's important profitability drivers and their relationship over time.

PRA Earnings Estimation Breakdown

The calculation of PRA's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of PRA is estimated to be 0.5433 with the future projection ranging from a low of 0.44 to a high of 0.73. Please be aware that this consensus of annual earnings estimates for PRA Group is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.0
0.44
Lowest
Expected EPS
0.5433
0.73
Highest

PRA Earnings Projection Consensus

Suppose the current estimates of PRA's value are higher than the current market price of the PRA stock. In this case, investors may conclude that PRA is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and PRA's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2026Current EPS (TTM)
438.84%
0.0
0.5433
-8.74

PRA Earnings per Share Projection vs Actual

Actual Earning per Share of PRA refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering PRA Group predict the company's earnings will be in the future. The higher the earnings per share of PRA, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

PRA Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as PRA, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of PRA should always be considered in relation to other companies to make a more educated investment decision.

PRA Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact PRA's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
null
nullnullnullnull
2025-11-03
2025-09-300.40.530.1332 
2025-08-06
2025-06-300.661.080.4263 
2025-05-05
2025-03-31-0.050.090.14280 
2025-02-13
2024-12-310.44670.470.0233
2024-11-04
2024-09-300.320.690.37115 
2024-08-05
2024-06-300.080.540.46575 
2024-05-06
2024-03-31-0.050.090.14280 
2024-02-15
2023-12-31-0.37-0.220.1540 
2023-11-06
2023-09-30-0.37-0.310.0616 
2023-08-07
2023-06-30-0.14-0.10.0428 
2023-05-08
2023-03-310.48-1.5-1.98412 
2023-02-27
2022-12-310.320.410.0928 
2022-11-03
2022-09-300.460.630.1736 
2022-08-08
2022-06-300.540.910.3768 
2022-05-09
2022-03-310.780.970.1924 
2022-02-28
2021-12-310.660.790.1319 
2021-11-08
2021-09-300.720.760.04
2021-08-05
2021-06-300.731.220.4967 
2021-05-06
2021-03-310.751.270.5269 
2021-02-25
2020-12-310.620.650.03
2020-11-05
2020-09-300.630.920.2946 
2020-08-06
2020-06-300.691.260.5782 
2020-05-07
2020-03-310.230.420.1982 
2020-02-27
2019-12-310.490.60.1122 
2019-11-07
2019-09-300.460.550.0919 
2019-08-08
2019-06-300.360.410.0513 
2019-05-09
2019-03-310.350.34-0.01
2019-02-28
2018-12-310.270.330.0622 
2018-11-08
2018-09-300.340.22-0.1235 
2018-08-07
2018-06-300.430.430.0
2018-05-09
2018-03-310.350.470.1234 
2018-02-27
2017-12-310.340.3-0.0411 
2017-11-08
2017-09-300.280.340.0621 
2017-08-08
2017-06-300.50.23-0.2754 
2017-05-09
2017-03-310.450.42-0.03
2017-02-28
2016-12-310.68-0.26-0.94138 
2016-11-07
2016-09-300.740.770.03
2016-08-08
2016-06-300.830.830.0
2016-05-09
2016-03-310.940.85-0.09
2016-02-25
2015-12-311.031.030.0
2015-11-05
2015-09-301.160.99-0.1714 
2015-08-10
2015-06-301.151.06-0.09
2015-05-06
2015-03-311.121.190.07
2015-03-02
2014-12-311.110.96-0.1513 
2014-11-10
2014-09-301.111.120.01
2014-08-05
2014-06-300.910.87-0.04
2014-04-30
2014-03-310.870.86-0.01
2014-02-19
2013-12-310.90.910.01
2013-10-30
2013-09-300.871.020.1517 
2013-07-30
2013-06-300.750.850.113 
2013-04-30
2013-03-310.70.750.05
2013-02-13
2012-12-310.670.70.03
2012-10-30
2012-09-300.620.650.03
2012-08-01
2012-06-300.550.620.0712 
2012-05-07
2012-03-310.440.490.0511 
2012-02-16
2011-12-310.510.510.0
2011-10-27
2011-09-300.490.490.0
2011-07-28
2011-06-300.480.480.0
2011-05-04
2011-03-310.430.450.02
2011-02-15
2010-12-310.370.40.03
2010-10-27
2010-09-300.350.360.01
2010-07-29
2010-06-300.310.380.0722 
2010-04-27
2010-03-310.290.30.01
2010-02-11
2009-12-310.240.270.0312 
2009-10-29
2009-09-300.260.22-0.0415 
2009-07-29
2009-06-300.240.250.01
2009-04-28
2009-03-310.250.22-0.0312 
2009-02-12
2008-12-310.230.230.0
2008-10-29
2008-09-300.260.25-0.01
2008-07-29
2008-06-300.270.25-0.02
2008-04-28
2008-03-310.280.26-0.02
2008-02-21
2007-12-310.240.23-0.01
2007-10-29
2007-09-300.270.25-0.02
2007-07-24
2007-06-300.270.270.0
2007-04-24
2007-03-310.260.270.01
2007-02-14
2006-12-310.230.240.01
2006-10-30
2006-09-300.230.230.0
2006-08-02
2006-06-300.230.230.0
2006-04-25
2006-03-310.210.220.01
2006-02-14
2005-12-310.190.190.0
2005-10-25
2005-09-300.180.190.01
2005-07-26
2005-06-300.190.190.0
2005-04-21
2005-03-310.170.180.01
2005-02-22
2004-12-310.150.160.01
2004-10-21
2004-09-300.140.150.01
2004-07-22
2004-06-300.130.140.01
2004-04-20
2004-03-310.120.130.01
2004-02-09
2003-12-310.110.120.01
2003-10-27
2003-09-300.110.120.01
2003-07-30
2003-06-300.10.110.0110 
2003-04-23
2003-03-310.080.10.0225 
2003-02-10
2002-12-310.070.080.0114 

Use PRA in pair-trading

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if PRA position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in PRA will appreciate offsetting losses from the drop in the long position's value.

PRA Pair Trading

PRA Group Pair Trading Analysis

The ability to find closely correlated positions to PRA could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace PRA when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back PRA - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling PRA Group to buy it.
The correlation of PRA is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as PRA moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if PRA Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for PRA can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Use Investing Themes to Complement your PRA position

In addition to having PRA in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Sovereign ETFs Thematic Idea Now

Sovereign ETFs
Sovereign ETFs Theme
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Sovereign ETFs theme has 17 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Sovereign ETFs Theme or any other thematic opportunities.
View All  Next Launch
When determining whether PRA Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PRA's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pra Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pra Group Stock:
Check out Your Equity Center.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
To fully project PRA's future profitability, investors should examine all historical financial statements. These statements provide investors with a comprehensive snapshot of the financial position of PRA Group at a specified time, usually calculated after every quarter, six months, or one year. Three primary documents fall into the category of financial statements. These documents include PRA's income statement, its balance sheet, and the statement of cash flows.
Potential PRA investors and stakeholders can use historical trends found within financial statements to determine how well the company is positioned for the future. Although PRA investors may work on each financial statement separately, they are all related. The changes in PRA's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on PRA's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.