Hanmi Financial Current Valuation vs. Operating Margin
| HAFC Stock | USD 25.39 0.12 0.47% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.53 | 0.5746 |
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| Net Profit Margin | 0.11 | 0.1711 |
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| Operating Profit Margin | 0.18 | 0.2427 |
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| Pretax Profit Margin | 0.18 | 0.2427 |
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| Return On Assets | 0.0055 | 0.0097 |
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| Return On Equity | 0.1 | 0.0955 |
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Profitability metrics here describe how Hanmi Financial converts revenue and assets into earnings and performance context.
Risk vs Return Analysis. Macro event markers
Quarterly Earnings Growth 0.202 | Dividend Share 1.08 | Earnings Share 2.51 | Revenue Per Share | Quarterly Revenue Growth 0.157 |
The market value of Hanmi Financial is measured differently than book value, which reflects Hanmi accounting equity. Hanmi Financial's market capitalization is 760.57 M. A P/B ratio of 0.95 suggests Hanmi Financial trades near or below book value. Enterprise value stands at 856.65 M. Value and price for Hanmi Financial are related but not identical, and they can diverge across cycles. Trading price represents the transaction level agreed by market participants.
Note that Hanmi Financial's intrinsic value and market price are different measures derived from different inputs. For Hanmi Financial, key inputs include a P/E ratio of 14.56, a P/B ratio of 0.95, a profit margin of 29.75%, and ROE of 9.96%. Market price reflects the current exchange level formed by active bids and offers.
Hanmi Financial Operating Margin vs. Current Valuation Fundamental Analysis
Cross-company financial ratios help determine Hanmi Financial's valuation standing. Hanmi Financial is rated below average for current valuation relative to top peers. It holds the #4 position for operating margin relative to top peers . The Current Valuation to Operating Margin ratio for Hanmi Financial comes in at 1,968,850,784 . Operating Profit Margin is dropping compared to historical levels. Hanmi Financial reported 0.24 in Operating Profit Margin for the previous period. Comparative pricing ratios position Hanmi Financial within industry norms.Hanmi Current Valuation vs. Competition
Hanmi Financial is rated below average for current valuation relative to top peers. After adjusting for long-term liabilities, total market size of Financials industry is currently estimated at about 10.84 Billion. Hanmi Financial holds roughly 856.65 Million in current valuation claiming about 8% of equities under Financials sector.
Hanmi Operating Margin vs. Current Valuation
Enterprise Value is a firm valuation proxy that approximates the current market value of a company. It is typically used to determine the takeover or merger price of a firm. Unlike Market Cap, this measure takes into account the entire liquid asset, outstanding debt, and exotic equity instruments that the company has on its balance sheet. When a takeover occurs, the parent company will have to assume the target company's liabilities but will take possession of all cash and cash equivalents.
Hanmi Financial |
| = | 856.65 M |
Enterprise Value can be a useful tool to compare companies with different capital structures. Long term liability and current cash or cash equivalents can have a huge impact on market valuation of a given company.
Operating Margin shows how much operating income a company makes on each dollar of sales. It is one of the profitability indicators which helps analysts to understand whether the firm is successful or not making money from everyday operations.
Hanmi Financial |
| = | 0.44 % |
A good Operating Margin is required for a company to be able to pay for its fixed costs or payout its debt, which implies that the higher the margin, the better. This ratio is most effective in evaluating the earning potential of a company over time when comparing it against a firm's competitors.
Hanmi Operating Margin Comparison
Hanmi Financial is currently under evaluation for operating margin relative to top peers.
Hanmi Financial Profitability Projections
The most important aspect of a successful company is its ability to generate a profit. For investors in Hanmi Financial, profitability is also one of the essential criteria for including it into their portfolios because, without profit, Hanmi Financial will eventually generate negative long term returns. The profitability progress is the general direction of Hanmi Financial's change in net profit over the period of time. It can combine multiple indicators of Hanmi Financial, where stable trends show no significant progress. An accelerating trend is seen as positive, while a decreasing one is unfavorable. A rising trend means that profits are rising, and operational efficiency may be rising as well. A decreasing trend is a sign of poor performance and may indicate upcoming losses.
| Last Reported | Projected for Next Year | ||
| Accumulated Other Comprehensive Income | -43.2 M | -41 M | |
| Operating Income | 107.9 M | 113.3 M | |
| Income Before Tax | 107.9 M | 113.3 M | |
| Total Other Income Expense Net | 96.6 M | 101.5 M | |
| Net Income | 76.1 M | 79.9 M | |
| Income Tax Expense | 31.8 M | 19.6 M | |
| Net Income Applicable To Common Shares | 116 M | 121.8 M | |
| Net Income From Continuing Ops | 76.1 M | 68.5 M | |
| Net Interest Income | 234.8 M | 211.4 M | |
| Interest Income | 409.5 M | 289.8 M | |
| Change To Netincome | 10 M | 10.5 M | |
| Net Income Per Share | 2.55 | 2.68 | |
| Income Quality | 2.71 | 2.84 | |
| Net Income Per E B T | 0.71 | 0.86 |
Hanmi Profitability Driver Comparison
Profitability drivers for Hanmi Financial are the financial and operational factors that most directly influence its earnings. Investors must contend with a wide range of external shocks - from regulatory changes to commodity price swings - that can disrupt Hanmi Financial's financial results.
Earnings per Share Projection vs Actual
Use Hanmi Financial in pair-trading
Pair trading with Hanmi Financial can help investors hedge some company-specific exposure by balancing a long view with an offsetting position. The key question is whether the second leg adds real hedge value instead of just creating a more complex version of the same risk.
Hanmi Financial Pair Trading
Hanmi Financial Pair Trading Analysis
Using correlated positions as Hanmi Financial substitutes during tax-loss harvesting allows investors to capture a tax benefit without disrupting portfolio allocation. The key is finding instruments that track Hanmi Financial closely enough to maintain equivalent risk and return.
The correlation of Hanmi Financial with other assets is a key diversification metric. Pairing Hanmi Financial with uncorrelated or negatively correlated instruments can reduce overall portfolio volatility without necessarily reducing expected returns.
Correlation analysis and pair trading evaluation for Hanmi Financial can be used to frame hedging context. The view can be extended across sectors or other related groups.Use Investing Themes to Complement your Hanmi Financial position
Using Hanmi Financial inside a theme workflow gives investors a structured way to compare related stocks, funds, ETFs, and crypto assets before allocating capital. The practical benefit is that the selected idea can be tuned either for higher upside or for tighter risk control.
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More Resources for Hanmi Stock Analysis
A structured review of Hanmi Financial often starts with core financial statements and trend context. Ratios and trend metrics help frame Hanmi Financial's operating context. Key reports that frame Hanmi Financial Stock are listed below:Risk vs Return Analysis. To learn how to invest in Hanmi Stock, please use our How to Invest in Hanmi Financial guide.Analysis related to Hanmi Financial should be read together with other portfolio and risk tools before capital is reallocated. That is especially important when the goal is to improve the overall mix of instruments already held. You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Projecting Hanmi Financial's profitability starts with historical financial statements. The three primary statements are income statement, balance sheet, and cash flow.