Heritage Commerce Corp Stock Performance
| HTBK Stock | USD 9.47 0.22 2.27% |
The company retains a Market Volatility (i.e., Beta) of 1.22, which attests to a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Heritage Commerce will likely underperform. At this point, Heritage Commerce Corp has a negative expected return of -0.12%. Please make sure to check out Heritage Commerce's skewness, as well as the relationship between the rate of daily change and price action indicator , to decide if Heritage Commerce Corp performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Heritage Commerce Corp has generated negative risk-adjusted returns adding no value to investors with long positions. Despite latest weak performance, the Stock's fundamental drivers remain persistent and the latest mess on Wall Street may also be a sign of long-standing gains for the company institutional investors. ...more
Actual Historical Performance (%)
One Day Return (2.27) | Five Day Return (4.73) | Year To Date Return 2.6 | Ten Year Return (16.19) | All Time Return 7.74 |
Forward Dividend Yield 0.0549 | Payout Ratio | Last Split Factor 11:10 | Forward Dividend Rate 0.52 | Dividend Date 2025-08-21 |
1 | Heritage Commerce declares 0.13 dividend | 07/24/2025 |
2 | Acquisition by Jeannie Tam of 6233 shares of Heritage Commerce subject to Rule 16b-3 | 07/29/2025 |
3 | Acquisition by Sa Thomas A of 20000 shares of Heritage Commerce at 9.25 subject to Rule 16b-3 | 08/01/2025 |
4 | Insider Trading | 08/18/2025 |
| Heritage Commerce dividend paid on 21st of August 2025 | 08/21/2025 |
5 | Is Heritage Commerce Corp stock reversal real or fake - Trade Analysis Report Long-Term Safe Investment Plans - Newser | 09/03/2025 |
6 | Disposition of 960 shares by Susan Just of Heritage Commerce at 10.23 subject to Rule 16b-3 | 09/08/2025 |
7 | Disposition of 5889 shares by Cabral Bruce H of Heritage Commerce at 10.2201 subject to Rule 16b-3 | 09/09/2025 |
8 | Trexquant Investment LP Has 375,000 Stock Position in Heritage Commerce Corp HTBK - MarketBeat | 09/12/2025 |
9 | Heritage Commerce Corp. Experiences Evaluation Revision Amidst Mixed Market Performance Indicators - Markets Mojo | 09/17/2025 |
10 | Strs Ohio Invests 547,000 in Heritage Commerce Corp HTBK - MarketBeat | 09/23/2025 |
11 | Can Heritage Commerce Corp stock deliver sustainable ROE - Price Action Real-Time Volume Trigger Notifications - newser.com | 09/29/2025 |
12 | 3 Dividend Stocks To Consider With Yields Up To 5.2 | 10/02/2025 |
13 | How robust is Heritage Commerce Corp stock financial position - Market Performance Summary Fast Entry Momentum Alerts - newser.com | 10/06/2025 |
| Begin Period Cash Flow | 408.1 M | |
| Total Cashflows From Investing Activities | 110.6 M | |
| Free Cash Flow | 37.3 M |
Heritage Commerce Relative Risk vs. Return Landscape
If you would invest 1,034 in Heritage Commerce Corp on July 14, 2025 and sell it today you would lose (87.00) from holding Heritage Commerce Corp or give up 8.41% of portfolio value over 90 days. Heritage Commerce Corp is currently does not generate positive expected returns and assumes 1.4971% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than Heritage, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Heritage Commerce Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Heritage Commerce's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Heritage Commerce Corp, and traders can use it to determine the average amount a Heritage Commerce's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.0829
| Best Portfolio | Best Equity | |||
| Good Returns | ||||
| Average Returns | ||||
| Small Returns | ||||
| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
| Negative Returns | HTBK |
Estimated Market Risk
| 1.5 actual daily | 13 87% of assets are more volatile |
Expected Return
| -0.12 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.08 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Heritage Commerce is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Heritage Commerce by adding Heritage Commerce to a well-diversified portfolio.
Heritage Commerce Fundamentals Growth
Heritage Stock prices reflect investors' perceptions of the future prospects and financial health of Heritage Commerce, and Heritage Commerce fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Heritage Stock performance.
| Return On Equity | 0.057 | ||||
| Return On Asset | 0.0073 | ||||
| Profit Margin | 0.22 % | ||||
| Operating Margin | 0.19 % | ||||
| Current Valuation | (70.69 M) | ||||
| Shares Outstanding | 61.45 M | ||||
| Price To Earning | 19.19 X | ||||
| Price To Book | 0.87 X | ||||
| Price To Sales | 3.23 X | ||||
| Revenue | 251.45 M | ||||
| Gross Profit | 180.09 M | ||||
| EBITDA | 60.2 M | ||||
| Net Income | 40.53 M | ||||
| Cash And Equivalents | 876.59 M | ||||
| Cash Per Share | 14.45 X | ||||
| Total Debt | 39.65 M | ||||
| Debt To Equity | 0.05 % | ||||
| Book Value Per Share | 11.31 X | ||||
| Cash Flow From Operations | 38.97 M | ||||
| Earnings Per Share | 0.63 X | ||||
| Market Capitalization | 581.9 M | ||||
| Total Asset | 5.65 B | ||||
| Retained Earnings | 187.76 M | ||||
About Heritage Commerce Performance
By examining Heritage Commerce's fundamental ratios, stakeholders can obtain critical insights into Heritage Commerce's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Heritage Commerce is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (694.38) | (729.10) | |
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.07 | 0.07 | |
| Return On Equity | 0.06 | 0.07 |
Things to note about Heritage Commerce Corp performance evaluation
Checking the ongoing alerts about Heritage Commerce for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Heritage Commerce Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Heritage Commerce generated a negative expected return over the last 90 days | |
| Over 80.0% of the company shares are owned by institutional investors | |
| On 21st of August 2025 Heritage Commerce paid $ 0.13 per share dividend to its current shareholders | |
| Latest headline from news.google.com: How robust is Heritage Commerce Corp stock financial position - Market Performance Summary Fast Entry Momentum Alerts - newser.com |
- Analyzing Heritage Commerce's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Heritage Commerce's stock is overvalued or undervalued compared to its peers.
- Examining Heritage Commerce's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Heritage Commerce's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Heritage Commerce's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Heritage Commerce's stock. These opinions can provide insight into Heritage Commerce's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Heritage Commerce Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heritage Commerce. If investors know Heritage will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heritage Commerce listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.33) | Dividend Share 0.52 | Earnings Share 0.63 | Revenue Per Share | Quarterly Revenue Growth 0.146 |
The market value of Heritage Commerce Corp is measured differently than its book value, which is the value of Heritage that is recorded on the company's balance sheet. Investors also form their own opinion of Heritage Commerce's value that differs from its market value or its book value, called intrinsic value, which is Heritage Commerce's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heritage Commerce's market value can be influenced by many factors that don't directly affect Heritage Commerce's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heritage Commerce's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heritage Commerce is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heritage Commerce's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.