Affirm Holdings Stock Performance
| AFRM Stock | USD 62.06 0.38 0.62% |
On a scale of 0 to 100, Affirm Holdings holds a performance score of 5. The firm shows a Beta (market volatility) of 2.62, which signifies a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Affirm Holdings will likely underperform. Please check Affirm Holdings' standard deviation, expected short fall, period momentum indicator, as well as the relationship between the maximum drawdown and rate of daily change , to make a quick decision on whether Affirm Holdings' price patterns will revert.
Risk-Adjusted Performance
Modest
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Compared to the overall equity markets, risk-adjusted returns on investments in Affirm Holdings are ranked lower than 5 (%) of all global equities and portfolios over the last 90 days. In spite of very uncertain basic indicators, Affirm Holdings displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.62 | Five Day Return 2.73 | Year To Date Return (0.72) | Ten Year Return (36.18) | All Time Return (36.18) |
1 | Disposition of 2836 shares by Ohare Robert of Affirm Holdings at 17.19 subject to Rule 16b-3 | 04/25/2025 |
2 | Affirm Swings Wildly Post Q3 Earnings Is the Fintech Losing Steam | 05/14/2025 |
3 | Disposition of 650 shares by Michael Linford of Affirm Holdings at 64.15 subject to Rule 16b-3 | 05/20/2025 |
4 | Disposition of 166 shares by Adkins Katherine of Affirm Holdings subject to Rule 16b-3 | 05/30/2025 |
5 | Truist Securities Initiates Coverage Affirm Holdings Rated Buy AFRM Stock News | 06/02/2025 |
6 | Is Affirm Stock Buy Now, Profit Later or Buy Now, Pay Later | 06/06/2025 |
7 | Affirm Gains a Price Target Boost from Barclays AFRM Stock News | 06/09/2025 |
8 | 15. Lead Bank | 06/10/2025 |
9 | DICKS Sporting Goods and Affirm renew partnership | 06/12/2025 |
10 | Disposition of 1229 shares by Watson Noel Bertram of Affirm Holdings at 61.23 subject to Rule 16b-3 | 06/16/2025 |
11 | Affirm Holdings Inc Chart Analysis | 06/17/2025 |
12 | Affirm Raises Fiscal 2025 Guidance A Signal for Sustainable Growth | 06/18/2025 |
13 | Revenues Tell The Story For Affirm Holdings, Inc. As Its Stock Soars 31 | 06/20/2025 |
| Begin Period Cash Flow | 1.3 B |
Affirm Holdings Relative Risk vs. Return Landscape
If you would invest 5,254 in Affirm Holdings on March 24, 2025 and sell it today you would earn a total of 952.00 from holding Affirm Holdings or generate 18.12% return on investment over 90 days. Affirm Holdings is currently generating 0.4259% in daily expected returns and assumes 5.7235% risk (volatility on return distribution) over the 90 days horizon. In different words, 51% of stocks are less volatile than Affirm, and 92% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Affirm Holdings Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Affirm Holdings' investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Affirm Holdings, and traders can use it to determine the average amount a Affirm Holdings' price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0744
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Estimated Market Risk
| 5.72 actual daily | 51 51% of assets are less volatile |
Expected Return
| 0.43 actual daily | 8 92% of assets have higher returns |
Risk-Adjusted Return
| 0.07 actual daily | 5 95% of assets perform better |
Based on monthly moving average Affirm Holdings is performing at about 5% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Affirm Holdings by adding it to a well-diversified portfolio.
Affirm Holdings Fundamentals Growth
Affirm Stock prices reflect investors' perceptions of the future prospects and financial health of Affirm Holdings, and Affirm Holdings fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Affirm Stock performance.
| Return On Equity | -0.0226 | |||
| Return On Asset | -0.0138 | |||
| Profit Margin | (0.02) % | |||
| Operating Margin | (0.01) % | |||
| Current Valuation | 26.02 B | |||
| Shares Outstanding | 281.83 M | |||
| Price To Book | 6.97 X | |||
| Price To Sales | 6.66 X | |||
| Revenue | 2.32 B | |||
| Gross Profit | 1.37 B | |||
| EBITDA | (2.23 M) | |||
| Net Income | (517.76 M) | |||
| Cash And Equivalents | 1.56 B | |||
| Cash Per Share | 5.38 X | |||
| Total Debt | 6.61 B | |||
| Debt To Equity | 1.58 % | |||
| Current Ratio | 19.48 X | |||
| Book Value Per Share | 8.91 X | |||
| Cash Flow From Operations | 450.14 M | |||
| Earnings Per Share | (0.19) X | |||
| Market Capitalization | 20.02 B | |||
| Total Asset | 9.52 B | |||
| Retained Earnings | (3.11 B) | |||
| Working Capital | 8.08 B | |||
About Affirm Holdings Performance
By examining Affirm Holdings' fundamental ratios, stakeholders can obtain critical insights into Affirm Holdings' financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Affirm Holdings is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Days Of Inventory On Hand | (41.41) | (43.48) | |
| Return On Tangible Assets | (0.05) | (0.05) | |
| Return On Capital Employed | (0.08) | (0.08) | |
| Return On Assets | (0.05) | (0.05) | |
| Return On Equity | (0.22) | (0.21) |
Things to note about Affirm Holdings performance evaluation
Checking the ongoing alerts about Affirm Holdings for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Affirm Holdings help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Affirm Holdings had very high historical volatility over the last 90 days | |
| The company reported the previous year's revenue of 2.32 B. Net Loss for the year was (517.76 M) with profit before overhead, payroll, taxes, and interest of 1.37 B. | |
| Over 81.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from simplywall.st: Revenues Tell The Story For Affirm Holdings, Inc. As Its Stock Soars 31 |
- Analyzing Affirm Holdings' financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Affirm Holdings' stock is overvalued or undervalued compared to its peers.
- Examining Affirm Holdings' industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Affirm Holdings' management team can have a significant impact on its success or failure. Reviewing the track record and experience of Affirm Holdings' management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Affirm Holdings' stock. These opinions can provide insight into Affirm Holdings' potential for growth and whether the stock is currently undervalued or overvalued.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Affirm Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. To learn how to invest in Affirm Stock, please use our How to Invest in Affirm Holdings guide.You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.
Is Data Processing & Outsourced Services space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Affirm Holdings. If investors know Affirm will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Affirm Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (0.19) | Revenue Per Share | Quarterly Revenue Growth 0.359 | Return On Assets | Return On Equity |
The market value of Affirm Holdings is measured differently than its book value, which is the value of Affirm that is recorded on the company's balance sheet. Investors also form their own opinion of Affirm Holdings' value that differs from its market value or its book value, called intrinsic value, which is Affirm Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Affirm Holdings' market value can be influenced by many factors that don't directly affect Affirm Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Affirm Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Affirm Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Affirm Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.