Hanover Insurance (Germany) Performance
| AF4 Stock | EUR 145.00 1.00 0.69% |
Hanover Insurance has a performance score of 1 on a scale of 0 to 100. The company retains a Market Volatility (i.e., Beta) of -0.0184, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning Hanover Insurance are expected to decrease at a much lower rate. During the bear market, Hanover Insurance is likely to outperform the market. Hanover Insurance right now retains a risk of 1.59%. Please check out Hanover Insurance downside deviation, standard deviation, and the relationship between the semi deviation and coefficient of variation , to decide if Hanover Insurance will be following its current trending patterns.
Risk-Adjusted Performance
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Compared to the overall equity markets, risk-adjusted returns on investments in The Hanover Insurance are ranked lower than 1 (%) of all global equities and portfolios over the last 90 days. Despite nearly stable basic indicators, Hanover Insurance is not utilizing all of its potentials. The latest stock price disturbance, may contribute to mid-run losses for the stockholders. ...more
Hanover |
Hanover Insurance Relative Risk vs. Return Landscape
If you would invest 14,323 in The Hanover Insurance on October 29, 2025 and sell it today you would earn a total of 177.00 from holding The Hanover Insurance or generate 1.24% return on investment over 90 days. The Hanover Insurance is currently producing 0.0332% returns and takes up 1.5922% volatility of returns over 90 trading days. Put another way, 14% of traded stocks are less volatile than Hanover, and 99% of all traded equity instruments are likely to generate higher returns over the next 90 trading days. Expected Return |
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Hanover Insurance Target Price Odds to finish over Current Price
The tendency of Hanover Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 145.00 | 90 days | 145.00 | about 89.48 |
Based on a normal probability distribution, the odds of Hanover Insurance to move above the current price in 90 days from now is about 89.48 (This The Hanover Insurance probability density function shows the probability of Hanover Stock to fall within a particular range of prices over 90 days) .
Assuming the 90 days horizon The Hanover Insurance has a beta of -0.0184. This suggests as returns on the benchmark increase, returns on holding Hanover Insurance are expected to decrease at a much lower rate. During a bear market, however, The Hanover Insurance is likely to outperform the market. Additionally The Hanover Insurance has an alpha of 0.0112, implying that it can generate a 0.0112 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). Hanover Insurance Price Density |
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Predictive Modules for Hanover Insurance
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Hanover Insurance. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.Hanover Insurance Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. Hanover Insurance is not an exception. The market had few large corrections towards the Hanover Insurance's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold The Hanover Insurance, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Hanover Insurance within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.01 | |
β | Beta against Dow Jones | -0.02 | |
σ | Overall volatility | 4.71 | |
Ir | Information ratio | -0.04 |
Hanover Insurance Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Hanover Insurance for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Hanover Insurance can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| The Hanover Insurance has accumulated 782.4 M in total debt with debt to equity ratio (D/E) of 0.25, which may suggest the company is not taking enough advantage from borrowing. Hanover Insurance has a current ratio of 0.36, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Hanover Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Hanover Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Hanover Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Hanover to invest in growth at high rates of return. When we think about Hanover Insurance's use of debt, we should always consider it together with cash and equity. | |
| Over 88.0% of Hanover Insurance shares are held by institutions such as insurance companies |
Hanover Insurance Fundamentals Growth
Hanover Stock prices reflect investors' perceptions of the future prospects and financial health of Hanover Insurance, and Hanover Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Hanover Stock performance.
| Return On Equity | 0.0427 | |||
| Return On Asset | 0.0079 | |||
| Profit Margin | 0.02 % | |||
| Operating Margin | 0.03 % | |||
| Current Valuation | 5.28 B | |||
| Shares Outstanding | 35.6 M | |||
| Price To Earning | 10.73 X | |||
| Price To Book | 2.19 X | |||
| Price To Sales | 0.88 X | |||
| Revenue | 5.47 B | |||
| EBITDA | 191 M | |||
| Cash And Equivalents | 106.4 M | |||
| Cash Per Share | 2.98 X | |||
| Total Debt | 782.4 M | |||
| Debt To Equity | 0.25 % | |||
| Book Value Per Share | 65.33 X | |||
| Cash Flow From Operations | 722.3 M | |||
| Earnings Per Share | 3.04 X | |||
| Total Asset | 14 B | |||
About Hanover Insurance Performance
By analyzing Hanover Insurance's fundamental ratios, stakeholders can gain valuable insights into Hanover Insurance's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Hanover Insurance has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Hanover Insurance has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
The Hanover Insurance Group, Inc., through its subsidiaries, provides various property and casualty insurance products and services in the United States. The Hanover Insurance Group, Inc. was founded in 1852 and is headquartered in Worcester, Massachusetts. HANOVER INSUR operates under InsuranceProperty Casualty classification in Germany and is traded on Frankfurt Stock Exchange. It employs 4300 people.Things to note about Hanover Insurance performance evaluation
Checking the ongoing alerts about Hanover Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Hanover Insurance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| The Hanover Insurance has accumulated 782.4 M in total debt with debt to equity ratio (D/E) of 0.25, which may suggest the company is not taking enough advantage from borrowing. Hanover Insurance has a current ratio of 0.36, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Hanover Insurance until it has trouble settling it off, either with new capital or with free cash flow. So, Hanover Insurance's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Hanover Insurance sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Hanover to invest in growth at high rates of return. When we think about Hanover Insurance's use of debt, we should always consider it together with cash and equity. | |
| Over 88.0% of Hanover Insurance shares are held by institutions such as insurance companies |
- Analyzing Hanover Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Hanover Insurance's stock is overvalued or undervalued compared to its peers.
- Examining Hanover Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Hanover Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Hanover Insurance's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Hanover Insurance's stock. These opinions can provide insight into Hanover Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Hanover Stock analysis
When running Hanover Insurance's price analysis, check to measure Hanover Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Hanover Insurance is operating at the current time. Most of Hanover Insurance's value examination focuses on studying past and present price action to predict the probability of Hanover Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Hanover Insurance's price. Additionally, you may evaluate how the addition of Hanover Insurance to your portfolios can decrease your overall portfolio volatility.
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