Is Mid Penn Stock a Good Investment?

Mid Penn Investment Advice

  MPB
To provide specific investment advice or recommendations on Mid Penn Bancorp stock, we recommend investors consider the following general factors when evaluating Mid Penn Bancorp. This will help you to make an informed decision on whether to include Mid Penn in one of your diversified portfolios:
  • Examine Mid Penn's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
  • Research Mid Penn's leadership team and their track record. Good management can help Mid Penn navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
  • Consider the overall health of the Regional Banks space and any emerging trends that could impact Mid Penn's business and its evolving consumer preferences.
  • Compare Mid Penn's performance and market position to its competitors. Analyze how Mid Penn is positioned in terms of product offerings, innovation, and market share.
  • Check if Mid Penn pays a dividend and its dividend yield and payout ratio.
  • Review what financial analysts are saying about Mid Penn's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Mid Penn Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Mid Penn Bancorp is a good investment.
 
Sell
 
Buy
Hold
Our advice module complements current analysts and expert consensus on Mid Penn Bancorp. It analyzes the company potential to grow using all fundamental, technical, and market related data available at the time. To make sure Mid Penn Bancorp is not overpriced, please verify all Mid Penn Bancorp fundamentals, including its shares owned by insiders, ebitda, short ratio, as well as the relationship between the price to book and total debt . Given that Mid Penn Bancorp has a number of shares shorted of 685.51 K, we recommend you to check Mid Penn market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your last-minute risk tolerance and investing horizon.

Market Performance

MildDetails

Volatility

Very steadyDetails

Hype Condition

Low keyDetails

Current Valuation

UndervaluedDetails

Odds Of Distress

TinyDetails

Economic Sensitivity

Responds to the marketDetails

Investor Sentiment

InterestedDetails

Analyst Consensus

Strong BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

Not RatedDetails

Reporting Quality (M-Score)

Unlikely ManipulatorDetails

Examine Mid Penn Stock

Researching Mid Penn's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 17.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.85. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Mid Penn Bancorp last dividend was issued on the 10th of November 2025. The entity had 105:100 split on the 7th of May 2007.
To determine if Mid Penn is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Mid Penn's research are outlined below:
About 17.0% of the company outstanding shares are owned by corporate insiders
Latest headline from finance.yahoo.com: Mid Penn Bancorp Has Announced That It Will Be Increasing Its Dividend To 0.22

Mid Penn Quarterly Cash And Short Term Investments

257.61 Million

Mid Penn uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Mid Penn Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Mid Penn's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
26th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View
Earnings surprises can significantly impact Mid Penn's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Mid Penn's investors have experienced.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2020-04-27
2020-03-310.390.450.0615 
2011-07-27
2011-06-300.210.270.0628 
2011-04-29
2011-03-310.190.250.0631 
2010-04-22
2010-03-310.10.170.0770 
2024-07-24
2024-06-300.60.680.0813 
2010-10-21
2010-09-300.190.11-0.0842 
2025-04-23
2025-03-310.630.720.0914 
2022-07-27
2022-06-300.680.770.0913 

Mid Penn Target Price Consensus

Mid target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Mid Penn's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   3  Strong Buy
Most Mid analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Mid stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Mid Penn Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Mid Penn Target Price Projection

Mid Penn's current and average target prices are 28.77 and 36.00, respectively. The current price of Mid Penn is the price at which Mid Penn Bancorp is currently trading. On the other hand, Mid Penn's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Mid Penn Market Quote on 30th of October 2025

Low Price28.59Odds
High Price29.88Odds

28.77

Target Price

Analyst Consensus On Mid Penn Target Price

Low Estimate32.76Odds
High Estimate39.96Odds

36.0

Historical Lowest Forecast  32.76 Target Price  36.0 Highest Forecast  39.96
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Mid Penn Bancorp and the information provided on this page.

Mid Penn Analyst Ratings

Mid Penn's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Mid Penn stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Mid Penn's financials, market performance, and future outlook by experienced professionals. Mid Penn's historical ratings below, therefore, can serve as a valuable tool for investors.

Know Mid Penn's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Mid Penn is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Mid Penn Bancorp backward and forwards among themselves. Mid Penn's institutional investor refers to the entity that pools money to purchase Mid Penn's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Petiole Usa Ltd2025-06-30
197.1 K
Northern Trust Corp2025-06-30
165.5 K
Emerald Mutual Fund Advisers Trust2025-06-30
157.5 K
Royce & Associates, Lp2025-06-30
133.8 K
Lsv Asset Management2025-06-30
132.7 K
Deprince Race & Zollo Inc2025-06-30
128.5 K
Hotchkis & Wiley Capital Management Llc2025-06-30
121.8 K
Acadian Asset Management Llc2025-06-30
113 K
Kennedy Capital Management Inc2025-06-30
96.3 K
Wellington Management Company Llp2025-06-30
1.8 M
Blackrock Inc2025-06-30
1.5 M
Note, although Mid Penn's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Mid Penn's market capitalization trends

The company currently falls under 'Small-Cap' category with a total capitalization of 662.84 M.

Market Cap

132.52 Million

Mid Penn's profitablity analysis

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.08  0.08 
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.11 
The company has Net Profit Margin of 0.24 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.47 %, which entails that for every 100 dollars of revenue, it generated $0.47 of operating income.
Determining Mid Penn's profitability involves analyzing its financial statements and using various financial metrics to determine if Mid Penn is a good buy. For example, gross profit margin measures Mid Penn's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Mid Penn's profitability and make more informed investment decisions.
Please note, the presentation of Mid Penn's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Mid Penn's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Mid Penn's management manipulating its earnings.

Evaluate Mid Penn's management efficiency

The current year's Return On Tangible Assets is expected to grow to 0.01. The current year's Return On Capital Employed is expected to grow to 0.08. At present, Mid Penn's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 134.8 M, whereas Other Current Assets are forecasted to decline to about 105.1 M. Mid Penn's management efficiency ratios could be used to measure how well Mid Penn manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 38.47  40.40 
Tangible Book Value Per Share 30.58  32.11 
Enterprise Value Over EBITDA 7.76  6.95 
Price Book Value Ratio 0.75  0.71 
Enterprise Value Multiple 7.76  6.95 
Price Fair Value 0.75  0.71 
Enterprise Value163.5 M171.7 M
Effective leadership at Mid Penn drives its competitive edge in the market. Our analysis focuses on how this translates to financial performance and stock value.
Dividend Yield
0.0274
Forward Dividend Yield
0.0285
Forward Dividend Rate
0.82
Beta
0.593

Basic technical analysis of Mid Stock

As of the 30th of October, Mid Penn secures the Mean Deviation of 1.26, risk adjusted performance of 0.0454, and Downside Deviation of 1.55. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Mid Penn Bancorp, as well as the relationship between them.

Mid Penn's insider trading activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Mid Penn insiders, such as employees or executives, is commonly permitted as long as it does not rely on Mid Penn's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Mid Penn insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Abel Robert A over three weeks ago
Acquisition by Abel Robert A of tradable shares of Mid Penn at 28.64 subject to Rule 16b-3
 
Rory Ritrievi over three months ago
Acquisition by Rory Ritrievi of tradable shares of Mid Penn at 26.635 subject to Rule 16b-3
 
Noone John E over three months ago
Acquisition by Noone John E of 1000 shares of Mid Penn at 28.2345 subject to Rule 16b-3
 
De Soto Matthew G over three months ago
Acquisition by De Soto Matthew G of 1000 shares of Mid Penn at 28.063 subject to Rule 16b-3
 
Evans Albert J. over six months ago
Acquisition by Evans Albert J. of 279 shares of Mid Penn at 28.648 subject to Rule 16b-3
 
Mowery Theodore W over six months ago
Acquisition by Mowery Theodore W of tradable shares of Mid Penn at 25.91 subject to Rule 16b-3
 
Noone John E over six months ago
Acquisition by Noone John E of 999 shares of Mid Penn subject to Rule 16b-3
 
Heather Hall over six months ago
Acquisition by Heather Hall of 899 shares of Mid Penn subject to Rule 16b-3
 
De Soto Matthew G over six months ago
Acquisition by De Soto Matthew G of 450 shares of Mid Penn at 28.8193 subject to Rule 16b-3
 
Rory Ritrievi over six months ago
Acquisition by Rory Ritrievi of 500 shares of Mid Penn at 30.115 subject to Rule 16b-3
 
Mowery Theodore W over six months ago
Acquisition by Mowery Theodore W of tradable shares of Mid Penn at 28.84 subject to Rule 16b-3
 
Gathagan Maureen M. over six months ago
Acquisition by Gathagan Maureen M. of tradable shares of Mid Penn at 31.8023 subject to Rule 16b-3

Mid Penn's Outstanding Corporate Bonds

Mid Penn issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Mid Penn Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Mid bonds can be classified according to their maturity, which is the date when Mid Penn Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Understand Mid Penn's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Mid Penn's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

Consider Mid Penn's intraday indicators

Mid Penn intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Mid Penn stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Mid Penn Corporate Filings

F4
28th of October 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
24th of October 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
26th of September 2025
Other Reports
ViewVerify
12th of August 2025
Other Reports
ViewVerify
Mid Penn time-series forecasting models is one of many Mid Penn's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Mid Penn's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Mid Stock media impact

There is far too much social signal, news, headlines, and media speculation about Mid Penn that are available to investors today. This information is accessible both publicly - through Mid Penn's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Mid-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Mid Penn news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Mid Penn relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Mid Penn's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Mid Penn alpha.

Mid Penn Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Mid Penn can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Mid Penn Bancorp Historical Investor Sentiment

Investor biases related to Mid Penn's public news can be used to forecast risks associated with an investment in Mid. The trend in average sentiment can be used to explain how an investor holding Mid can time the market purely based on public headlines and social activities around Mid Penn Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Mid Penn's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Mid Penn and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Mid Penn news discussions. The higher the estimate score, the more favorable the investor's outlook on Mid Penn.

Mid Penn Corporate Management

Scott MicklewrightChief Lending Officer of Mid Penn Bank and Executive VP of Mid Penn BankProfile
Joan DickinsonEx OfficeProfile
Allison JohnsonEVP CFOProfile
Tracie YoungbloodSenior OfficerProfile
Elizabeth MartinCorporate SecretaryProfile
When determining whether Mid Penn Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Mid Penn's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Mid Penn Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Mid Penn Bancorp Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mid Penn Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in producer price index.
You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mid Penn. If investors know Mid will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mid Penn listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.068
Dividend Share
0.82
Earnings Share
2.35
Revenue Per Share
10.15
Quarterly Revenue Growth
0.387
The market value of Mid Penn Bancorp is measured differently than its book value, which is the value of Mid that is recorded on the company's balance sheet. Investors also form their own opinion of Mid Penn's value that differs from its market value or its book value, called intrinsic value, which is Mid Penn's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mid Penn's market value can be influenced by many factors that don't directly affect Mid Penn's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Mid Penn's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Mid Penn is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mid Penn's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.