Is Guidewire Software Stock a Good Investment?
Guidewire Software Investment Advice | GWRE |
- Examine Guidewire Software's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Guidewire Software's leadership team and their track record. Good management can help Guidewire Software navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Application Software space and any emerging trends that could impact Guidewire Software's business and its evolving consumer preferences.
- Compare Guidewire Software's performance and market position to its competitors. Analyze how Guidewire Software is positioned in terms of product offerings, innovation, and market share.
- Check if Guidewire Software pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Guidewire Software's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Guidewire Software stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Guidewire Software is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Under hyped | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Guidewire Software Stock
Researching Guidewire Software's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 100.0% of the company shares are owned by institutional investors. The company has Price/Earnings To Growth (PEG) ratio of 2.75. Guidewire Software had not issued any dividends in recent years.
To determine if Guidewire Software is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Guidewire Software's research are outlined below:
| The company reported the previous year's revenue of 980.5 M. Net Loss for the year was (6.1 M) with profit before overhead, payroll, taxes, and interest of 706.68 M. | |
| Over 100.0% of the company shares are owned by institutional investors | |
| Latest headline from thelincolnianonline.com: Guidewire Software, Inc. CEO Michael George Rosenbaum Sells 1,400 Shares |
Guidewire Software Quarterly Cash And Short Term Investments |
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Guidewire Software uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Guidewire Software. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Guidewire Software's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 4th of March 2024 Upcoming Quarterly Report | View | |
| 6th of June 2024 Next Financial Report | View | |
| 31st of January 2024 Next Fiscal Quarter End | View | |
| 5th of September 2024 Next Fiscal Year End | View | |
| 31st of October 2023 Last Quarter Report | View | |
| 31st of July 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Guidewire Software's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Guidewire Software's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2015-06-02 | 2015-04-30 | 0.05 | 0.04 | -0.01 | 20 | ||
2013-05-28 | 2013-04-30 | 0.03 | 0.04 | 0.01 | 33 | ||
2022-09-06 | 2022-07-31 | -0.01 | 0.03 | 0.04 | 400 | ||
2021-12-02 | 2021-10-31 | -0.25 | -0.21 | 0.04 | 16 | ||
2015-12-01 | 2015-10-31 | 0.03 | 0.07 | 0.04 | 133 | ||
2014-12-02 | 2014-10-31 | 0.03 | 0.08 | 0.05 | 166 | ||
2023-06-01 | 2023-04-30 | -0.14 | -0.08 | 0.06 | 42 | ||
2022-03-08 | 2022-01-31 | -0.12 | -0.06 | 0.06 | 50 |
Know Guidewire Software's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Guidewire Software is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Guidewire Software backward and forwards among themselves. Guidewire Software's institutional investor refers to the entity that pools money to purchase Guidewire Software's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2025-03-31 | 1.5 M | Jpmorgan Chase & Co | 2025-03-31 | 1.5 M | Blair William & Co | 2025-03-31 | 1.2 M | Wasatch Advisors Lp | 2025-03-31 | 1.2 M | Aqr Capital Management Llc | 2025-03-31 | 1 M | Rgm Capital Llc | 2025-03-31 | 924.4 K | American Century Companies Inc | 2025-03-31 | 869.7 K | Morgan Stanley - Brokerage Accounts | 2025-03-31 | 842.4 K | Amvescap Plc. | 2024-12-31 | 837.7 K | Blackrock Inc | 2025-03-31 | 10.6 M | Vanguard Group Inc | 2025-03-31 | 8.7 M |
Guidewire Software's market capitalization trends
The company currently falls under 'Large-Cap' category with a current market capitalization of 21.32 B.Market Cap |
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Guidewire Software's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | (0.03) | (0.04) |
Determining Guidewire Software's profitability involves analyzing its financial statements and using various financial metrics to determine if Guidewire Software is a good buy. For example, gross profit margin measures Guidewire Software's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Guidewire Software's profitability and make more informed investment decisions.
Guidewire Software's Earnings Breakdown by Geography
Please note, the presentation of Guidewire Software's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Guidewire Software's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Guidewire Software's management manipulating its earnings.
Evaluate Guidewire Software's management efficiency
The current year's Return On Tangible Assets is expected to grow to -0.0036. In addition to that, Return On Capital Employed is expected to decline to -0.04. At present, Guidewire Software's Net Tangible Assets are projected to increase significantly based on the last few years of reporting. The current year's Deferred Long Term Asset Charges is expected to grow to about 109.1 M, whereas Non Currrent Assets Other are forecasted to decline to about 31.1 M. Guidewire Software's management efficiency ratios could be used to measure how well Guidewire Software manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 14.69 | 8.76 | |
| Tangible Book Value Per Share | 10.52 | 6.87 | |
| Enterprise Value Over EBITDA | 5 K | 5.2 K | |
| Price Book Value Ratio | 8.28 | 8.69 | |
| Enterprise Value Multiple | 5 K | 5.2 K | |
| Price Fair Value | 8.28 | 8.69 | |
| Enterprise Value | 6.3 B | 3.5 B |
The strategic initiatives led by Guidewire Software's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Beta 1.156 |
Basic technical analysis of Guidewire Stock
As of the 14th of June 2025, Guidewire Software retains the Risk Adjusted Performance of 0.3406, market risk adjusted performance of 0.5832, and Downside Deviation of 1.89. Guidewire Software technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices. Please check out Guidewire Software variance, as well as the relationship between the maximum drawdown and semi variance to decide if Guidewire Software is priced fairly, providing market reflects its last-minute price of 253.18 per share. Given that Guidewire Software has jensen alpha of 0.544, we strongly advise you to confirm Guidewire Software's regular market performance to make sure the company can sustain itself at a future point.Guidewire Software's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Guidewire Software insiders, such as employees or executives, is commonly permitted as long as it does not rely on Guidewire Software's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Guidewire Software insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Guidewire Software's Outstanding Corporate Bonds
Guidewire Software issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Guidewire Software uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Guidewire bonds can be classified according to their maturity, which is the date when Guidewire Software has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Understand Guidewire Software's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Guidewire Software's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.3406 | |||
| Market Risk Adjusted Performance | 0.5832 | |||
| Mean Deviation | 1.68 | |||
| Semi Deviation | 1.4 | |||
| Downside Deviation | 1.89 | |||
| Coefficient Of Variation | 493.44 | |||
| Standard Deviation | 2.9 | |||
| Variance | 8.43 | |||
| Information Ratio | 0.1874 | |||
| Jensen Alpha | 0.544 | |||
| Total Risk Alpha | 0.5187 | |||
| Sortino Ratio | 0.2878 | |||
| Treynor Ratio | 0.5732 | |||
| Maximum Drawdown | 18.6 | |||
| Value At Risk | (2.37) | |||
| Potential Upside | 3.55 | |||
| Downside Variance | 3.58 | |||
| Semi Variance | 1.95 | |||
| Expected Short fall | (1.98) | |||
| Skewness | 2.77 | |||
| Kurtosis | 13.96 |
| Risk Adjusted Performance | 0.3406 | |||
| Market Risk Adjusted Performance | 0.5832 | |||
| Mean Deviation | 1.68 | |||
| Semi Deviation | 1.4 | |||
| Downside Deviation | 1.89 | |||
| Coefficient Of Variation | 493.44 | |||
| Standard Deviation | 2.9 | |||
| Variance | 8.43 | |||
| Information Ratio | 0.1874 | |||
| Jensen Alpha | 0.544 | |||
| Total Risk Alpha | 0.5187 | |||
| Sortino Ratio | 0.2878 | |||
| Treynor Ratio | 0.5732 | |||
| Maximum Drawdown | 18.6 | |||
| Value At Risk | (2.37) | |||
| Potential Upside | 3.55 | |||
| Downside Variance | 3.58 | |||
| Semi Variance | 1.95 | |||
| Expected Short fall | (1.98) | |||
| Skewness | 2.77 | |||
| Kurtosis | 13.96 |
Consider Guidewire Software's intraday indicators
Guidewire Software intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Guidewire Software stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Guidewire Software Corporate Filings
F4 | 9th of June 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 4th of June 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 3rd of June 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 17th of April 2025 Other Reports | ViewVerify |
Guidewire Stock media impact
There is far too much social signal, news, headlines, and media speculation about Guidewire Software that are available to investors today. This information is accessible both publicly - through Guidewire Software's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Guidewire-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Guidewire Software news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Guidewire Software relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Guidewire Software's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Guidewire Software alpha.
Guidewire Software Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Guidewire Software can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Guidewire Software Historical Investor Sentiment
Investor biases related to Guidewire Software's public news can be used to forecast risks associated with an investment in Guidewire. The trend in average sentiment can be used to explain how an investor holding Guidewire can time the market purely based on public headlines and social activities around Guidewire Software. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Guidewire Software's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Guidewire Software and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Guidewire Software news discussions. The higher the estimate score, the more favorable the investor's outlook on Guidewire Software.
Guidewire Software Maximum Pain Price Across July 18th 2025 Option Contracts
Guidewire Software's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Guidewire Software close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Guidewire Software's options.
Guidewire Software Corporate Management
| Michael Polelle | Chief Delivery Officer | Profile | |
| Michael Keller | Independent Director | Profile | |
| Michael Mahoney | Head Services | Profile | |
| Garo Toomajanian | IR Contact Officer | Profile | |
| Brian Desmond | Chief Officer | Profile |
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Guidewire Software. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. For information on how to trade Guidewire Stock refer to our How to Trade Guidewire Stock guide.You can also try the Piotroski F Score module to get Piotroski F Score based on the binary analysis strategy of nine different fundamentals.
Is Application Software space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Guidewire Software. If investors know Guidewire will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Guidewire Software listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.349 | Earnings Share 0.43 | Revenue Per Share | Quarterly Revenue Growth 0.22 | Return On Assets |
The market value of Guidewire Software is measured differently than its book value, which is the value of Guidewire that is recorded on the company's balance sheet. Investors also form their own opinion of Guidewire Software's value that differs from its market value or its book value, called intrinsic value, which is Guidewire Software's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Guidewire Software's market value can be influenced by many factors that don't directly affect Guidewire Software's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Guidewire Software's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Guidewire Software is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Guidewire Software's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.