Is Dlocal Stock a Good Investment?

Dlocal Investment Advice

DLO

To provide specific investment advice or recommendations on Dlocal stock, we recommend investors consider the following general factors when evaluating Dlocal. This will help you to make an informed decision on whether to include Dlocal in one of your diversified portfolios:

Examine Dlocal's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
Research Dlocal's leadership team and their track record. Good management can help Dlocal navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
Consider the overall health of the Transaction & Payment Processing Services space and any emerging trends that could impact Dlocal's business and its evolving consumer preferences.
Compare Dlocal's performance and market position to its competitors. Analyze how Dlocal is positioned in terms of product offerings, innovation, and market share.
Check if Dlocal pays a dividend and its dividend yield and payout ratio.
Review what financial analysts are saying about Dlocal's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.

It's important to note that investing in Dlocal stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Dlocal is a good investment.

Sell

Buy

Hold

Our trade advice tool can cross-verify current analyst consensus on Dlocal and to analyze the company potential to grow in the current economic cycle. To make sure Dlocal is not overpriced, please confirm all Dlocal fundamentals, including its price to book, current ratio, total asset, as well as the relationship between the net income and price to earnings to growth . Given that Dlocal has a number of shares shorted of 10.51 M, we urge you to verify Dlocal market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Market Performance	OK	Details
Volatility	Somewhat reliable	Details
Hype Condition	Low key	Details
Current Valuation	Undervalued	Details
Odds Of Distress	Very Low	Details
Economic Sensitivity	Responds to the market	Details
Investor Sentiment	Interested	Details
Analyst Consensus	Buy	Details
Financial Strenth (F Score)	Poor	Details
Financial Leverage	Not Rated	Details
Reporting Quality (M-Score)	Possible Manipulator	Details

Examine Dlocal Stock

Researching Dlocal's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 17.0% of the company shares are held by company insiders. The company has Price/Earnings To Growth (PEG) ratio of 1.0. Dlocal last dividend was issued on the 27th of May 2025.

To determine if Dlocal is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Dlocal's research are outlined below:

	Dlocal had very high historical volatility over the last 90 days
	Dlocal has about 468.09 M in cash with (32.78 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.54.
	Dlocal has a poor financial position based on the latest SEC disclosures
	Roughly 63.0% of the company shares are held by institutions such as insurance companies
	Latest headline from news.google.com: DLocal Now Covered by Truist Financial - MarketBeat

Dlocal Quarterly Accounts Payable

562.75 Million

Dlocal uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Dlocal. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Dlocal's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.

	2nd of April 2024 Upcoming Quarterly Report	View
	15th of May 2024 Next Financial Report	View
	31st of December 2023 Next Fiscal Quarter End	View
	2nd of April 2024 Next Fiscal Year End	View
	30th of September 2023 Last Quarter Report	View
	31st of December 2022 Last Financial Announcement	View

Earnings surprises can significantly impact Dlocal's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Dlocal's investors have experienced.

Reported	Fiscal Date	Estimated EPS	Reported EPS	Surprise
2022-03-14	2021-12-31	0.07	0.08	0.01	14
2023-11-21	2023-09-30	0.15	0.13	-0.02	13
2023-08-15	2023-06-30	0.13	0.15	0.02	15
2021-08-18	2021-06-30	0.05	0.07	0.02	40
2024-11-13	2024-09-30	0.1	0.1465	0.0465	46
2023-03-20	2022-12-31	0.109	0.06	-0.049	44
2023-05-17	2023-03-31	0.11	0.06	-0.05	45
2025-05-12	2025-03-31	0.1193	0.1727	0.0534	44

Dlocal Target Price Consensus

Dlocal target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Dlocal's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.

Buy

Most Dlocal analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Dlocal stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Dlocal, talking to its executives and customers, or listening to those companies' conference calls.

Macroaxis Advice Exposure Valuation

Dlocal Target Price Projection

Dlocal's current and average target prices are 10.49 and 12.61, respectively. The current price of Dlocal is the price at which Dlocal is currently trading. On the other hand, Dlocal's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Dlocal Market Quote on 8th of June 2025

Low Price	10.0	Odds
High Price	10.65	Odds

10.49 Target Price

Analyst Consensus On Dlocal Target Price

Low Estimate	11.48	Odds
High Estimate	14.0	Odds

12.61

Historical

Lowest Forecast 11.48

Target Price 12.61

Highest Forecast 14.0

Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Dlocal and the information provided on this page.

Dlocal Analyst Ratings

Dlocal's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Dlocal stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Dlocal's financials, market performance, and future outlook by experienced professionals. Dlocal's historical ratings below, therefore, can serve as a valuable tool for investors.

Know Dlocal's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Dlocal is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Dlocal backward and forwards among themselves. Dlocal's institutional investor refers to the entity that pools money to purchase Dlocal's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.

		Shares
Summit Trail Advisors, Llc	2025-03-31	940.8 K
Alkeon Capital Management, Llc	2025-03-31	823.8 K
Susquehanna International Group, Llp	2024-12-31	773 K
Two Sigma Advisers, Llc	2025-03-31	707.1 K
Millennium Management Llc	2024-12-31	669.6 K
Polen Capital	2025-03-31	627.6 K
Goldman Sachs Group Inc	2025-03-31	575.1 K
Holocene Advisors, Lp	2025-03-31	557 K
State Street Corp	2025-03-31	545.5 K
General Atlantic Llc	2025-03-31	63.9 M
Ribbit Management Company, Llc	2025-03-31	3.9 M

Note, although Dlocal's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Dlocal's market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 3 B.

Market Cap

3.3 Billion

Dlocal's profitablity analysis

	Last Reported	Projected for Next Year
Return On Tangible Assets	0.11	0.17
Return On Capital Employed	0.28	0.50
Return On Assets	0.10	0.15
Return On Equity	0.25	0.44

The company has Net Profit Margin of 0.19 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.21 %, which entails that for every 100 dollars of revenue, it generated $0.21 of operating income.

Determining Dlocal's profitability involves analyzing its financial statements and using various financial metrics to determine if Dlocal is a good buy. For example, gross profit margin measures Dlocal's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Dlocal's profitability and make more informed investment decisions.

Evaluate Dlocal's management efficiency

Dlocal has Return on Asset of 0.0831 % which means that on every $100 spent on assets, it made $0.0831 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2924 %, implying that it generated $0.2924 on every 100 dollars invested. Dlocal's management efficiency ratios could be used to measure how well Dlocal manages its routine affairs as well as how well it operates its assets and liabilities. As of the 8th of June 2025, Return On Tangible Assets is likely to grow to 0.17. Also, Return On Capital Employed is likely to grow to 0.50. At this time, Dlocal's Net Tangible Assets are very stable compared to the past year. As of the 8th of June 2025, Non Currrent Assets Other is likely to grow to about 21.8 M, while Total Assets are likely to drop about 723.3 M.

	Last Reported	Projected for Next Year
Book Value Per Share	1.58	1.66
Tangible Book Value Per Share	1.38	1.45
Enterprise Value Over EBITDA	18.39	17.47
Price Book Value Ratio	7.11	6.76
Enterprise Value Multiple	18.39	17.47
Price Fair Value	7.11	6.76
Enterprise Value	3.1 B	3 B

The decision-making processes within Dlocal are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.

Forward Dividend Yield

0.0466

Beta

1.073

Basic technical analysis of Dlocal Stock

As of the 8th of June, Dlocal shows the Mean Deviation of 2.43, coefficient of variation of 1408.66, and Downside Deviation of 3.07. Dlocal technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

Dlocal's Outstanding Corporate Bonds

Dlocal issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Dlocal uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Dlocal bonds can be classified according to their maturity, which is the date when Dlocal has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

	MPLX LP 4125 Corp Bond US55336VAK61	View
	MPLX LP 52 Corp Bond US55336VAL45	View
	BNP Paribas FRN Corp Bond USF1R15XK367	View
	Morgan Stanley 3591 Corp Bond US61744YAK47	View
	Morgan Stanley 3971 Corp Bond US61744YAL20	View
	MGM Resorts International Corp Bond US552953CD18	View
	Valero Energy Partners Corp Bond US91914JAA07	View
	AerCap Global Aviation Corp Bond US00773HAA59	View

View All Dlocal Corporate Bonds

Understand Dlocal's technical and predictive indicators

Using predictive indicators to make investment decisions involves analyzing Dlocal's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.

	Risk Adjusted Performance	0.1241
	Market Risk Adjusted Performance	0.1936
	Mean Deviation	2.43
	Semi Deviation	2.72
	Downside Deviation	3.07
	Coefficient Of Variation	1408.66
	Standard Deviation	3.42
	Variance	11.67
	Information Ratio	0.0695
	Jensen Alpha	0.2387
	Total Risk Alpha	0.2424
	Sortino Ratio	0.0774
	Treynor Ratio	0.1836
	Maximum Drawdown	18.58
	Value At Risk	(4.40)
	Potential Upside	4.72
	Downside Variance	9.41
	Semi Variance	7.39
	Expected Short fall	(2.66)
	Skewness	0.6578
	Kurtosis	2.31

	Risk Adjusted Performance	0.1241
	Market Risk Adjusted Performance	0.1936
	Mean Deviation	2.43
	Semi Deviation	2.72
	Downside Deviation	3.07
	Coefficient Of Variation	1408.66
	Standard Deviation	3.42
	Variance	11.67
	Information Ratio	0.0695
	Jensen Alpha	0.2387
	Total Risk Alpha	0.2424
	Sortino Ratio	0.0774
	Treynor Ratio	0.1836
	Maximum Drawdown	18.58
	Value At Risk	(4.40)
	Potential Upside	4.72
	Downside Variance	9.41
	Semi Variance	7.39
	Expected Short fall	(2.66)
	Skewness	0.6578
	Kurtosis	2.31

Consider Dlocal's intraday indicators

Dlocal intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Dlocal stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

	Accumulation Distribution	0.061
	Daily Balance Of Power	0.3692
	Rate Of Daily Change	1.02
	Day Median Price	10.33
	Day Typical Price	10.38
	Market Facilitation Index	0.65
	Price Action Indicator	0.29
	Period Momentum Indicator	0.24
	Relative Strength Index	79.15

Dlocal Corporate Filings

6K	14th of May 2025 A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.	View Verify
	24th of April 2025 Other Reports	View Verify
	14th of February 2025 Other Reports	View Verify
	24th of January 2025 Other Reports	View Verify

Dlocal time-series forecasting models is one of many Dlocal's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Dlocal's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Dlocal Stock media impact

There is far too much social signal, news, headlines, and media speculation about Dlocal that are available to investors today. This information is accessible both publicly - through Dlocal's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Dlocal-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.

A primary focus of Dlocal news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Dlocal relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Dlocal's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Dlocal alpha.

Dlocal Sentiment by Major News Outlets

Investor sentiment, mood or attitude towards Dlocal can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.

Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.

Dlocal Historical Investor Sentiment

Investor biases related to Dlocal's public news can be used to forecast risks associated with an investment in Dlocal. The trend in average sentiment can be used to explain how an investor holding Dlocal can time the market purely based on public headlines and social activities around Dlocal. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.

Dlocal's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Dlocal and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Dlocal news discussions. The higher the estimate score, the more favorable the investor's outlook on Dlocal.

Dlocal Maximum Pain Price Across August 15th 2025 Option Contracts

Dlocal's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of Dlocal close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of Dlocal's options.

Dlocal Corporate Management

Mark Ortiz	Chief Officer	Profile
Carlos Menendez	Chief Officer	Profile
Alberto Almeida	Chief Officer	Profile
John OBrien	Chief Officer	Profile
Jeffrey Brown	Interim Officer	Profile

When determining whether Dlocal offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Dlocal's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Dlocal Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Dlocal Stock: