Is Colony Bankcorp Stock a Good Investment?
Colony Bankcorp Investment Advice | CBAN |
- Examine Colony Bankcorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Colony Bankcorp's leadership team and their track record. Good management can help Colony Bankcorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Colony Bankcorp's business and its evolving consumer preferences.
- Compare Colony Bankcorp's performance and market position to its competitors. Analyze how Colony Bankcorp is positioned in terms of product offerings, innovation, and market share.
- Check if Colony Bankcorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Colony Bankcorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Colony Bankcorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Colony Bankcorp is a good investment.
Sell | Buy |
Hold
Market Performance | Weakest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Tiny | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine Colony Bankcorp Stock
Researching Colony Bankcorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 60.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.99. Some equities with similar Price to Book (P/B) outperform the market in the long run. Colony Bankcorp last dividend was issued on the 6th of August 2025. The entity had 5:4 split on the 17th of May 2005.
To determine if Colony Bankcorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Colony Bankcorp's research are outlined below:
| Colony Bankcorp generated a negative expected return over the last 90 days | |
| Colony Bankcorp has a poor financial position based on the latest SEC disclosures | |
| About 60.0% of the company shares are held by institutions such as insurance companies | |
| On 20th of August 2025 Colony Bankcorp paid $ 0.115 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Undervalued Small Caps With Insider Activity To Explore In October 2025 |
Colony Bankcorp Quarterly Liabilities And Stockholders Equity |
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Colony Bankcorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Colony Bankcorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Colony Bankcorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 24th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 22nd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Colony Bankcorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Colony Bankcorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2023-07-26 | 2023-06-30 | 0.3 | 0.33 | 0.03 | 10 | ||
2021-01-22 | 2020-12-31 | 0.4 | 0.44 | 0.04 | 10 | ||
2008-04-25 | 2008-03-31 | 0.27 | 0.31 | 0.04 | 14 | ||
2007-01-19 | 2006-12-31 | 0.4 | 0.36 | -0.04 | 10 | ||
2025-07-23 | 2025-06-30 | 0.41 | 0.46 | 0.05 | 12 | ||
2023-04-27 | 2023-03-31 | 0.26 | 0.31 | 0.05 | 19 | ||
2022-10-20 | 2022-09-30 | 0.37 | 0.3 | -0.07 | 18 | ||
2022-07-21 | 2022-06-30 | 0.38 | 0.3 | -0.08 | 21 |
Colony Bankcorp Target Price Consensus
Colony target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Colony Bankcorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 2 | Buy |
Most Colony analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Colony stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Colony Bankcorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationColony Bankcorp Target Price Projection
Colony Bankcorp's current and average target prices are 16.80 and 19.75, respectively. The current price of Colony Bankcorp is the price at which Colony Bankcorp is currently trading. On the other hand, Colony Bankcorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Colony Bankcorp Market Quote on 5th of October 2025
Target Price
Analyst Consensus On Colony Bankcorp Target Price
Colony Bankcorp Analyst Ratings
Colony Bankcorp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about Colony Bankcorp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of Colony Bankcorp's financials, market performance, and future outlook by experienced professionals. Colony Bankcorp's historical ratings below, therefore, can serve as a valuable tool for investors.Know Colony Bankcorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Colony Bankcorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Colony Bankcorp backward and forwards among themselves. Colony Bankcorp's institutional investor refers to the entity that pools money to purchase Colony Bankcorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | American Century Companies Inc | 2025-06-30 | 218.9 K | Northern Trust Corp | 2025-06-30 | 176.2 K | Morgan Stanley - Brokerage Accounts | 2025-06-30 | 157.4 K | Wellington Management Company Llp | 2025-06-30 | 145.8 K | Bridgeway Capital Management, Llc | 2025-06-30 | 132.9 K | Polaris Capital Management, Llc | 2025-06-30 | 122.1 K | Renaissance Technologies Corp | 2025-06-30 | 110.7 K | Two Sigma Advisers, Llc | 2025-06-30 | 110.5 K | Two Sigma Investments Llc | 2025-06-30 | 97 K | Blackrock Inc | 2025-06-30 | 2 M | Vanguard Group Inc | 2025-06-30 | 903.5 K |
Colony Bankcorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 293.35 M.Market Cap |
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Colony Bankcorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.05 | 0.08 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.09 | 0.09 |
Determining Colony Bankcorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Colony Bankcorp is a good buy. For example, gross profit margin measures Colony Bankcorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Colony Bankcorp's profitability and make more informed investment decisions.
Evaluate Colony Bankcorp's management efficiency
At this time, Colony Bankcorp's Return On Capital Employed is very stable compared to the past year. As of the 5th of October 2025, Return On Equity is likely to grow to 0.09, while Return On Tangible Assets are likely to drop 0.01. At this time, Colony Bankcorp's Asset Turnover is very stable compared to the past year. Colony Bankcorp's management efficiency ratios could be used to measure how well Colony Bankcorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.87 | 8.33 | |
| Tangible Book Value Per Share | 12.92 | 7.77 | |
| Enterprise Value Over EBITDA | 13.41 | 7.05 | |
| Price Book Value Ratio | 1.02 | 1.30 | |
| Enterprise Value Multiple | 13.41 | 7.05 | |
| Price Fair Value | 1.02 | 1.30 | |
| Enterprise Value | 163 M | 171.1 M |
Evaluating the management effectiveness of Colony Bankcorp allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The Colony Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Basic technical analysis of Colony Stock
As of the 5th of October, Colony Bankcorp shows the Risk Adjusted Performance of 0.005, mean deviation of 1.26, and Standard Deviation of 1.75. Colony Bankcorp technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.Colony Bankcorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Colony Bankcorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Colony Bankcorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Colony Bankcorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Colony Bankcorp's Outstanding Corporate Bonds
Colony Bankcorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Colony Bankcorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Colony bonds can be classified according to their maturity, which is the date when Colony Bankcorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand Colony Bankcorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Colony Bankcorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.005 | |||
| Market Risk Adjusted Performance | 0.0015 | |||
| Mean Deviation | 1.26 | |||
| Coefficient Of Variation | (38,407) | |||
| Standard Deviation | 1.75 | |||
| Variance | 3.07 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.21) | |||
| Treynor Ratio | (0.01) | |||
| Maximum Drawdown | 9.21 | |||
| Value At Risk | (2.27) | |||
| Potential Upside | 3.04 | |||
| Skewness | 0.0433 | |||
| Kurtosis | 2.13 |
| Risk Adjusted Performance | 0.005 | |||
| Market Risk Adjusted Performance | 0.0015 | |||
| Mean Deviation | 1.26 | |||
| Coefficient Of Variation | (38,407) | |||
| Standard Deviation | 1.75 | |||
| Variance | 3.07 | |||
| Information Ratio | (0.05) | |||
| Jensen Alpha | (0.13) | |||
| Total Risk Alpha | (0.21) | |||
| Treynor Ratio | (0.01) | |||
| Maximum Drawdown | 9.21 | |||
| Value At Risk | (2.27) | |||
| Potential Upside | 3.04 | |||
| Skewness | 0.0433 | |||
| Kurtosis | 2.13 |
Consider Colony Bankcorp's intraday indicators
Colony Bankcorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Colony Bankcorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Colony Bankcorp Corporate Filings
| 26th of September 2025 Other Reports | ViewVerify | |
F4 | 25th of September 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 24th of September 2025 Other Reports | ViewVerify | |
| 15th of September 2025 Other Reports | ViewVerify |
Colony Stock media impact
There is far too much social signal, news, headlines, and media speculation about Colony Bankcorp that are available to investors today. This information is accessible both publicly - through Colony Bankcorp's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Colony-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Colony Bankcorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Colony Bankcorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Colony Bankcorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Colony Bankcorp alpha.
Colony Bankcorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Colony Bankcorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Colony Bankcorp Historical Investor Sentiment
Investor biases related to Colony Bankcorp's public news can be used to forecast risks associated with an investment in Colony. The trend in average sentiment can be used to explain how an investor holding Colony can time the market purely based on public headlines and social activities around Colony Bankcorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Colony Bankcorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Colony Bankcorp and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Colony Bankcorp news discussions. The higher the estimate score, the more favorable the investor's outlook on Colony Bankcorp.
Colony Bankcorp Corporate Management
| Lawrence Whitley | Chief People Officer | Profile | |
| Heath CPA | CEO Director | Profile | |
| Roy Copeland | President | Profile | |
| Edward III | Chief VP | Profile |
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Colony Bankcorp. If investors know Colony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Colony Bankcorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.475 | Dividend Share 0.455 | Earnings Share 1.57 | Revenue Per Share | Quarterly Revenue Growth 0.175 |
The market value of Colony Bankcorp is measured differently than its book value, which is the value of Colony that is recorded on the company's balance sheet. Investors also form their own opinion of Colony Bankcorp's value that differs from its market value or its book value, called intrinsic value, which is Colony Bankcorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Colony Bankcorp's market value can be influenced by many factors that don't directly affect Colony Bankcorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Colony Bankcorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Colony Bankcorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Colony Bankcorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.