Us Bancorp Stock Net Income
| USB Stock | USD 55.47 0.71 1.26% |
As of the 25th of January, US Bancorp owns the Downside Deviation of 1.12, risk adjusted performance of 0.1669, and Mean Deviation of 0.9017. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of US Bancorp, as well as the relationship between them.
US Bancorp Total Revenue |
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Gross Profit | Profit Margin | Market Capitalization | Enterprise Value Revenue 5.9912 | Revenue |
| Last Reported | Projected for Next Year | ||
| Net Income | 7.6 B | 4 B | |
| Net Income Applicable To Common Shares | 7.2 B | 5.2 B | |
| Net Income From Continuing Ops | 7.3 B | 6.5 B | |
| Net Income Per Share | 4.87 | 5.12 | |
| Net Income Per E B T | 0.80 | 0.59 |
USB | Net Income | Build AI portfolio with USB Stock |
Latest US Bancorp's Net Income Growth Pattern
Below is the plot of the Net Income of US Bancorp over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in US Bancorp financial statement analysis. It represents the amount of money remaining after all of US Bancorp operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is US Bancorp's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in US Bancorp's overall financial position and show how it may be relating to other accounts over time.
| View | Last Reported 7.57 B | 10 Years Trend |
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Net Income |
| Timeline |
USB Net Income Regression Statistics
| Arithmetic Mean | 5,896,523,529 | |
| Geometric Mean | 4,561,677,124 | |
| Coefficient Of Variation | 30.18 | |
| Mean Deviation | 1,028,839,446 | |
| Median | 5,879,000,000 | |
| Standard Deviation | 1,779,316,659 | |
| Sample Variance | 3165967.8T | |
| Range | 7.9B | |
| R-Value | 0.62 | |
| Mean Square Error | 2078192.5T | |
| R-Squared | 0.38 | |
| Significance | 0.01 | |
| Slope | 218,521,078 | |
| Total Sum of Squares | 50655484.4T |
USB Net Income History
Other Fundumenentals of US Bancorp
| Net Income Applicable To Common Shares | ||
| Net Income From Continuing Ops | ||
| Net Income Per Share | ||
| Net Income Per E B T |
US Bancorp Net Income component correlations
USB Net Income Driver Correlations
Understanding the fundamental principles of building solid financial models for US Bancorp is extremely important. It helps to project a fair market value of USB Stock properly, considering its historical fundamentals such as Net Income. Since US Bancorp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of US Bancorp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of US Bancorp's interrelated accounts and indicators.
Click cells to compare fundamentals
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.243 | Dividend Share 2.04 | Earnings Share 4.62 | Revenue Per Share | Quarterly Revenue Growth 0.053 |
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.
US Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to US Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of US Bancorp.
| 10/27/2025 |
| 01/25/2026 |
If you would invest 0.00 in US Bancorp on October 27, 2025 and sell it all today you would earn a total of 0.00 from holding US Bancorp or generate 0.0% return on investment in US Bancorp over 90 days. US Bancorp is related to or competes with PNC Financial, Deutsche Bank, Lloyds Banking, Itau Unibanco, Truist Financial, ING Group, and Mizuho Financial. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, instituti... More
US Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure US Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess US Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.12 | |||
| Information Ratio | 0.158 | |||
| Maximum Drawdown | 6.01 | |||
| Value At Risk | (1.35) | |||
| Potential Upside | 2.52 |
US Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for US Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as US Bancorp's standard deviation. In reality, there are many statistical measures that can use US Bancorp historical prices to predict the future US Bancorp's volatility.| Risk Adjusted Performance | 0.1669 | |||
| Jensen Alpha | 0.1928 | |||
| Total Risk Alpha | 0.1467 | |||
| Sortino Ratio | 0.1713 | |||
| Treynor Ratio | 0.2645 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of US Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
US Bancorp January 25, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1669 | |||
| Market Risk Adjusted Performance | 0.2745 | |||
| Mean Deviation | 0.9017 | |||
| Semi Deviation | 0.8216 | |||
| Downside Deviation | 1.12 | |||
| Coefficient Of Variation | 449.33 | |||
| Standard Deviation | 1.21 | |||
| Variance | 1.47 | |||
| Information Ratio | 0.158 | |||
| Jensen Alpha | 0.1928 | |||
| Total Risk Alpha | 0.1467 | |||
| Sortino Ratio | 0.1713 | |||
| Treynor Ratio | 0.2645 | |||
| Maximum Drawdown | 6.01 | |||
| Value At Risk | (1.35) | |||
| Potential Upside | 2.52 | |||
| Downside Variance | 1.25 | |||
| Semi Variance | 0.6749 | |||
| Expected Short fall | (1.01) | |||
| Skewness | 0.1788 | |||
| Kurtosis | 1.5 |
US Bancorp Backtested Returns
US Bancorp appears to be very steady, given 3 months investment horizon. US Bancorp retains Efficiency (Sharpe Ratio) of 0.21, which indicates the firm had a 0.21 % return per unit of price deviation over the last 3 months. We have found twenty-nine technical indicators for US Bancorp, which you can use to evaluate the volatility of the company. Please review US Bancorp's Risk Adjusted Performance of 0.1669, mean deviation of 0.9017, and Downside Deviation of 1.12 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, US Bancorp holds a performance score of 17. The entity owns a Beta (Systematic Risk) of 0.98, which indicates possible diversification benefits within a given portfolio. US Bancorp returns are very sensitive to returns on the market. As the market goes up or down, US Bancorp is expected to follow. Please check US Bancorp's coefficient of variation, semi variance, price action indicator, as well as the relationship between the treynor ratio and daily balance of power , to make a quick decision on whether US Bancorp's current price history will revert.
Auto-correlation | 0.36 |
Below average predictability
US Bancorp has below average predictability. Overlapping area represents the amount of predictability between US Bancorp time series from 27th of October 2025 to 11th of December 2025 and 11th of December 2025 to 25th of January 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of US Bancorp price movement. The serial correlation of 0.36 indicates that just about 36.0% of current US Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.36 | |
| Spearman Rank Test | 0.51 | |
| Residual Average | 0.0 | |
| Price Variance | 0.87 |
Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.
| Competition |
USB Accumulated Other Comprehensive Income
Accumulated Other Comprehensive Income |
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Based on the recorded statements, US Bancorp reported net income of 7.57 B. This is much higher than that of the Banks sector and significantly higher than that of the Financials industry. The net income for all United States stocks is significantly lower than that of the firm.
USB Net Income Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses US Bancorp's direct or indirect competition against its Net Income to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of US Bancorp could also be used in its relative valuation, which is a method of valuing US Bancorp by comparing valuation metrics of similar companies.US Bancorp is currently under evaluation in net income category among its peers.
US Bancorp ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, US Bancorp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to US Bancorp's managers, analysts, and investors.Environmental | Governance | Social |
US Bancorp Institutional Holders
Institutional Holdings refers to the ownership stake in US Bancorp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of US Bancorp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing US Bancorp's value.| Shares | Davis Selected Advisers | 2025-06-30 | 19.3 M | Royal Bank Of Canada | 2025-06-30 | 18.5 M | T. Rowe Price Associates, Inc. | 2025-06-30 | 16.8 M | Grantham, Mayo, Van Otterloo & Co., Llc | 2025-06-30 | 16.6 M | Northern Trust Corp | 2025-06-30 | 16.3 M | Amvescap Plc. | 2025-06-30 | 15.6 M | Bank Of America Corp | 2025-06-30 | 15.5 M | Ubs Asset Mgmt Americas Inc | 2025-06-30 | 14.9 M | Goldman Sachs Group Inc | 2025-06-30 | 13.8 M | Vanguard Group Inc | 2025-06-30 | 143.3 M | Blackrock Inc | 2025-06-30 | 132.1 M |
USB Fundamentals
| Return On Equity | 0.12 | ||||
| Return On Asset | 0.0111 | ||||
| Profit Margin | 0.29 % | ||||
| Operating Margin | 0.39 % | ||||
| Current Valuation | 124.56 B | ||||
| Shares Outstanding | 1.55 B | ||||
| Shares Owned By Insiders | 0.10 % | ||||
| Shares Owned By Institutions | 81.69 % | ||||
| Number Of Shares Shorted | 20.74 M | ||||
| Price To Earning | 10.64 X | ||||
| Price To Book | 1.48 X | ||||
| Price To Sales | 3.27 X | ||||
| Revenue | 42.86 B | ||||
| Gross Profit | 26.35 B | ||||
| EBITDA | 10.29 B | ||||
| Net Income | 7.57 B | ||||
| Cash And Equivalents | 44.38 B | ||||
| Cash Per Share | 29.87 X | ||||
| Total Debt | 77.93 B | ||||
| Debt To Equity | 0.50 % | ||||
| Book Value Per Share | 37.55 X | ||||
| Cash Flow From Operations | 11.27 B | ||||
| Short Ratio | 2.36 X | ||||
| Earnings Per Share | 4.62 X | ||||
| Price To Earnings To Growth | 1.34 X | ||||
| Target Price | 62.34 | ||||
| Number Of Employees | 70 K | ||||
| Beta | 1.09 | ||||
| Market Capitalization | 86.26 B | ||||
| Total Asset | 692.35 B | ||||
| Retained Earnings | 80.91 B | ||||
| Annual Yield | 0.04 % | ||||
| Five Year Return | 3.16 % | ||||
| Net Asset | 692.35 B | ||||
| Last Dividend Paid | 2.04 |
About US Bancorp Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze US Bancorp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of US Bancorp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of US Bancorp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
Also Currently Popular
Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.When determining whether US Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of US Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Us Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Us Bancorp Stock:Check out US Bancorp Piotroski F Score and US Bancorp Altman Z Score analysis. For information on how to trade USB Stock refer to our How to Trade USB Stock guide.You can also try the Positions Ratings module to determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of US Bancorp. If investors know USB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about US Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.243 | Dividend Share 2.04 | Earnings Share 4.62 | Revenue Per Share | Quarterly Revenue Growth 0.053 |
The market value of US Bancorp is measured differently than its book value, which is the value of USB that is recorded on the company's balance sheet. Investors also form their own opinion of US Bancorp's value that differs from its market value or its book value, called intrinsic value, which is US Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because US Bancorp's market value can be influenced by many factors that don't directly affect US Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between US Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if US Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, US Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.