Umb Financial Stock Debt To Equity
| UMBF Stock | USD 119.43 0.63 0.53% |
Fundamental analysis of UMB Financial allows traders to better anticipate movements in UMB Financial's stock price by examining its financial health and performance throughout various phases of its business cycle.
| Last Reported | Projected for Next Year | ||
| Debt To Equity | 0.86 | 1.57 |
UMB | Debt To Equity | Build AI portfolio with UMB Stock |
UMB Financial Company Debt To Equity Analysis
UMB Financial's Debt to Equity is calculated by dividing the Total Debt of a company by its Equity. If the debt exceeds equity of a company, then the creditors have more stakes in a firm than the stockholders. In other words, Debt to Equity ratio provides analysts with insights about composition of both equity and debt, and its influence on the valuation of the company.
Current UMB Financial Debt To Equity | 9.08 % |
Most of UMB Financial's fundamental indicators, such as Debt To Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, UMB Financial is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
UMB Debt To Equity Driver Correlations
Understanding the fundamental principles of building solid financial models for UMB Financial is extremely important. It helps to project a fair market value of UMB Stock properly, considering its historical fundamentals such as Debt To Equity. Since UMB Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of UMB Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of UMB Financial's interrelated accounts and indicators.
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UMB Debt To Equity Historical Pattern
Today, most investors in UMB Financial Stock are looking for potential investment opportunities by analyzing not only static indicators but also various UMB Financial's growth ratios. Consistent increases or drops in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's debt to equity growth rates may not be enough to decide which company is a better investment. That's why investors frequently use a static breakdown of UMB Financial debt to equity as a starting point in their analysis.
UMB Financial Debt To Equity |
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High Debt to Equity ratio typically indicates that a firm has been borrowing aggressively to finance its growth and as a result may experience a burden of additional interest expense. This may reduce earnings or future growth. On the other hand a small D/E ratio may indicate that a company is not taking enough advantage from financial leverage. Debt to Equity ratio measures how the company is leveraging borrowing against the capital invested by the owners.
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UMB Total Stockholder Equity
Total Stockholder Equity |
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According to the company disclosure, UMB Financial has a Debt To Equity of 9.08%. This is 72.35% lower than that of the Banks sector and significantly higher than that of the Financials industry. The debt to equity for all United States stocks is 81.36% higher than that of the company.
UMB Debt To Equity Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses UMB Financial's direct or indirect competition against its Debt To Equity to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of UMB Financial could also be used in its relative valuation, which is a method of valuing UMB Financial by comparing valuation metrics of similar companies.UMB Financial is currently under evaluation in debt to equity category among its peers.
UMB Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, UMB Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to UMB Financial's managers, analysts, and investors.Environmental | Governance | Social |
UMB Fundamentals
| Return On Equity | 0.1 | ||||
| Return On Asset | 0.0091 | ||||
| Profit Margin | 0.27 % | ||||
| Operating Margin | 0.46 % | ||||
| Current Valuation | 10.94 B | ||||
| Shares Outstanding | 75.93 M | ||||
| Shares Owned By Insiders | 5.38 % | ||||
| Shares Owned By Institutions | 92.60 % | ||||
| Number Of Shares Shorted | 2.26 M | ||||
| Price To Earning | 10.79 X | ||||
| Price To Book | 1.31 X | ||||
| Price To Sales | 4.65 X | ||||
| Revenue | 2.64 B | ||||
| Gross Profit | 1.95 B | ||||
| EBITDA | 594.04 M | ||||
| Net Income | 441.24 M | ||||
| Cash And Equivalents | 2.87 B | ||||
| Cash Per Share | 59.41 X | ||||
| Total Debt | 3 B | ||||
| Debt To Equity | 9.08 % | ||||
| Book Value Per Share | 90.63 X | ||||
| Cash Flow From Operations | 225.29 M | ||||
| Short Ratio | 4.44 X | ||||
| Earnings Per Share | 8.87 X | ||||
| Price To Earnings To Growth | 1.73 X | ||||
| Target Price | 134.5 | ||||
| Number Of Employees | 3.7 K | ||||
| Beta | 0.78 | ||||
| Market Capitalization | 9.07 B | ||||
| Total Asset | 50.41 B | ||||
| Retained Earnings | 3.17 B | ||||
| Annual Yield | 0.01 % | ||||
| Five Year Return | 1.70 % | ||||
| Net Asset | 50.41 B | ||||
| Last Dividend Paid | 1.59 |
About UMB Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze UMB Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of UMB Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of UMB Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Check out UMB Financial Piotroski F Score and UMB Financial Altman Z Score analysis. For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.You can also try the Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.362 | Dividend Share 1.59 | Earnings Share 8.87 | Revenue Per Share | Quarterly Revenue Growth 0.777 |
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.