Flagstar Financial Stock Z Score
| FLG Stock | 13.04 0.09 0.69% |
Flagstar | Z Score | Build AI portfolio with Flagstar Stock |
Flagstar Financial Company Z Score Analysis
Flagstar Financial's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..
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Flagstar Z Score Driver Correlations
Understanding the fundamental principles of building solid financial models for Flagstar Financial is extremely important. It helps to project a fair market value of Flagstar Stock properly, considering its historical fundamentals such as Z Score. Since Flagstar Financial's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Flagstar Financial's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Flagstar Financial's interrelated accounts and indicators.
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To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.
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According to the company's disclosures, Flagstar Financial has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.
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Flagstar Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Flagstar Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Flagstar Financial's managers, analysts, and investors.Environmental | Governance | Social |
Fund Asset Allocation for Flagstar Financial
The fund invests 99.96% of asset under management in tradable equity instruments, with the rest of investments concentrated in various types of exotic instruments.Asset allocation divides Flagstar Financial's investment portfolio among different asset categories to balance risk and reward by investing in a diversified mix of instruments that align with the investor's goals, risk tolerance, and time horizon. Mutual funds, which pool money from multiple investors to buy a diversified portfolio of securities, use asset allocation strategies to manage the risk and return of their portfolios.
Mutual funds allocate their assets by investing in a diversified portfolio of securities, such as stocks, bonds, cryptocurrencies and cash. The specific mix of these securities is determined by the fund's investment objective and strategy. For example, a stock mutual fund may invest primarily in equities, while a bond mutual fund may invest mainly in fixed-income securities. The fund's manager, responsible for making investment decisions, will buy and sell securities in the fund's portfolio as market conditions and the fund's objectives change.
Flagstar Fundamentals
| Return On Equity | -0.0472 | ||||
| Return On Asset | -0.0038 | ||||
| Profit Margin | (0.22) % | ||||
| Operating Margin | 0.08 % | ||||
| Current Valuation | 11.1 B | ||||
| Shares Outstanding | 415.76 M | ||||
| Shares Owned By Insiders | 0.59 % | ||||
| Shares Owned By Institutions | 91.49 % | ||||
| Number Of Shares Shorted | 60.37 M | ||||
| Price To Book | 0.72 X | ||||
| Price To Sales | 3.03 X | ||||
| Revenue | 6.38 B | ||||
| Gross Profit | 1.8 B | ||||
| EBITDA | (1.19 B) | ||||
| Net Income | (1.12 B) | ||||
| Total Debt | 14.43 B | ||||
| Book Value Per Share | 18.30 X | ||||
| Cash Flow From Operations | 86 M | ||||
| Short Ratio | 11.56 X | ||||
| Earnings Per Share | (0.89) X | ||||
| Price To Earnings To Growth | 0.47 X | ||||
| Target Price | 14.19 | ||||
| Number Of Employees | 6.99 K | ||||
| Beta | 1.1 | ||||
| Market Capitalization | 5.46 B | ||||
| Total Asset | 100.16 B | ||||
| Retained Earnings | (763 M) | ||||
| Annual Yield | 0 % | ||||
| Year To Date Return | 11.57 % | ||||
| One Year Return | 9.19 % | ||||
| Net Asset | 100.16 B | ||||
| Last Dividend Paid | 0.04 | ||||
| Equity Positions Weight | 99.96 % |
About Flagstar Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze Flagstar Financial's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Flagstar Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Flagstar Financial based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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When determining whether Flagstar Financial is a strong investment it is important to analyze Flagstar Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Flagstar Financial's future performance. For an informed investment choice regarding Flagstar Stock, refer to the following important reports:Check out Flagstar Financial Piotroski F Score and Flagstar Financial Valuation analysis. For more detail on how to invest in Flagstar Stock please use our How to Invest in Flagstar Financial guide.You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Flagstar Financial. If investors know Flagstar will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Flagstar Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.04 | Earnings Share (0.89) | Revenue Per Share | Quarterly Revenue Growth 0.262 | Return On Assets |
The market value of Flagstar Financial is measured differently than its book value, which is the value of Flagstar that is recorded on the company's balance sheet. Investors also form their own opinion of Flagstar Financial's value that differs from its market value or its book value, called intrinsic value, which is Flagstar Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Flagstar Financial's market value can be influenced by many factors that don't directly affect Flagstar Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Flagstar Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Flagstar Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Flagstar Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.