Correlation Between Dave and Evertec

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Can any of the company-specific risk be diversified away by investing in both Dave and Evertec at the same time? Although using a correlation coefficient on its own may not help to predict future stock returns, this module helps to understand the diversifiable risk of combining Dave and Evertec into the same portfolio, which is an essential part of the fundamental portfolio management process.
By analyzing existing cross correlation between Dave Inc and Evertec, you can compare the effects of market volatilities on Dave and Evertec and check how they will diversify away market risk if combined in the same portfolio for a given time horizon. You can also utilize pair trading strategies of matching a long position in Dave with a short position of Evertec. Check out your portfolio center. Please also check ongoing floating volatility patterns of Dave and Evertec.

Diversification Opportunities for Dave and Evertec

-0.54
  Correlation Coefficient

Excellent diversification

The 3 months correlation between Dave and Evertec is -0.54. Overlapping area represents the amount of risk that can be diversified away by holding Dave Inc and Evertec in the same portfolio, assuming nothing else is changed. The correlation between historical prices or returns on Evertec and Dave is a relative statistical measure of the degree to which these equity instruments tend to move together. The correlation coefficient measures the extent to which returns on Dave Inc are associated (or correlated) with Evertec. Values of the correlation coefficient range from -1 to +1, where. The correlation of zero (0) is possible when the price movement of Evertec has no effect on the direction of Dave i.e., Dave and Evertec go up and down completely randomly.

Pair Corralation between Dave and Evertec

Given the investment horizon of 90 days Dave Inc is expected to generate 2.62 times more return on investment than Evertec. However, Dave is 2.62 times more volatile than Evertec. It trades about 0.1 of its potential returns per unit of risk. Evertec is currently generating about -0.23 per unit of risk. If you would invest  19,139  in Dave Inc on August 7, 2025 and sell it today you would earn a total of  4,319  from holding Dave Inc or generate 22.57% return on investment over 90 days.
Time Period3 Months [change]
DirectionMoves Against 
StrengthVery Weak
Accuracy100.0%
ValuesDaily Returns

Dave Inc  vs.  Evertec

 Performance 
       Timeline  
Dave Inc 

Risk-Adjusted Performance

Fair

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Dave Inc are ranked lower than 7 (%) of all global equities and portfolios over the last 90 days. In spite of rather conflicting basic indicators, Dave exhibited solid returns over the last few months and may actually be approaching a breakup point.
Evertec 

Risk-Adjusted Performance

Weakest

 
Weak
 
Strong
Over the last 90 days Evertec has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of unsteady performance in the last few months, the Stock's basic indicators remain rather sound which may send shares a bit higher in December 2025. The latest tumult may also be a sign of longer-term up-swing for the firm shareholders.

Dave and Evertec Volatility Contrast

   Predicted Return Density   
       Returns  

Pair Trading with Dave and Evertec

The main advantage of trading using opposite Dave and Evertec positions is that it hedges away some unsystematic risk. Because of two separate transactions, even if Dave position performs unexpectedly, Evertec can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Evertec will offset losses from the drop in Evertec's long position.
The idea behind Dave Inc and Evertec pairs trading is to make the combined position market-neutral, meaning the overall market's direction will not affect its win or loss (or potential downside or upside). This can be achieved by designing a pairs trade with two highly correlated stocks or equities that operate in a similar space or sector, making it possible to obtain profits through simple and relatively low-risk investment.
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Note that this page's information should be used as a complementary analysis to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.

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