Edward Kelly - Citizens Financial Independent Director

CFG Stock  USD 50.87  0.30  0.59%   

Director

Mr. Edward J. Kelly is the Independent Director of the Company. Mr. Kelly joined our Board on February 1, 2019. Until his retirement in 2014, he was Chairman of Citigroup Inc.s Institutional Clients Group. He previously served as Chairman of Global Banking from April 2010 to January 2011, and as Vice Chairman of Citigroup from July 2009 to April 2010. He also served as Citigroups Chief Financial Officer during 2009, and was previously head of Global Banking and President and Chief Executive Officer of Citi Alternative Investments. Mr. Kelly currently serves on the board of MetLife and was chairman of the board of directors at CSX Corporation until January 2019. He previously served on the board of XL Catlin . He also serves on the board of our primary subsidiary CBNA since 2019.
Age 68
Tenure 6 years
Address One Citizens Plaza, Providence, RI, United States, 02903
Phone(203) 900-6715
Webhttps://www.citizensbank.com
Kelly joined Citigroup in 2008 from The Carlyle Group, a private investment firm, where he was a managing director. Prior to joining Carlyle in 2007, he was a Vice Chairman at PNC Financial Services Group following PNC’s acquisition of Mercantile Bankshares Corporationration in 2007. He was Chairman, Chief Executive and President of Mercantile from 2003 to 2007. Before Mercantile, he was at J.P. Morgan where he held various positions including General Counsel and Secretary and managing director within J.P. Morgan’s investment banking business. Prior to joining J.P. Morgan, Mr. Kelly was a partner at the law firm of Davis Polk & Wardwell, where he specialized in matters related to financial institutions.

Edward Kelly Latest Insider Activity

Tracking and analyzing the buying and selling activities of Edward Kelly against Citizens Financial stock is an integral part of due diligence when investing in Citizens Financial. Edward Kelly insider activity provides valuable insight into whether Citizens Financial is net buyers or sellers over its current business cycle. Note, Citizens Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell Citizens Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Citizens Financial Management Efficiency

The current Return On Tangible Assets is estimated to decrease to 0. The current Return On Capital Employed is estimated to decrease to 0.03. At this time, Citizens Financial's Intangibles To Total Assets are most likely to slightly decrease in the upcoming years. The Citizens Financial's current Debt To Assets is estimated to increase to 0.08, while Non Current Assets Total are projected to decrease to roughly 94.8 B. Citizens Financial's management efficiency ratios could be used to measure how well Citizens Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Citizens Financial Group, has 12.4 B in debt with debt to equity (D/E) ratio of 6.04, demonstrating that the company may be unable to create cash to meet all of its financial commitments. Note however, debt could still be an excellent tool for Citizens to invest in growth at high rates of return.

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Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island. Citizens Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 19235 people. Citizens Financial Group, (CFG) is traded on New York Stock Exchange in USA and employs 17,496 people. Citizens Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Citizens Financial Group, Leadership Team

Elected by the shareholders, the Citizens Financial's board of directors comprises two types of representatives: Citizens Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Citizens. The board's role is to monitor Citizens Financial's management team and ensure that shareholders' interests are well served. Citizens Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Citizens Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Richard Stein, Executive Officer
Brendan Coughlin, Executive Vice President and Head of Consumer Banking
Elizabeth Johnson, VC Officer
Stephen Gannon, Executive Vice President, General Counsel and Chief Legal Officer
Charles Koch, Independent Director
Thomas Metzger, Head Manager
Leo Higdon, Independent Director
Howard Hanna, Independent Director
Michael Ruttledge, Executive Vice President, Chief Information Officer
Robert Leary, Independent Director
Michael Cherny, Head Advisors
Michele Siekerka, Independent Director
William Hankowsky, Independent Director
Susan LaMonica, Chief Human Resource Officer, Executive Vice President
Paul Casey, Head Management
Donald III, Senior Division
Craig Read, Chief VP
Christopher Schnirel, Chief Controller
Theodore Swimmer, Head Markets
Kristin Silberberg, Head Relations
David Musicant, Head Region
Wendy Watson, Independent Director
Mary Baker, Executive Vice President and Head of Business Services
Kevin Cummings, Independent Director
James Weiss, Florida President
Raman Muralidharan, Head Mortgage
Eric Schuppenhauer, President of Consumer Lending and National Banking
Malcolm Griggs, Executive Vice President Chief Risk Officer
C Read, Executive Vice President Chief Accounting Officer, Controller
Marita Zuraitis, Independent Director
Beth Johnson, Executive Vice President and Chief Experience Officer
Michelle Moosally, General Officer
Terrance Lillis, Independent Director
Nuno Santos, Head Banking
Donald McCree, Vice Chairman - Commercial Banking
Christine Cumming, Independent Director
Christopher Swift, Independent Director
Aunoy Banerjee, Executive CFO
Edward Kelly, Independent Director
John Woods, Vice Chairman of the Board, Chief Financial Officer, Executive Vice President
Susan deTray, Head Bank
Chris Emerson, Interim Officer
Taira Hall, Head Payments
Lee Alexander, Independent Director
Sal Liberti, Senior Benefits
Bruce Saun, Chairman, CEO and Chairman of Executive Committee
Brent Hazzard, Head Bank
Shivan Subramaniam, Independent Director
Polly Klane, General Counsel, Chief Legal Officer

Citizens Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Citizens Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Currently Active Assets on Macroaxis

When determining whether Citizens Financial Group, is a strong investment it is important to analyze Citizens Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Citizens Financial's future performance. For an informed investment choice regarding Citizens Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Citizens Financial Group,. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in price.
You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Citizens Financial. If investors know Citizens will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Citizens Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.364
Dividend Share
1.68
Earnings Share
3.57
Revenue Per Share
17.071
Quarterly Revenue Growth
0.136
The market value of Citizens Financial Group, is measured differently than its book value, which is the value of Citizens that is recorded on the company's balance sheet. Investors also form their own opinion of Citizens Financial's value that differs from its market value or its book value, called intrinsic value, which is Citizens Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Citizens Financial's market value can be influenced by many factors that don't directly affect Citizens Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Citizens Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Citizens Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Citizens Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.