Rhinebeck Bancorp Financials

RBKB Stock  USD 12.31  0.34  2.84%   
Based on the analysis of Rhinebeck Bancorp's profitability, liquidity, and operating efficiency, Rhinebeck Bancorp is not in a good financial situation at this time. It has a very high probability of going through financial hardship in January.
Please note, the presentation of Rhinebeck Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Rhinebeck Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of Rhinebeck Bancorp's management manipulating its earnings.

Rhinebeck Bancorp Stock Summary

Rhinebeck Bancorp competes with Riverview Bancorp, Sound Financial, Lake Shore, Magyar Bancorp, and SR Bancorp,. Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. Rhinebeck Bancorp, Inc. operates as a subsidiary of Rhinebeck Bancorp, MHC. Rhinebeck Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 190 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS7620931029
Business Address2 Jefferson Plaza,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.rhinebeckbank.com
Phone845 454 8555
CurrencyUSD - US Dollar

Rhinebeck Bancorp Key Financial Ratios

Rhinebeck Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Rhinebeck Bancorp's current stock value. Our valuation model uses many indicators to compare Rhinebeck Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Rhinebeck Bancorp competition to find correlations between indicators driving Rhinebeck Bancorp's intrinsic value. More Info.
Rhinebeck Bancorp is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.10  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Rhinebeck Bancorp is roughly  10.13 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Rhinebeck Bancorp's earnings, one of the primary drivers of an investment's value.

Rhinebeck Bancorp Systematic Risk

Rhinebeck Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Rhinebeck Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Rhinebeck Bancorp correlated with the market. If Beta is less than 0 Rhinebeck Bancorp generally moves in the opposite direction as compared to the market. If Rhinebeck Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Rhinebeck Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Rhinebeck Bancorp is generally in the same direction as the market. If Beta > 1 Rhinebeck Bancorp moves generally in the same direction as, but more than the movement of the benchmark.

About Rhinebeck Bancorp Financials

What exactly are Rhinebeck Bancorp Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Rhinebeck Bancorp's income statement, its balance sheet, and the statement of cash flows. Potential Rhinebeck Bancorp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Rhinebeck Bancorp investors may use each financial statement separately, they are all related. The changes in Rhinebeck Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Rhinebeck Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Rhinebeck Bancorp December 15, 2025 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Rhinebeck Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Rhinebeck Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Rhinebeck Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Rhinebeck Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Rhinebeck Bancorp's daily price indicators and compare them against related drivers.

Complementary Tools for Rhinebeck Stock analysis

When running Rhinebeck Bancorp's price analysis, check to measure Rhinebeck Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Rhinebeck Bancorp is operating at the current time. Most of Rhinebeck Bancorp's value examination focuses on studying past and present price action to predict the probability of Rhinebeck Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Rhinebeck Bancorp's price. Additionally, you may evaluate how the addition of Rhinebeck Bancorp to your portfolios can decrease your overall portfolio volatility.
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