PT Bank Financials

BYRA Stock

EUR 0.18 -0.01 -5.26%

We advise to utilize PT Bank Rakyat fundamental analysis to find out if markets are currently mispricing PT Bank Rakyat. In other words you can utilize it to find out if PT Bank Rakyat is indeed mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprice the security. We were able to interpolate data for twenty-nine available drivers for PT Bank, which can be compared to its competition. The stock experiences This price-change note interprets the latest move in the context of short-horizon trading behavior. It is most useful when combined with broader risk controls and position-sizing discipline. a very speculative upward sentiment. Check odds of PT Bank to be traded at €0.171 in 90 days.

Cash Flow Balance Sheet Income Statement

Macro event markers

Covid

Interest Hikes

PT Bank Balance Sheet Account Activities

Comparative financial data indicate that Inventory is shifting by roughly 44.27%. Previously, Inventory was valued at 60.81 Billion. As of the beginning of March, Other Current Assets is projected to grow to approximately 201.6 T, despite previous gains, Other Current Liabilities is estimated to retreat toward roughly 22.2 T.

Total Assets Other Current Liab Total Current Liabilities Total Stockholder Equity

Add Fundamental

Key indicators impacting PT Bank's financial strength

Current Value

Last Year

Change From Last Year

10 Year Trend

Operating Income

35.1 T

42.2 T

Significantly Down

Slightly volatile

Net Receivables

17.3 T

16.5 T

Sufficiently Up

Slightly volatile

Total Revenue

132.8 T

186.9 T

Way Down

Slightly volatile

Total Assets

922.3 T

Way Down

Slightly volatile

Tracking PT Bank's key financial metrics over multiple periods helps investors identify inflection points in growth, profitability, or leverage before they become apparent in PT Bank's stock price.

The integrity of PT Bank's financial disclosures is central to any valuation exercise. Review audit opinions, related-party transactions, and non-GAAP adjustments alongside PT Bank's reported financials.

PT Bank Stock Summary

PT Bank competes with FUYO GENERAL, Lendlease, United Rentals, DiamondRock Hospitality, and Evolent Health. PT Bank Rakyat Indonesia Tbk provides various banking products and services in Indonesia, Asia, and the United States. PT Bank Rakyat Indonesia Tbk was founded in 1968 and is headquartered in Jakarta, Indonesia. PT BANK operates under Banks - Regional - Asia classification in Germany and is traded on Frankfurt Stock Exchange. It employs 61010 people.

Specialization	Financial Services, Banks - Regional
Instrument	Germany Stock View All
Exchange	Frankfurt Exchange
ISIN	ID1000118201
Business Address	Gedung BRI, Jakarta,
Sector	Banks
Industry	Financials
Benchmark	Dow Jones Industrial
Website	bri.co.id
Phone	62 21 251 0244
Currency	EUR - Euro

You should never invest in PT Bank without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of BYRA Stock, because this is throwing your money away. Analyzing the key information contained in PT Bank's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Key Financial Ratios

There are many critical financial ratios that PT Bank's investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that PT Bank Rakyat reports annually and quarterly.

	Revenue	186.88 T
	Gross Profit	134.1 T
	Net Income	56.65 T
	Total Asset	2135.37 T
	Retained Earnings	219.64 T

More Fundamentals

Key Balance Sheet Accounts

Working capital often reveals more about financial health than headline earnings. PT Bank's gap between short-term assets and short-term obligations signals operational efficiency. The accounts below provide the full picture.

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	1.678097734E15	1.86563901E15	1.96500703E15	1.992983447E15	2.135371105E15	1.620012483466667E15
Other Current Liab	17.2T	24.4T	33.5T	35.9T	41.3T	22.2T
Other Liab	48.1T	66.2T	37.2T	42.4T	48.8T	34.0T
Net Tangible Assets	206.3T	226.9T	288.7T	299.3T	344.2T	211.3T
Retained Earnings	185.0T	201.2T	210.7T	215.1T	219.6T	184.0T
Accounts Payable	1.148312518E15	1.313207596E15	2.2T	2.1T	2.0T	1.9T
Cash	155.6T	268.4T	225.0T	198.3T	126.4T	192.2T
Other Assets	915.3T	1.00053682E15	1.010193378E15	1.114475056E15	1.2816463144E15	901.4T
Net Receivables	3.9T	8.2T	7.0T	14.3T	16.5T	17.3T
Inventory	65.1B	67.2B	63.9B	67.6B	60.8B	109.1B
Other Current Assets	85.7T	64.9T	74.5T	167.0T	192.0T	201.6T
Total Liab	1.38631093E15	1.562243693E15	1.648534888E15	1.6697944E15	1.804429671E15	1.373910502433334E15
Total Current Assets	283.5T	248.0T	241.4T	357.7T	411.3T	269.6T
Intangible Assets	30.0T	33.4T	33.3T	32.9T	34.4T	28.1T
Net Invested Capital	413.1T	442.9T	460.6T	478.4T	494.6T	405.8T

Key Income Statement Accounts

PT Bank's EBITDA strips away depreciation, amortization, interest, and taxes to focus on operational earning power. The complete income statement below adds those items back for a full profitability view.

	2021	2022	2023	2024	2025	2026 (projected)
Interest Expense	28.1T	26.3T	42.7T	55.6T	56.0T	29.0T
Total Revenue	153.8T	169.0T	166.5T	173.0T	186.9T	132.8T
Income Before Tax	41.0T	64.6T	76.4T	77.3T	72.8T	53.0T
Net Income	31.1T	51.2T	60.1T	59.9T	56.7T	41.2T
Income Tax Expense	9.0T	9.0T	7.8T	13.2T	15.2T	9.5T
Minority Interest	310.8B	-237.9B	-325.2B	-361.7B	-480.0B	-456.0B
Tax Provision	7.8T	13.2T	16.0T	16.9T	15.7T	12.3T
Net Interest Income	113.0T	115.5T	125.6T	129.7T	136.8T	108.9T
Interest Income	141.2T	141.8T	168.3T	185.3T	192.9T	149.7T

Key Cash Accounts

PT Bank's ability to self-fund growth depends on the strength of its operating cash flows. At 14617.02 B, BYRA generates the cash that supports reinvestment, debt service, and shareholder returns. Detailed accounts follow.

	2021	2022	2023	2024	2025	2026 (projected)
Investments	-64.9T	37.3T	9.0T	9.9T	-40.0T	-42.0T
Change In Cash	-17.9T	114.3T	-4.7T	-13.4T	-74.1T	-70.4T
Net Borrowings	-6.3T	18.2T	5.3T	11.5T	9.7T	8.8T
Depreciation	1.7T	5.4T	2.8T	3.6T	4.2T	2.5T
Dividends Paid	12.1T	26.4T	43.5T	48.1T	51.9T	54.5T
Capital Expenditures	8.3T	10.5T	9.6T	10.3T	6.3T	6.1T
Net Income	31.1T	51.2T	60.1T	60.2T	56.7T	41.2T
Change To Netincome	19.3T	36.4T	38.3T	14.1T	16.3T	20.8T
End Period Cash Flow	153.9T	268.2T	156.5T	205.3T	131.2T	152.8T
Free Cash Flow	24.3T	87.0T	18.7T	13.9T	8.3T	7.9T

Financial Ratios Relationships

Cross-company financial ratios help determine PT Bank's valuation standing. Mapping the correlation between PT Bank's fundamental drivers and peer metrics highlights which indicators are most influential for its intrinsic value. More Info.

PT Bank Rakyat holds the top spot in return on equity across its competitive set. It also holds the top spot in return on asset across its competitive set at roughly 0.16 Return On Asset per unit of Return On Equity. PT Bank Rakyat carries a 6.31 x Return On Equity-to-Return On Asset ratio. Peer-aligned multiples frame PT Bank's relative valuation.

Total Assets Over Time

Core Fundamental Drivers

Key fundamental indicators reflect interconnected financial signals. Reviewing them together clarifies PT Bank Rakyat's financial outlook. PT Bank Rakyat currently reports revenue of 186.88 T, P/E of 16.39, profit margin of 40.41%. PT Bank has a market cap of 27.74 B, ROE of 17.47%. See Trending Equities for portfolio-level analysis. This suggests a position in PT Bank Rakyat within the allocation view. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.

As of the beginning of March, Financial models indicate Selling General Administrative may fall to approximately 19.3 T. In addition to that, Financial models indicate Tax Provision may fall to approximately 12.3 T

	2025	2026 (projected)
Gross Profit	92.7T	73.4T
Total Revenue	186.9T	132.8T

Gross Profit Total Revenue

Financial Account Correlations

	Total Assets	Other Current Liab	Total Current Liabilities	Total Stockholder Equity	Other Liab	Net Tangible Assets	Retained Earnings	Accounts Payable	Cash	Other Assets	Long Term Debt	Net Receivables	Short Term Investments	Inventory	Other Current Assets	Other Stockholder Equity	Total Liab	Deferred Long Term Liab	Long Term Investments	Short Long Term Debt	Total Current Assets	Short Term Debt	Common Stock	Property Plant Equipment	Intangible Assets	Common Stock Shares Outstanding
Total Assets		0.95	0.99	0.99	0.84	0.99	0.98	-0.29	0.64	0.99	0.87	0.91	-0.21	-0.03	0.84	0.62	1.0	0.95	0.96	0.92	0.89	0.92	0.87	0.98	0.96	0.86
Other Current Liab	0.95		0.96	0.95	0.74	0.96	0.88	-0.27	0.51	0.93	0.73	0.83	-0.02	-0.21	0.77	0.49	0.95	0.91	0.91	0.86	0.9	0.86	0.93	0.94	0.96	0.89
Total Current Liabilities	0.99	0.96		0.97	0.86	0.99	0.97	-0.23	0.61	0.99	0.87	0.88	-0.17	-0.05	0.79	0.65	0.99	0.92	0.96	0.94	0.9	0.94	0.87	0.99	0.94	0.82
Total Stockholder Equity	0.99	0.95	0.97		0.79	0.99	0.97	-0.26	0.65	0.97	0.86	0.89	-0.22	0.0	0.82	0.57	0.99	0.93	0.96	0.9	0.86	0.9	0.88	0.98	0.96	0.89
Other Liab	0.84	0.74	0.86	0.79		0.83	0.87	0.03	0.64	0.9	0.88	0.69	-0.23	0.0	0.54	0.86	0.85	0.77	0.87	0.95	0.66	0.95	0.53	0.85	0.7	0.51
Net Tangible Assets	0.99	0.96	0.99	0.99	0.83		0.97	-0.19	0.61	0.99	0.88	0.86	-0.2	-0.01	0.77	0.63	0.99	0.91	0.97	0.94	0.86	0.94	0.88	0.99	0.95	0.85
Retained Earnings	0.98	0.88	0.97	0.97	0.87	0.97		-0.21	0.71	0.98	0.93	0.88	-0.32	0.1	0.79	0.66	0.98	0.91	0.95	0.94	0.83	0.94	0.79	0.96	0.9	0.79
Accounts Payable	-0.29	-0.27	-0.23	-0.26	0.03	-0.19	-0.21		0.12	-0.18	0.0	-0.46	-0.01	0.17	-0.59	0.17	-0.29	-0.35	-0.12	-0.01	-0.42	-0.01	-0.44	-0.18	-0.35	-0.42
Cash	0.64	0.51	0.61	0.65	0.64	0.61	0.71	0.12		0.64	0.65	0.56	-0.22	0.14	0.55	0.43	0.63	0.59	0.57	0.66	0.57	0.66	0.34	0.63	0.58	0.49
Other Assets	0.99	0.93	0.99	0.97	0.9	0.99	0.98	-0.18	0.64		0.91	0.87	-0.25	0.02	0.77	0.69	0.99	0.91	0.97	0.96	0.86	0.96	0.82	0.99	0.91	0.78
Long Term Debt	0.87	0.73	0.87	0.86	0.88	0.88	0.93	0.0	0.65	0.91		0.72	-0.55	0.32	0.59	0.74	0.87	0.75	0.89	0.91	0.63	0.91	0.61	0.89	0.71	0.58
Net Receivables	0.91	0.83	0.88	0.89	0.69	0.86	0.88	-0.46	0.56	0.87	0.72		-0.24	0.04	0.94	0.53	0.91	0.94	0.86	0.72	0.83	0.72	0.83	0.86	0.9	0.88
Short Term Investments	-0.21	-0.02	-0.17	-0.22	-0.23	-0.2	-0.32	-0.01	-0.22	-0.25	-0.55	-0.24		-0.64	-0.2	-0.27	-0.2	-0.16	-0.26	-0.2	0.07	-0.2	-0.05	-0.23	-0.06	-0.09
Inventory	-0.03	-0.21	-0.05	0.0	0.0	-0.01	0.1	0.17	0.14	0.02	0.32	0.04	-0.64		-0.09	0.2	-0.03	-0.16	0.03	-0.03	-0.2	-0.03	-0.2	0.04	-0.21	-0.19
Other Current Assets	0.84	0.77	0.79	0.82	0.54	0.77	0.79	-0.59	0.55	0.77	0.59	0.94	-0.2	-0.09		0.28	0.84	0.89	0.71	0.61	0.85	0.61	0.83	0.75	0.87	0.87
Other Stockholder Equity	0.62	0.49	0.65	0.57	0.86	0.63	0.66	0.17	0.43	0.69	0.74	0.53	-0.27	0.2	0.28		0.63	0.55	0.74	0.72	0.36	0.72	0.28	0.68	0.45	0.28
Total Liab	1.0	0.95	0.99	0.99	0.85	0.99	0.98	-0.29	0.63	0.99	0.87	0.91	-0.2	-0.03	0.84	0.63		0.94	0.96	0.93	0.89	0.93	0.87	0.98	0.95	0.85
Deferred Long Term Liab	0.95	0.91	0.92	0.93	0.77	0.91	0.91	-0.35	0.59	0.91	0.75	0.94	-0.16	-0.16	0.89	0.55	0.94		0.91	0.82	0.82	0.82	0.87	0.89	0.95	0.92
Long Term Investments	0.96	0.91	0.96	0.96	0.87	0.97	0.95	-0.12	0.57	0.97	0.89	0.86	-0.26	0.03	0.71	0.74	0.96	0.91		0.92	0.75	0.92	0.81	0.97	0.9	0.81
Short Long Term Debt	0.92	0.86	0.94	0.9	0.95	0.94	0.94	-0.01	0.66	0.96	0.91	0.72	-0.2	-0.03	0.61	0.72	0.93	0.82	0.92		0.78	1.0	0.7	0.93	0.82	0.66
Total Current Assets	0.89	0.9	0.9	0.86	0.66	0.86	0.83	-0.42	0.57	0.86	0.63	0.83	0.07	-0.2	0.85	0.36	0.89	0.82	0.75	0.78		0.78	0.86	0.86	0.89	0.77
Short Term Debt	0.92	0.86	0.94	0.9	0.95	0.94	0.94	-0.01	0.66	0.96	0.91	0.72	-0.2	-0.03	0.61	0.72	0.93	0.82	0.92	1.0	0.78		0.7	0.93	0.82	0.66
Common Stock	0.87	0.93	0.87	0.88	0.53	0.88	0.79	-0.44	0.34	0.82	0.61	0.83	-0.05	-0.2	0.83	0.28	0.87	0.87	0.81	0.7	0.86	0.7		0.84	0.94	0.93
Property Plant Equipment	0.98	0.94	0.99	0.98	0.85	0.99	0.96	-0.18	0.63	0.99	0.89	0.86	-0.23	0.04	0.75	0.68	0.98	0.89	0.97	0.93	0.86	0.93	0.84		0.92	0.81
Intangible Assets	0.96	0.96	0.94	0.96	0.7	0.95	0.9	-0.35	0.58	0.91	0.71	0.9	-0.06	-0.21	0.87	0.45	0.95	0.95	0.9	0.82	0.89	0.82	0.94	0.92		0.96
Common Stock Shares Outstanding	0.86	0.89	0.82	0.89	0.51	0.85	0.79	-0.42	0.49	0.78	0.58	0.88	-0.09	-0.19	0.87	0.28	0.85	0.92	0.81	0.66	0.77	0.66	0.93	0.81	0.96

Click cells to compare fundamentals

Account Relationship Matchups

fundamental Accounts

	2021	2022	2023	2024	2025	2026 (projected)
Total Assets	1.678097734E15	1.86563901E15	1.96500703E15	1.992983447E15	2.135371105E15	1.620012483466667E15
Other Current Liab	17.2T	24.4T	33.5T	35.9T	41.3T	22.2T
Other Liab	48.1T	66.2T	37.2T	42.4T	48.8T	34.0T
Net Tangible Assets	206.3T	226.9T	288.7T	299.3T	344.2T	211.3T
Retained Earnings	185.0T	201.2T	210.7T	215.1T	219.6T	184.0T
Accounts Payable	1.148312518E15	1.313207596E15	2.2T	2.1T	2.0T	1.9T
Cash	155.6T	268.4T	225.0T	198.3T	126.4T	192.2T
Other Assets	915.3T	1.00053682E15	1.010193378E15	1.114475056E15	1.2816463144E15	901.4T
Net Receivables	3.9T	8.2T	7.0T	14.3T	16.5T	17.3T
Inventory	65.1B	67.2B	63.9B	67.6B	60.8B	109.1B
Other Current Assets	85.7T	64.9T	74.5T	167.0T	192.0T	201.6T
Total Liab	1.38631093E15	1.562243693E15	1.648534888E15	1.6697944E15	1.804429671E15	1.373910502433334E15
Total Current Assets	283.5T	248.0T	241.4T	357.7T	411.3T	269.6T
Intangible Assets	30.0T	33.4T	33.3T	32.9T	34.4T	28.1T
Net Invested Capital	413.1T	442.9T	460.6T	478.4T	494.6T	405.8T

Financial Metrics, Fundamentals & Methodology

PT Bank reports annual revenue of 186.88 T, a profit margin of 40.41%, ROE of 17.47%. PT Bank's operating framework provides insight into margin behavior and earnings persistence. Operating leverage sensitivity reflects exposure to economic shifts. PT Bank currently shows revenue of 186.88 T, positive EPS of 0.02.

Macroaxis compiles PT Bank Rakyat metrics from periodic company reporting and market reference feeds and applies consistent transformation rules before display. Not all fields update in real time. Reported income, balance-sheet, and cash-flow fields adhere to GAAP or IFRS presentation rules.

This content is curated and reviewed by:

Ellen Johnson - Member of Macroaxis Editorial Board

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PT Bank Financials

PT Bank Balance Sheet Account Activities

Key indicators impacting PT Bank's financial strength

PT Bank Stock Summary

Key Financial Ratios

Key Balance Sheet Accounts

Key Income Statement Accounts

Key Cash Accounts

Financial Ratios Relationships

Total Assets Over Time

Core Fundamental Drivers

Financial Account Correlations

Account Relationship Matchups

High Positive Relationship

High Negative Relationship

fundamental Accounts

Financial Metrics, Fundamentals & Methodology

This content is curated and reviewed by:

Popular Tools for BYRA Stock analysis

COMMON DESTINATIONS

MAIN CATEGORIES

COMPANY

Total Liab	+ 1.0	Total Assets
Short Term Debt	+ 1.0	Short Long Term Debt
Total Current Liabilities	+ 0.99	Total Assets
Total Stockholder Equity	+ 0.99	Total Assets
Net Tangible Assets	+ 0.99	Total Assets
Other Assets	+ 0.99	Total Assets

Inventory	- 0.64	Short Term Investments
Other Current Assets	- 0.59	Accounts Payable
Short Term Investments	- 0.55	Long Term Debt
Net Receivables	- 0.46	Accounts Payable
Common Stock	- 0.44	Accounts Payable
Common Stock Shares Outstanding	- 0.42	Accounts Payable